10 Best Car Insurance Companies for Hyundais in 2024 (Your Guide to the Top Providers)

Top Pick for Hyundai: Progressive

13,128 reviews

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4.1

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Company Facts

Full Coverage for Hyundai

$160/mo

A.M. Best Rating

A+

Complaint Level

Low

Pros & Cons

• Competitive Rates
• Wide Range of Coverage Options
• Bundling Discounts

• Customer Service
• Claims Process
• Rate Increases

» Progressive Car Insurance Review

13,128 reviews

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Best Coverage for Hyundai: Nationwide

3,019 reviews

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4.0

Company Facts

Full Coverage for Hyundai

$150/mo

A.M. Best Rating

A+

Complaint Level

Low

Pros & Cons

• Great rates for teen drivers
• Great rates for people with bad credit
• Usage-based savings options
• A+ ratings with A.M. Best and the BBB
• Discounts options
• Various coverages
• Excellent customer service options
• Excellent claims handling
• Many options for bundling services
• Good rates when adding a teen driver to a policy
• A pay-per-mile insurance option
• Coverage in 46 states
• Customizable policies

• Pricey policies
• Low customer satisfaction with the claims process
• No option for rideshare coverage
• High premiums for individuals with a DUI
• High premiums for individuals with accidents on their record
• Low overall customer satisfaction ratings

» Nationwide Car Insurance Review

3,019 reviews

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Best Discounts for Hyundai: Am Fam

2,180 reviews

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4.0

Company Facts

Full Coverage for Hyundai

$145/mo

A.M. Best Rating

A

Complaint Level

Low

Pros & Cons

• Customer Service
• Coverage Options
• Discounts

• Digital Tools
• Policy Terms
• Claims Satisfaction

» American Family Car Insurance Review

2,180 reviews

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If you drive a Hyundai, check out Progressive, Nationwide, and American Family for the best car insurance companies for Hyundais, with rates starting at $75 per month.

The first thing you’ll need to do when shopping for Hyundai car insurance is determine the type of coverage you’re looking for.

Our Top 10 Company Picks: Best Car Insurance Companies for Hyundais

Company	Rank	Bundling Discounts	A.M. Best	Best For	Jump to Pros/Cons
	#1	12%	A+	Customizable Plans	Progressive
	#2	20%	A+	Usage Coverage	Nationwide
	#3	15%	A	Family Discounts	American Family
	#4	17%	B	Reliable Coverage	State Farm
	#5	10%	A	Comprehensive Options	Liberty Mutual
	#6	11%	A+	Mature Drivers	The Hartford
	#7	19%	A++	Military Perks	USAA
	#8	13%	A++	Competitive Rates	Travelers
	#9	25%	A+	Claim Satisfaction	Allstate
	#10	18%	A	Specialized Coverage	Farmers

Once you know what coverage you’re looking for, you can shop and compare Hyundai insurance rates from several of the best insurance companies in your area.

Compare multiple offers in seconds and find the coverage that fits your budget and needs, all in one simple step. Enter your ZIP code now.

#1 — Progressive: Top Overall Pick

Pros

• Highly Customizable Plans: With an A+ rating from A.M. Best, it is a flexible choice among the best car insurance companies for Hyundais.
• 12% Bundling Discount: providing savings that contribute to its reputation. Read more about bundling discounts at “Progressive Insurance Review.”
• Snapshot Program: This program rewards safe driving, adding to its appeal as one of the best car insurance companies for Hyundais.

Cons

• Higher Rates for Older Vehicles: This may impact its affordability among the best car insurance companies for Hyundais.
• Inconsistent Customer Service Experiences: This leads to varying satisfaction levels and affects its standing among the best car insurance companies for Hyundais.

#2 — Nationwide: Best for Usage Coverage

Pros

• 20% Bundling Discount: Available, offering substantial savings and making it one of the best car insurance companies for Hyundais.
• A+ A.M. Best Rating: Reflecting strong financial stability and making it a reliable choice among the best car insurance companies for Hyundais.
• Excellent Usage-Based Coverage Options: Ideal for drivers with unique needs and enhancing its status among the best car insurance companies for Hyundais.

Cons

• Potentially Higher Premiums: In certain regions, affecting its affordability among the best car insurance companies for Hyundais.
• Limited Availability of Some Discounts: This may reduce potential savings opportunities. Discover more about limited discounts at “Nationwide Reviews.”

