Best Car Insurance for Domino’s Pizza Delivery Drivers in 2025 (Top 10 Companies Ranked)

Top Pick for Delivery Drivers: State Farm

17,760 reviews

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Company Facts

Full Coverage for Dominos Pizza Delivery Drivers

$140/mo

A.M. Best Rating

B

Complaint Level

Low

Pros & Cons

• One of the largest insurance companies in the US
• High levels of customer satisfaction
• Affordable rates for people with a speeding ticket or an accident on their record
• Wide variety of discounts available
• Rideshare insurance

• High rates for drivers with poor credit scores
• No gap coverage
• Options like new vehicle replacement, vanishing deductibles, and accident forgiveness are not available

» State Farm Car Insurance Reviews

17,760 reviews

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Best Cars for Delivery Drivers: Progressive

13,128 reviews

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4.1

Company Facts

Full Coverage for Dominos Pizza Delivery Drivers

$160/mo

A.M. Best Rating

A+

Complaint Level

Low

Pros & Cons

• Competitive Rates
• Wide Range of Coverage Options
• Bundling Discounts

• Customer Service
• Claims Process
• Rate Increases

» Progressive Car Insurance Reviews

13,128 reviews

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Best Premiums for Delivery Drivers: Geico

19,116 reviews

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4.1

Company Facts

Full Coverage for Dominos Pizza Delivery Drivers

$145//mo

A.M. Best Rating

A++

Complaint Level

Low

Pros & Cons

• Competitive Rates
• 24/7 Customer Service
• Fast Claims Process

• Limited Local Agents
• No Custom Coverage
• Rate Increases

» Geico Car Insurance Reviews

19,116 reviews

Compare Rates →

State Farm, Progressive, and Geico stand out for the best car insurance for Domino’s pizza delivery drivers, offering rates as low as $48 per month from State Farm.

State Farm provides flexible policies with affordable rates, Progressive offers extensive options for vehicle protection, and Geico stands out with competitive pricing and fast claims processing. For detailed information, refer to our comprehensive report titled “Full Coverage Car Insurance: An Expert Guide.”

Our Top 10 Company Picks: Best Car Insurance for Domino's Pizza Delivery Drivers

Company	Rank	Bundling Discount	A.M. Best	Best For	Jump to Pros/Cons
	#1	17%	B	Accident Claims	State Farm
	#2	10%	A+	Delivery Cars	Progressive
	#3	25%	A++	Low Premiums	Geico
	#4	25%	A+	Comprehensive Plans	Allstate
	#5	20%	A+	Flexible Coverage	Nationwide
	#6	25%	A	Quick Repairs	Liberty Mutual
	#7	25%	A	Safe Drivers	American Family
	#8	13%	A++	Mileage Flexibility	Travelers
	#9	20%	A	Accident Forgiveness	Farmers
	#10	25%	A+	Budget Drivers	Erie

These companies provide tailored coverage to meet the unique needs of delivery drivers, including liability, collision, and comprehensive protection.

Your car insurance rates will likely increase after an at-fault accident, but you can find your cheapest coverage option by using our free quote comparison tool today.

#1 – State Farm: Top Overall Pick

Pros

• Top Pick Value: State Farm offers the best overall coverage for Domino’s Pizza Delivery Drivers. Find out more in our guide, “State Farm Insurance Review & Complaints.”
• Low Monthly Rates: With minimum coverage, Domino’s Pizza Delivery Drivers enjoy competitive rates at $48 per month.
• Reliable Claims Support: State Farm’s claim process is fast and reliable, ensuring timely support for Domino’s Pizza Delivery Drivers.

Cons

• Limited Multi-Policy Discounts: State Farm’s bundling discounts aren’t as good as what some other insurers offer for Domino’s Pizza Delivery Drivers.
• Higher Premium Options: Some higher-level coverage plans may still be costly for Domino’s Pizza Delivery Drivers.

#2 – Progressive: Best for Delivery Cars

Pros

• Special Delivery Driver Insurance: Progressive has special plans for Domino’s pizza delivery drivers, starting at just $55 a month.
• Flexible Options: Drivers can adjust their coverage to fit what they need. Check out more details in the guide, “Progressive Insurance Review & Complaints.”
• Snapshot Program Savings: Domino’s Pizza Delivery Drivers can earn significant discounts through Progressive’s Snapshot program.

Cons

• Full Coverage Costs More: While competitive for minimum coverage, full coverage rates may be steep for some drivers.
• Complex Discounts: Some discounts require extra steps or programs, which might be inconvenient for busy Domino’s Pizza Delivery Drivers.

#3 – Geico: Best for Low Premiums

Pros

• Affordable Rates: Geico offers Domino’s Pizza Delivery Drivers one of the lowest minimum coverage rates, at $50 per month.
• Streamlined Online Tools: The app and website make managing policies easy for busy Domino’s Pizza Delivery Drivers.
• Discount Opportunities: Geico offers many discounts, including good driver and multi-vehicle discounts, which are ideal for Domino’s Pizza Delivery Drivers.

