Best Dodge Nitro Car Insurance Quotes (2024)
The average Dodge Nitro insurance rates are $99/mo for full coverage. However, you can reduce your Dodge Nitro insurance costs by comparing insurance quotes online with our free comparison tool. Read this guide and decide what kind of Dodge Nitro insurance coverage you need to get the most accurate online insurance quote possible.
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Apr 1, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Apr 1, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,188 a year or $99 each month
- A liability-only policy costs around $477 a year or $40 each month
- Highest rates are for teenage drivers at around $4,342 a year or $362 each month
- Good drivers can save as much as $490 a year by earning policy discounts
- Dodge Nitro insurance costs around $331 less per year than the average vehicle
Dodge Nitro insurance rates are considerably less than the average vehicle with full coverage averaging around $1,188 a year or $99 a month. Owners of an older Dodge Nitro may choose to get liability-only coverage which averages $477 a year or $40 a month.
Good drivers can get policy discounts up to $490 a year by staying a safe driver. Let’s take a quick look at Dodge Nitro insurance rates, safety features, and more.
You can compare car insurance quotes for Dodge Nitro car insurance rates from some of the best car insurance companies by using our free online tool now.
Dodge Nitro Car Insurance Cost
The average Dodge Nitro car insurance rates are $1,188 a year or $99 a month.
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Are Dodge Nitros Expensive to Insure?
The chart below details how Dodge Nitro insurance rates compare to other SUVs like the BMW X3, Audi Q3, and Ford Edge.
| Vehicle | Comprehensive | Collision | Liability | Total |
| BMW X3 | $376 | $656 | $372 | $1,562 |
| Audi Q3 | $344 | $686 | $398 | $1,586 |
| Ford Edge | $266 | $500 | $372 | $1,296 |
| Mitsubishi Outlander | $306 | $542 | $332 | $1,316 |
| Jeep Compass | $294 | $500 | $372 | $1,324 |
| Chevrolet Suburban | $336 | $532 | $372 | $1,398 |
However, there are a few things you can do to find the cheapest Dodge insurance rates online.
What Impacts the Cost of Dodge Nitro Insurance?
The Dodge Nitro trim and model you choose can impact the total price you will pay for Dodge Nitro auto insurance coverage. A Dodge Nitro car insurance claim has the potential to increase rates.
Age of the Vehicle
The average Dodge Nitro auto insurance rates are higher for newer models. For example, auto insurance for a 2011 Dodge Nitro costs $1,188, while 2010 Dodge Nitro insurance costs are $1,166, a difference of $22.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2011 Dodge Nitro | $196 | $292 | $520 | $1,188 |
| 2010 Dodge Nitro | $190 | $272 | $524 | $1,166 |
Driver Age
Driver age can have a significant impact on Dodge Nitro auto insurance rates. For instance, a 30-year-old driver may pay $52 more each year for Dodge Nitro auto insurance than a 40-year-old driver.
Driver Location
Where you live can have a large impact on Dodge Nitro insurance rates. For example, drivers in Jacksonville may pay $713 a year more than drivers in Indianapolis.
Your Driving Record
Your driving record can have an impact on the cost of Dodge Nitro auto insurance. Teens and drivers in their 20’s see the highest jump in their Dodge Nitro car insurance with violations on their driving record.
Dodge Nitro Safety Ratings
Your Dodge Nitro car insurance rates are tied to the safety ratings of the Dodge Nitro. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Not Tested |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Marginal |
| Roof strength | Good |
| Head restraints and seats | Acceptable |
| Source: Insurance Institute for Highway Safety | |
Dodge Nitro Crash Test Ratings
Good Dodge Nitro crash test ratings mean the VW is safer, which could mean cheaper Dodge Nitro car insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| Dodge Nitro | N/R | N/R | N/R | 3 |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Dodge Nitro Safety Features
Good Dodge Nitro safety features can result in insurers giving you car insurance discounts. The safety features for the 2020 Dodge Nitro are:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Child Safety Locks
- Traction Control
Dodge Nitro Finance and Insurance Cost
If you are financing a Dodge Nitro, most lenders will require your carry higher Dodge Nitro coverage options including comprehensive coverage, so be sure to shop around and compare Dodge Nitro auto insurance quotes from the best auto insurance companies using our FREE tool below.
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Ways to Save on Dodge Nitro Insurance
Save more on your Dodge Nitro car insurance rates. Take a look at the following five strategies that will get you the best Dodge Nitro auto insurance rates possible.
- Add a More Experienced Driver to Your Dodge Nitro Policy
- Tell Your Insurer About Different Drivers or Uses for Your Dodge Nitro
- Buy a Dodge Nitro with an Anti-Theft Device
- Make Sure You’re Raising a Safe Driver
- Take a Refresher Course as an Older Driver
Top Dodge Nitro Insurance Companies
Who is the top car insurance company for Dodge Nitro insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Dodge Nitro auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Dodge Nitro offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Dodge Nitro Insurance Quotes Online
To start comparing Dodge Nitro car insurance quotes for free, use our online car insurance comparison tool.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
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Frequently Asked Questions
What factors affect the cost of Dodge Nitro car insurance?
The cost of Dodge Nitro car insurance can vary depending on factors such as your age, driving record, location, coverage levels, and the value of your vehicle.
What types of coverage are available for Dodge Nitro car insurance?
The types of coverage available for Dodge Nitro car insurance include liability insurance, collision insurance, comprehensive insurance, and personal injury protection (PIP) insurance.
What is the minimum amount of car insurance required for Dodge Nitro in most states?
The minimum amount of car insurance required for Dodge Nitro in most states is liability insurance, which covers damages you may cause to other people and their property.
Where can I get Dodge Nitro car insurance quotes?
You can get Dodge Nitro car insurance quotes from various insurance providers, either online or through an insurance agent or broker.
How can I lower my Dodge Nitro car insurance premiums?
You can lower your Dodge Nitro car insurance premiums by maintaining a good driving record, increasing your deductible, opting for a lower coverage level, and shopping around for the best insurance rates.
Are there any discounts available for Dodge Nitro car insurance?
Yes, some insurance providers offer discounts for factors such as good driving habits, safety features on your vehicle, and bundling multiple insurance policies with the same provider.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.