#3 — American Family: Best for Family Discounts

Pros

• 15% Bundling Discount: Available, making it cost-effective when combining auto with other policies, and a strong contender among the best car insurance companies for Hyundais.
• A Rating From A.M. Best: Reflecting financial solid stability and reliability in claims handling, enhancing its reputation.
• Comprehensive Coverage Options: Providing tailored benefits that position it among the best. Learn more when you read our article “American Family Insurance.”

Cons

• Premiums May Be Higher Than Competitors: This could be a downside for those seeking the most affordable option.
• Limited Availability: This could restrict access for some looking for the best car insurance companies for Hyundais.

#4 — State Farm: Best for Reliable Coverage

Pros

• Reliable Coverage: With a B rating from A.M. Best, dependable service is ensured, making it one of the best car insurance companies for Hyundais.
• 17% Bundling Discount: Available, which helps reduce overall insurance costs, positioning it among the best car insurance companies for Hyundais.
• Extensive Network of Local Agents: Providing personalized service and support, enhancing its status as one of the best car insurance companies for Hyundais.

Cons

• Lower A.M. Best Rating: B’s ratings are lower than those of its competitors, which may affect its standing among the best car insurance companies.
• Limited Digital Tools: This can be less convenient for tech-savvy users seeking the best car insurance companies for Hyundais. Read the article “State Farm Reviews” to learn more.

#5 — Liberty Mutual: Best for Comprehensive Options

Pros

• Comprehensive Coverage Options: With an A rating from A.M. Best, making it a reliable choice among the best car insurance companies for Hyundais.
• 10% Bundling Discount: Available bundling discount, which can help reduce overall costs, adding to its appeal as one of the best car insurance companies for Hyundais.
• Customizable Plans: Customizable Plans to fit specific needs, enhancing its reputation among the best car insurance companies for Hyundais.

Cons

• Premiums May be Higher: The downside is that it might not be the most budget-friendly option for some people. Learn more at “Liberty Mutual Insurance Review.”
• Complex Policy Structure: Complex policy might be confusing and affect its usability among the best car insurance companies for Hyundais.

#6 — The Hartford: Best for Mature Drivers

Pros

• Tailored for Mature Drivers: Providing specific benefits that make it one of the best car insurance companies for Hyundais, particularly for older drivers.
• A+ A.M. Best Rating: Ensuring financial solid stability and reliable service, making it a top choice among the best car insurance companies for Hyundais.
• Accident Forgiveness Available: Accident forgiveness helps the company maintain lower premiums and enhance its status as one of the best car insurance companies for Hyundais.

Cons

• Limited Appeal for Younger Drivers: Limited appeal for young drivers as its benefits are geared towards seniors. Read the article entitled “The Hartford ” to know more.
• Potentially Higher Premiums: Higher premiums for younger drivers, affecting its competitiveness among the best car insurance companies for Hyundais.

#7 — USAA: Best for Military Perks

Pros

• Top-rated A++ Financial Strength: Due to its reliability and strength, it is one of the best car insurance companies for Hyundais.
• 19% Bundling Discount: This helps to reduce costs significantly and adds to its appeal as one of the best car insurance companies for Hyundais.
• Specialized Benefits for Military Families: Providing unique perks and making it a top choice for eligible members. Read our article here, “USAA Insurance Review.”

Cons

• Restricted to Military Members and Their Families: This restriction limits access for non-military individuals looking for the best car insurance companies for Hyundais.
• Limited Physical Locations: This might make in-person support less accessible for those seeking the best car insurance companies for Hyundais.

#8 — Travelers: Best for Competitive Rates

Pros

• A++ A.M. Best Rating: Showcasing excellent financial strength and making it a top choice among the best car insurance companies for Hyundais.
• 13% Bundling Discount: Offering savings that enhance its status among the best car insurance companies for Hyundais.
• Competitive Rates: With a focus on providing value for various types of drivers, making it one of the best car insurance. Discover more competitive rates at “Travelers Insurance.”

Cons

• Customer Service Experiences Can Vary, leading to inconsistent satisfaction and affecting its standing among the best car insurance companies for Hyundais.
• Higher Premiums in Some Urban Areas: This could impact its affordability among the best car insurance companies for Hyundais.

