What discounts are available for Auto-Owners car insurance customers?

Discounts Available for Auto-Owners Car Insurance Customers

According to the Auto-Owners website, there are several to save on your auto insurance. For instance, you may qualify for a Multi-Policy Discount if you have other qualifying policies through Auto-Owners insurance.

If you have a qualifying life insurance policy with the company, you should qualify for the Life Multi-Policy Discount. This type of savings, often called “bundling,” is a fairly common type of discount.

Other Discounts Available for Auto-Owners Car Insurance Customers

Regardless of what types of car insurance coverage you currently have on your policy, Auto-Owners Insurance can use your payment history to decide whether or not to offer you a discount. (For more information, read our “What types of car insurance coverage does Auto-Owners offer?“).

You may receive the Payment History Discount if you are already with the company and have paid your premiums on time for the last 36 months.

You can save by paying your auto insurance premium in full rather than breaking it into smaller monthly payments. Opting for a paperless bill and paying your auto insurance premiums online may qualify you for the Green Discount.

Safety Feature and Low Mileage Discounts

The answer to both of these questions is “Yes.” if your vehicle has safety features, including airbags, anti-theft devices, and anti-lock brake systems, you may qualify for the Safety Feature Discount.

Auto-Owners also offers a Low Mileage Discount to policyholders who drive 10,000 miles a year or less. To apply for this discount, you need to:

• Enroll in the Customer Center on the Auto-Owners website
• Sign into your Customer Center account
• Upload a current photo of your vehicle’s odometer

Each year, right before your auto insurance policy renews, you will receive an email from Auto-Owners Insurance asking for a new photo of your vehicle’s odometer. They will use the information from the photos to determine your Low Mileage Discount.

Additional Discounts Are Available For Auto-Owners Car Insurance Customers

Other ways to qualify for discounts for Auto-Owners car insurance include a Multi-Car discount when two or more vehicles are insured on your auto insurance policy. Another effective way to save money on your auto insurance is if you raise your deductible.

If you have one, you can ask your agent what your current deductibles are for your car insurance coverage, and then ask them to run the numbers for higher deductibles. You might be pleasantly surprised to learn your auto insurance policy rates will drop significantly.

Also, if you have a teen driver or college student on your policy, you can inquire about the Good Student Discount. If the teen driver maintains a “B” or better grade-point average in school, they may get a discount of up to 20 percent.

Discounts are also available to students who attend a school more than 100 miles away and do not have a vehicle with them on campus.

Read more: Good Student Car Insurance Discount

Case Studies: Discounts for Auto-Owners Car Insurance Customers

Case Study 1: Multi-Policy Discount

John has multiple insurance policies with Auto-Owners, including his car insurance and a life insurance policy. He discovered that he qualifies for the Life Multi-Policy Discount, which offers savings for bundling multiple policies with Auto-Owners.

By having both his car and life insurance policies with Auto-Owners, John enjoys the convenience of one insurer and saves money through the multi-policy discount.

Case Study 2: Payment History Discount

Emily has been a loyal customer of Auto-Owners and has consistently paid her premiums on time for the past 36 months. As a result, she qualifies for the Payment History Discount.

This discount recognizes and rewards customers with a reliable payment history, demonstrating their commitment to responsible financial management. Emily benefits from lower premiums as a result of her payment history with Auto-Owners.

Case Study 3: Safety Feature and Low Mileage Discounts

Sarah drives a car equipped with safety features such as airbags, anti-theft devices, and an anti-lock brake system. She contacted Auto-Owners and learned that she qualifies for the Safety Feature Discount. This discount acknowledges the reduced risk associated with safety features, leading to lower premiums for Sarah.

Additionally, Sarah drives only 8,000 miles per year, making her eligible for the Low Mileage Discount. By providing the necessary documentation and annual odometer readings, Sarah enjoys additional savings on her car insurance.

Case Study 4: Multi-Car Discount and Higher Deductibles

Mike and Lisa have two vehicles insured under their Auto-Owners car insurance policy. They discovered that they qualify for the Multi-Car Discount, which offers savings for insuring multiple vehicles with Auto-Owners. Additionally, they asked their agent to assess the impact of raising their deductibles.

After comparing different deductible options, Mike and Lisa found that increasing their deductibles significantly lowered their premium rates. They decided to raise their deductibles and enjoy the resulting savings on their car insurance.

Final Thoughts on What Discounts Are Available For Auto-Owners Car Insurance Customers

It is a good idea to compare car insurance options to learn which discounts are available on auto insurance at different companies. With prices increasing on virtually everything, saving money whenever you can is important.

Auto-Owners car insurance company offers discounts that may save you significant money on your auto insurance policy. If you want a quote, contact the company to speak with an independent agent who can assist you.