Sagesure Insurance Review & Complaints: Homeowners Insurance (2024)
You can only buy SageSure home insurance in 14 states currently; however, this young company has modern conveniences that tech-savvy homeowners may appreciate. Sporting a user-friendly website, SageSure empowers you to access your policy at any time of day or night so you can make updates or file a claim whenever you need to and encourages homeowners to reach out to company representatives remotely. You can also get free SageSure home insurance quotes online as well.
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Heidi Mertlich
Licensed Insurance Agent
Heidi works with top-rated life insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the ...
Licensed Insurance Agent
UPDATED: Dec 22, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Dec 22, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- SageSure only provides insurance coverage in 14 states
- SageSure quotes are available online
- SageSure coverage options vary by state
Your home is your castle, so it’s vital that you have a homeowners’ insurance policy from Sagesure to protect it and you from any unexpected disasters. Now, there are so many insurance companies flooding the market today that it can be difficult to narrow down your choices, but with the help of insurance buying guides like this one, you can find the right insurance company for you.
If you’re a homeowner who appreciates companies that invest in user-friendly websites and modern technology, then you may want to buy home insurance from SageSure Insurance. While it has only been in business since 2006, this company has continued to grow and provide more and more people with insurance coverage.
Read on to learn more about the SageSure home insurance company so you can decide if this company can provide you with the coverage that you need to keep your home safe.
Enter your ZIP code to get free home insurance quotes and compare quotes from multiple homeowners insurance companies.
What coverages can homeowners buy from SageSure?
The coverage types available from this company will vary from state to state. Homeowners who reside in Alabama, for instance, only have the option of purchasing an HO-3 homeowners insurance policy. However, if you happen to own a home in California, you can choose between an HO-3 or HO-5 homeowners insurance policy depending upon your coverage needs.
Now, you must take note that while extensive open perils coverage is available through both of these policy types for the physical structure of your home, the HO-5 policy provides coverage for any belongings within it as well.
Here is a good tip for buying homeowner’s insurance: whenever you request free insurance quotes online, always carefully review each one to determine what will be covered and what type of losses will be excluded.
You should also always check to be sure that a policy you’re interested in meets the criteria of your budget as well. If you can’t afford to pay for your policy, you run the risk of your insurance company canceling it and leaving you without any coverage at all.
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How much are home insurance rates?
SageSure home insurance rates aren’t broadly shared with the public, but you can always request a free quote from SageSure’s website. If you’re curious about what you may pay for homeowner’s insurance, you can refer to this data table to see what the average cost of insurance is where you live:
Average Annual Home Insurance Rates by State
| States | Average Monthly Home Insurance Rates |
|---|---|
| Alabama | $135.33 |
| Alaska | $107.58 |
| Arizona | $112.92 |
| Arkansas | $178.50 |
| California | $102.00 |
| Colorado | $158.25 |
| Connecticut | $98.67 |
| Delaware | $73.50 |
| Florida | $112.75 |
| Georgia | $142.75 |
| Hawaii | $41.75 |
| Idaho | $87.58 |
| Illinois | $110.17 |
| Indiana | $132.25 |
| Iowa | $125.17 |
| Kansas | $184.33 |
| Louisiana | $151.08 |
| Maine | $79.67 |
| Maryland | $93.67 |
| Massachusetts | $108.92 |
| Michigan | $93.33 |
| Minnesota | $162.67 |
| Mississippi | $147.75 |
| Missouri | $187.58 |
| Montana | $147.50 |
| Nebraska | $234.67 |
| Nevada | $87.25 |
| New Hampshire | $69.92 |
| New Jersey | $62.58 |
| New Mexico | $117.33 |
| New York | $153.33 |
| North Carolina | $97.17 |
| North Dakota | $110.25 |
| Ohio | $97.00 |
| Oklahoma | $290.17 |
| Oregon | $63.00 |
| Pennsylvania | $63.17 |
| Rhode Island | $99.42 |
| South Carolina | $95.17 |
| South Dakota | $163.17 |
| Tennessee | $135.42 |
| Texas | $183.92 |
| Utah | $53.92 |
| Vermont | $57.17 |
| Virginia | $84.42 |
| Washington | $71.92 |
| West Virginia | $93.67 |
| Wisconsin | $82.17 |
| Wyoming | $105.25 |
| National Average | $116.08 |
As illustrated by the table above, location can have a profound effect on homeowner insurance rates. However, that is not the only factor that can influence how much you pay for insurance.
When you start shopping for insurance online, you’ll notice you are required to share quite a lot of information about yourself and your home. It may not shock you to learn that you must disclose the square footage of your home, the age of the roof, the number of rooms, and so on. However, you will need to share some personal information too.
You will need to share your birthdate, your gender, your marital status, and your occupation, among other things. Once all of this information is gathered, it will be sent through an insurance company’s underwriting process. This process helps the company determine how much risk you might pose to the company. Once that step is complete, you can receive an accurate rate.
You should also know that if you have a long history of filing claims with previous home insurance companies, that could produce an increase in your rates. Now, if you are concerned that your insurance may be too high, you can also use tools made available by your insurance company that can help you lower your insurance rate.
How can Homeowners lower insurance rates?
You can procure affordable SageSure home insurance by making sure that you are taking advantage of every discount SageSure has to offer. However, you will need to call a SageSure representative to find out what those discounts are. SageSure boasts that discounts are available to homeowners but does not explain what those discounts may be on its website.