#9 — Allstate: Best for Claim Satisfaction

Pros

• High Claim Satisfaction: With a strong A+ rating from A.M. Best, it is one of the best car insurance companies for Hyundais when reliability is a priority.
• Generous Bundling Discounts of Up to 25%: This makes it a cost-effective option among the top car insurance companies for Hyundais.
• Excellent Coverage Options: Tailored to various needs, enhancing its reputation as one of the best. Learn more about coverage options at “Allstate Reviews” to gain insights.

Cons

• Premiums May be Higher: If you don’t qualify for bundling discounts, dealing with the top car insurance companies for Hyundais may be a downside.
• Fewer Discounts for High-Risk Drivers: This may limit affordability among the best car insurance companies for Hyundais.

#10 — Farmers: Best for Specialized Coverage

Pros

• 18% Bundling Discount: A bundling discount is available, providing significant savings when combining policies and positioning it as one of the best car insurance.
• A rating from A.M. Best: Indicating financial solid health and reliability in claims handling, making it one of the best car insurance companies.
• Specialized Coverage Options: Including unique add-ons like new car replacements, enhancing its appeal among the best car insurance companies.

Cons

• Premiums Can Be on the Higher Side: This may affect budget-conscious drivers looking for the best car insurance companies for Hyundais.
• Less Competitive Rates for Urban Drivers: Potentially impacting its attractiveness among the best car insurance companies. Read more at “Farmers Insurance Group Review.”

The Types of Car Insurance for a Hyundai

Your state has specific requirements regarding car insurance, and you must meet the minimum coverage criteria before you can legally drive. These requirements vary, but most states mandate at least liability coverage, which protects you in case you’re responsible for an accident.

Hyundai Car Insurance Monthly Rates by Provider & Coverage Level

Insurance Company	Minimum Coverage	Full Coverage
	$105	$180
	$80	$145
	$100	$165
	$110	$175
	$85	$150
	$92	$160
	$97	$170
	$95	$162
	$90	$155
	$75	$140

It’s essential to understand your state’s minimum coverage laws to ensure you’re compliant and adequately protected on the road. Some state requirements only include liability coverage, such as:

• Property Damage Liability: Property damage liability covers you if you cause an accident and damage someone’s car or other personal property.
• Bodily Injury Liability: Bodily injury liability covers you if you cause an accident and injure or kill one or more people. Find the best bodily injury liability car insurance companies.

However, you’ll need extra coverage in many states to meet the requirements. Additional coverage may include one or more of the following:

• Personal Injury Protection (PIP): Personal injury protection (PIP) car insurance helps pay medical bills and may replace lost wages after a covered accident. Find the best PIP car insurance companies.
• Medical Payments (MedPay): MedPay insurance helps with hospital bills and doctor visits after a covered accident. Find the best medical payment car insurance companies.
• Uninsured/Underinsured Motorist Coverage: Uninsured or underinsured motorist coverage helps if someone causes an accident but doesn’t carry proper insurance. Find the best-uninsured motorist coverage car insurance companies.

Depending on the types and amounts of coverage your state requires, your rates may be higher or lower than the average rates for Hyundai owners. Still, you may want to consider additional coverage for your vehicle. A full-coverage car insurance policy offers more protection.

Full Coverage for a Hyundai

Your Hyundai may need a full coverage policy, but it depends. You should purchase full coverage if your Hyundai is new, expensive, or has a loan or lease. In fact, your lender likely requires that you carry a full coverage policy on your Hyundai.

Understanding full coverage car insurance for a Hyundai protects you if you cause an accident and damage your car or if someone or something damages it while it’s parked. A full coverage policy includes:

• Collision Insurance: Collision car insurance helps if you cause an accident and damage your car. Collision insurance will pay for repairs up to your vehicle’s actual cash value (ACV) once you pay your deductible. Find the best collision coverage car insurance companies.
• Comprehensive Insurance: Comprehensive car insurance helps if inclement weather, wild animals, theft, or vandalism cause damage to your Hyundai.

Full coverage may not be worth the investment if you drive an older Hyundai with a low ACV. Still, other Hyundai owners should consider purchasing the coverage for added protection and peace of mind.

Otherwise, you may have to pay out of pocket for repairs to your vehicle. Find out how much car insurance you need.

