Best Volvo S80 Car Insurance Quotes (2024)
Volvo S80 car insurance rates around $132 a month. You can find the best car insurance by comparing Volvo S80 car insurance quotes in this guide. State Farm and GEICO are the most popular providers of Volvo S80 insurance coverage. A Volvo S80 liability-only policy costs around $636 a year or $53 each month
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Zach Fagiano
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Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...
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UPDATED: Aug 26, 2024
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Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,588 a year or $132 each month
- A liability-only policy costs around $636 a year or $53 each month
- Highest rates are for teenage drivers at around $5,804 a year or $484 each month
- Good drivers can save as much as $655 a year by earning policy discounts
- Volvo S80 insurance costs around $69 more per year than the average vehicle
Volvo S80 insurance rates are about $69 more per year than the average vehicle, costing about $1,588 a year or $132 a month. Older Volvo S80s may only need liability coverage, which averages $636 a year or $53 a month.
Good drivers are eligible for up to $655 a year in policy discounts for remaining safe on the roads. Let’s look at Volvo S80 insurance rates, insurance losses, and more.
You can start comparing quotes for Volvo S80 car insurance rates from some of the best car insurance companies by using our free online tool now.
Volvo S80 Insurance Cost
The average Volvo S80 auto insurance costs are $1,588 a year or $132 a month.
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Are Volvo S80s Expensive to Insure?
The chart below details how Volvo S80 insurance rates compare to other luxury cars like the Acura TLX, Jaguar XE, and Audi S6.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Acura TLX | $332 | $686 | $398 | $1,574 |
| Jaguar XE | $382 | $774 | $398 | $1,712 |
| Audi S6 | $444 | $894 | $398 | $1,894 |
| BMW M3 | $406 | $804 | $398 | $1,766 |
| Cadillac CTS-V | $406 | $804 | $338 | $1,684 |
| Mercedes-Benz S450 | $494 | $982 | $398 | $2,032 |
However, there are a few things you can do to find the cheapest Volvo insurance rates online.
Read more: Best Volvo Car Insurance Quotes
What Impacts the Cost of Volvo S80 Insurance?
Even though the average annual rate for the Volvo S80 is $1,588, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Volvo S80.
Age of the Vehicle
Older Volvo S80 models generally cost less to insure. For example, car insurance for a 2016 Volvo S80 costs $1,588, while 2010 Volvo S80 insurance costs are $1,308, a difference of $280.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2016 Volvo S80 | $332 | $668 | $430 | $1,588 |
| 2015 Volvo S80 | $314 | $646 | $442 | $1,560 |
| 2014 Volvo S80 | $302 | $598 | $452 | $1,510 |
| 2013 Volvo S80 | $290 | $564 | $456 | $1,468 |
| 2012 Volvo S80 | $278 | $506 | $460 | $1,402 |
| 2011 Volvo S80 | $260 | $466 | $460 | $1,344 |
| 2010 Volvo S80 | $250 | $436 | $464 | $1,308 |
Driver Age
Driver age can have a significant impact on Volvo S80 auto insurance rates. For example, 20-year-old drivers pay approximately $1,942 more each year for their Volvo S80 auto insurance than 30-year-old drivers.
Driver Location
Where you live can have a large impact on Volvo S80 insurance rates. For example, drivers in Los Angeles may pay $1,365 a year more than drivers in Indianapolis.
Your Driving Record
Your driving record can have an impact on the cost of Volvo S80 auto insurance. Teens and drivers in their 20’s see the highest jump in their Volvo S80 car insurance with violations on their driving record.
Volvo S80 Safety Ratings
Your Volvo S80 car insurance rates are tied to the safety ratings of the Volvo S80. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Volvo S80 Crash Test Ratings
If the Volvo S80 crash test ratings are good, you could have lower Volvo S80 car insurance rates. See Volvo S80 crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2016 Volvo S80 4 DR FWD | N/R | N/R | N/R | N/R |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Volvo S80 Safety Features
The Volvo S80 safety features can help lower insurance costs. According to US News, the 2020 Volvo S80 has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
- Lane Departure Warning
- Lane Keeping Assist
Volvo S80 Insurance Loss Probability
Another contributing factor that affects Volvo S80 car insurance rates is the loss probability for each type of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | -18% |
|---|---|
| Property Damage | no data |
| Comprehensive | no data |
| Personal Injury | no data |
| Medical Payment | no data |
| Bodily Injury | no data |
| Source: Insurance Institute for Highway Safety | |
Volvo S80 Finance and Insurance Cost
When financing a Volvo S80, most lenders will require your carry higher Volvo S80 coverage options including comprehensive coverage, so be sure to shop around and compare Volvo S80 car insurance rates from the best companies using our FREE tool below.
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Ways to Save on Volvo S80 Insurance
You have more options at your disposal to save money on your Volvo S80 car insurance costs. For example, try these five tips:
- Check Your Volvo S80 Policy Carefully to Ensure All Information is Correct
- Take a Refresher Course as an Older Driver
- Ask About Welcome Discounts
- Ask About Volvo S80 Safety Discounts
- Watch Your Insurer Closely When Your Volvo S80 Needs Repairs
Top Volvo S80 Insurance Companies
The best auto insurance companies for Volvo S80 car insurance rates will offer competitive rates, discounts, and account for the Volvo S80’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Volvo S80 Insurance Quotes Online
You can start comparing quotes for Volvo S80 insurance from some of the top car insurance companies by using our free online tool today.
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Frequently Asked Questions
What factors affect the cost of car insurance for a Volvo S80?
Several factors can influence the cost of car insurance for a Volvo S80, including the driver’s age, driving record, location, annual mileage, coverage limits, deductible amount, and the specific insurance company’s pricing policies.
How can I find the best car insurance quotes for my Volvo S80?
To find the best car insurance quotes for your Volvo S80, it’s recommended to compare quotes from multiple insurance providers. You can do this by reaching out to different insurance companies directly, using online insurance comparison websites, or consulting with an independent insurance agent who can gather quotes on your behalf.
Are there any specific insurance companies that offer better rates for Volvo S80 owners?
Insurance rates can vary between insurance companies, and some may offer more competitive rates for Volvo S80 owners based on their underwriting criteria and pricing strategies. However, the availability of specific insurance companies and their rates can vary depending on your location. It’s best to compare quotes from various insurers to find the most suitable and affordable option for your Volvo S80.
What type of coverage should I consider for my Volvo S80?
The coverage options you should consider for your Volvo S80 typically include liability insurance (which is often required by law), collision coverage, comprehensive coverage, uninsured/underinsured motorist coverage, and personal injury protection. The specific coverage needs may vary based on your location and personal circumstances. It’s important to review your state’s insurance requirements and consult with an insurance professional to determine the appropriate coverage for your Volvo S80.
Are there any discounts available for insuring a Volvo S80?
Many insurance companies offer various discounts that can help reduce the cost of insuring a Volvo S80. These discounts may include safe driver discounts, multi-policy discounts (if you bundle your car insurance with other policies, such as homeowners insurance), anti-theft device discounts, low mileage discounts, and more. It’s advisable to inquire about available discounts when obtaining quotes from different insurance providers.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
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Zach Fagiano
Licensed Insurance Broker
Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...
Licensed Insurance Broker
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.