Typically, you’ll find that most major insurance companies offer discounts similar to these listed below:
- New home
- Sprinkler system
- Gated community
- Claim free
- Customer loyalty
- Paid-in-full
- Automatic withdrawals
- Paperless billing
- Multi-policy
Also, be sure to review what discounts an insurance company has available before you decide to purchase a policy. A good insurance policy will be one that meets your coverage needs and also fits your budget.
SageSure Insurance Claims Process
Ease of Filing a Claim
SageSure Insurance offers multiple convenient options for filing a claim. Policyholders can file a claim online through the company’s user-friendly website, over the phone, or even via mobile apps. This flexibility ensures that homeowners can report incidents and start the claims process in a way that suits their preferences and needs.
Average Claim Processing Time
The average claim processing time at SageSure Insurance is a critical factor for policyholders. While specific processing times can vary depending on the nature and complexity of the claim, SageSure is committed to providing efficient and timely service to its customers.
This commitment aims to reduce the stress and inconvenience associated with insurance claims, allowing homeowners to recover and rebuild quickly.
Customer Feedback on Claim Resolutions and Payouts
Customer feedback plays a crucial role in assessing an insurance company’s performance. SageSure Insurance values customer satisfaction and strives to ensure fair and prompt claim resolutions.
Policyholders have provided feedback on their experiences with SageSure, and this section will explore their sentiments regarding claim resolutions and payouts, offering insights into the company’s reputation and reliability.
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SageSure Insurance Digital and Technological Features
Mobile App Features and Functionality
SageSure Insurance recognizes the importance of digital tools in today’s tech-savvy world. The company offers a mobile app with a range of features and functionalities designed to enhance the customer experience.
Online Account Management Capabilities
Efficient online account management is a priority for many homeowners. SageSure Insurance provides online account management options to simplify policy management. In this section, we’ll explore the capabilities of the online platform, including account access, policy updates, and other features that contribute to a seamless user experience.
Digital Tools and Resources
In today’s digital age, insurance companies are expected to provide policyholders with valuable digital tools and resources. SageSure Insurance aims to meet this expectation by offering a range of digital resources to assist homeowners in understanding their coverage, making informed decisions, and accessing important information.
Is SageSure a good insurance company?
Unlike some of the best insurance companies, SageSure doesn’t have a rating from A.M. Best, and it isn’t a Better Business Bureau accredited business currently. However, it does have an A+ rating from the BBB.
It is also important to note that SageSure has remained in business for over 30 years and has provided homeowners with reliable coverage for more than a decade. Most insurance companies like SageSure, GEICO, and other top insurers, empower you to access your policy online.
What’s more, you can file a claim online. This feature lets you remain in control of your policy and get the help you need right away in case of an emergency.
Now, you should be aware that if you want to get home insurance quotes from SageSure Insurance, you’ll only be able to do so if your property is located in one of these 14 states:
| States Where SageSure Home Insurance is Available |
|---|
| Alabama |
| Alasaka |
| California |
| Connecticut |
| Florida |
| Louisiana |
| Massachusetts |
| Mississippi |
| New Jersey |
| New York |
| North Carolina |
| South Carolina |
| Texas |
| Virginia |
While SageSure does strongly encourage homeowners to reach out to the company’s insurance representatives remotely, you do have the option of meeting with SageSure insurance managers in Tallahassee, FL, Jersey City, NJ, Chicago, IL, or Atlanta, GA, if you would like to speak with someone face-to-face.
SageSure: The Bottom Line
Although it’s currently doing business in only 14 states, SageSure has been providing reliable insurance products since 2006. Of course, you must remember that rates and even the type of coverage available will change from one state to another, so be sure to review every quote you get with a discerning eye.
SageSure is clearly a company born during the internet age as it offers a website that is very user-friendly and encourages clients to communicate with its representatives remotely rather than in person. That being said, if you are a socially-inclined person, you may not particularly enjoy this feature of the company’s design. However, you can always read SageSure reviews online to gather more details, so you can make a better-informed decision.
If you’re not sure that SageSure is the company for you, you can enter your ZIP code to get free insurance quotes from insurance companies near you today.
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Frequently Asked Questions
What is Sagesure Insurance?
Sagesure Insurance is an insurance company that specializes in providing homeowners insurance coverage. They offer policies for residential properties, including houses, condominiums, and rental properties.
How can I contact Sagesure Insurance?
You can contact Sagesure Insurance by visiting their official website and using their contact information provided. They typically have customer service representatives available via phone, email, or live chat to assist with inquiries or concerns.
Are there any reviews available for Sagesure Insurance?
Yes, you can find reviews for Sagesure Insurance on various online platforms, including insurance review websites, social media, and consumer forums. These reviews can give you insights into the experiences of other homeowners who have used their services.
Where can I find complaints about Sagesure Insurance?
If you are looking for complaints about Sagesure Insurance, you can check online resources such as the Better Business Bureau (BBB) website, consumer complaint forums, or review websites. These platforms may have information about specific issues raised by customers.
What should I consider when reading reviews and complaints about Sagesure Insurance?
When reading reviews and complaints about Sagesure Insurance, it is essential to consider the overall sentiment and the specific details mentioned. Look for patterns in the feedback and consider the credibility of the source. Keep in mind that individual experiences can vary, so it’s important to evaluate multiple perspectives.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
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Heidi Mertlich
Licensed Insurance Agent
Heidi works with top-rated life insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the ...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.