Hyundais are Cheaper to Insure

Hyundai auto insurance costs around $225 per month for a full coverage policy. Still, you may find more affordable rates in your area. Since several factors affect car insurance rates, the cost of insurance for your Hyundai will be different.

The Hyundai model that you drive significantly impacts how much you’ll pay at monthly rates. Get the right car insurance at the best price — enter your ZIP code below to shop for coverage from the top insurers.

Hyundai Car Insurance Discount by Provider

Insurance Company	Available Discounts
	Multi-Policy, Anti-Lock Brakes, Anti-Theft Device, New Car, EZ Pay Plan, FullPay, Good Payer, Good Student, Resident Student, Safe Driving Club, Smart Student, Responsible Payer
	Multi-Policy, Multi-Vehicle, Good Driver, Defensive Driver, Loyalty, Early Bird, Auto Safety Equipment, Steer Into Savings, Low Mileage, Young Volunteer, Teen Safe Driver, Generational
	Multi-Policy, Multi-Car, Homeowner, Safe Driver, Good Student, Alternative Fuel, Mature Driver, New Car, Pay in Full, Bundling, Anti-Theft, Affinity Groups
	Multi-Policy, Multi-Car, Homeowner, Good Student, Anti-Theft Device, Alternative Energy, Violation-Free, Accident-Free, Early Shopper, Preferred Payment, Paperless
	Multi-Policy, Multi-Vehicle, SmartRide (Usage-Based), Accident-Free, Anti-Theft Device, Defensive Driving, Good Student, Paperless, Safe Driver, Passive Restraint
	Multi-Policy, Multi-Car, Continuous Insurance, Snapshot (Usage-Based), Homeowner, Good Student, Teen Driver, Online Quote, Paperless, Pay in Full, Safe Driver
	Multi-Policy, Multi-Car, Good Student, Safe Driver, Defensive Driving, Driver’s Education, Passive Restraint, Vehicle Safety, Accident-Free, Anti-Theft Device
	Multi-Policy, Multi-Car, Defensive Driver, Anti-Theft Device, Vehicle Fuel Type, Driver Training, Good Student, Bundle, Pay-in-Full, Homeownership, Loyalty
	Multi-Policy, Multi-Car, Safe Driver, Good Student, New Car, Homeowner, Continuous Insurance, Hybrid/Electric Vehicle, Early Quote, EFT, Multi-Policy Bundling
	Multi-Policy, Multi-Vehicle, Safe Driver, Defensive Driving, New Vehicle, Family, Good Student, Loyalty, Annual Mileage, Storage, Military Affiliation

The price of a Hyundai is often relatively low. Since Hyundais are so cheap, you may find that your Hyundai model doesn’t cost as much to insure as others. This is especially true if you drive an older Hyundai. Comparing quotes in your area is how you’ll find the best insurance for Hyundai cars.

Getting Cheaper Coverage for Your Hyundai

If you’re looking for lower car insurance rates for your vehicle, you should compare quotes to determine which company offers the most competitive options for coverage. Additionally, you can shop online for car insurance discounts with individual companies.

Many car insurance companies offer coverage discounts, and you may qualify for discounts on coverage.

Some of the most common car insurance discounts include multi-car, multi-policy, loyalty, good student, defensive driver, safety features, new car, paid-in-full, telematics, affiliations, and occupation discounts.

You could save around 25% on your car insurance coverage if you qualify for a discount. Speak with a representative from any company you’re considering to learn whether you qualify for discounts on your car insurance coverage.

Choosing the Best Hyundai Car Insurance Company

Finding the best car insurance company isn’t difficult, but it does take time. First, you should compare car insurance quotes to learn which car insurance companies offer the coverage you want at a price that works for you.

Next, determine which company has helpful customer service ratings and positive financial strength. Once you do, you’ll know which companies offer the coverage you want and the peace of mind you need when you get behind the wheel. Learn how to get car insurance.

Finding Cheap Hyundai Car Insurance

Hyundai car insurance shouldn’t be difficult to find, but you’ll want to take your time before you commit to a policy. First, determine which type of car insurance coverage you want.

Will you purchase full coverage for additional protection, or will you stick with minimum coverage to drive legally in your state?

As you compare quotes, you’ll learn which companies offer competitive rates, which will help you find the best Hyundai car insurance in your area.

Our free online comparison tool below allows you to compare cheap car insurance quotes instantly — just enter your ZIP code to get started.