Cons

• Limited Customization: Geico’s policy options may be less flexible for Domino’s Pizza Delivery Drivers with unique needs.
• Less Specialized Support: The coverage may lack specific features tailored to delivery drivers compared to competitors. Our guide, “GEICO Insurance Review & Complaints,” covers it all.

#4 – Allstate: Best for Comprehensive Plans

Pros

• Strong Coverage Plans: Allstate offers solid insurance options for Domino’s Pizza delivery drivers, with basic plans starting at just $65.
• Safe Driving Rewards: Drivers can get rewards for driving safely and keeping a clean record. Check out the guide, “Allstate Auto Insurance Review & Complaints,” for more info.
• Accident Forgiveness: Allstate helps drivers avoid higher rates after their first accident with its accident forgiveness feature.

Cons

• Higher Base Rates: Allstate’s minimum coverage costs $65 a month, which is more expensive than some other companies’ rates.
• Limited Online Tools: Their app and website may lack some advanced features needed for easy management, which could be frustrating.

#5 – Nationwide: Best for Flexible Coverage

Pros

• Highly Flexible Plans: Nationwide offers customizable coverage for Domino’s Pizza Delivery Drivers, with minimum monthly coverage rates starting at $62.
• Vanishing Deductible: Safe Domino’s Pizza Delivery Drivers can benefit from lower deductibles over time. For details, explore the guide, “Nationwide Insurance Review & Complaints. “
• Comprehensive Roadside Assistance: Nationwide provides 24/7 roadside assistance tailored for delivery drivers.

Cons

• Fewer Discounts: Nationwide gives fewer discounts to Domino’s Pizza delivery drivers compared to other companies.
• Higher Full-Coverage Costs: Full coverage insurance may be more expensive for delivery drivers, making it harder to afford than basic plans.

#6 – Liberty Mutual: Best for Quick Repairs

Pros

• Comprehensive Repair Network: Liberty Mutual partners with many repair shops, making vehicle fixes fast. For more, see our guide, “Liberty Mutual Insurance Review & Complaints.”
• Flexible Insurance Options: Domino’s Pizza drivers can easily add extra coverage, like roadside assistance, to feel more secure.
• Quick Claims and Repairs: Liberty Mutual makes it easy for Domino’s drivers to file claims and get repairs quickly. Their basic coverage starts at just $68 a month.

Cons

• Higher Premiums: At $68 per month for minimum coverage, Liberty Mutual’s rates are higher than some competitors for Domino’s Pizza Delivery Drivers.
• Discount Availability: Fewer discounts are offered, which may not benefit cost-conscious Domino’s Pizza Delivery Drivers.

#7 – American Family: Best for Safe Drivers

Pros

• Safe Driving Discounts: American Family gives big discounts to safe Domino’s Pizza Delivery Drivers, with coverage starting at just $58 a month.
• Teen Safe Driver Program: A great option for young Domino’s Pizza Delivery Drivers who want to save on their insurance and drive safely.
• Reliable Customer Service: They’re known for great service, offering support for delivery drivers.. Read our guide, “American Family Insurance Review & Complaints,” to learn more.

Cons

• Limited Coverage Options: Domino’s Pizza Delivery Drivers may find fewer choices for specialized delivery coverage.
• Availability Limitations: American Family’s coverage is not available in all states, so check availability in your area.

#8 – Travelers: Best for Mileage Flexibility

Pros

• Mileage Discounts: Travelers offers savings to Domino’s Pizza Delivery Drivers who track and limit their mileage, starting at $57 per month for basic coverage.
• Flexible Coverage: Domino’s Pizza Delivery Drivers can adjust their insurance to fit their needs. Get the scoop in our guide, “Travelers Insurance Review & Complaints.”
• Reliable Payouts: Travelers is financially strong, so you can trust them to pay claims when needed, just like they do for Domino’s Pizza Delivery Drivers.

Cons

• Mileage-Based Discounts: Higher mileage can lead to higher costs, and drivers with lots of miles may not get as much value compared to other options.
• Fewer App Features: The app doesn’t have advanced tools to help with delivery-specific needs, making it less useful for drivers in that field.

#9 – Farmers: Best for Accident Forgiveness

Pros

• Accident Forgiveness: Farmers helps protect Domino’s Pizza Delivery Drivers by not raising rates after their first accident. Basic coverage starts at $60 a month.
• Strong Agent Support: Farmers offers personalized help through a large network of agents, making it easy for Domino’s Pizza Delivery Drivers to get assistance.
• Customizable Coverage: Domino’s Pizza Delivery Drivers can adjust their policy to fit their specific needs. See the guide, “Farmers Insurance Review & Complaints,” for more information.

Cons

• Higher Costs for Extras: Add-ons like roadside assistance can raise premiums a lot for Domino’s Pizza Delivery Drivers.
• Fewer Digital Options: The app doesn’t have as many features, which may not work well for tech-savvy Domino’s Pizza Delivery Drivers.

#10 – Erie: Best for Budget Drivers

Pros

• Affordable Coverage: Erie starts at just $52 a month, so it’s a smart choice for Domino’s Pizza Delivery Drivers looking to save.
• Rate Lock Guarantee: Erie keeps your rates steady, so you won’t have to stress about surprise price hikes.
• Great Customer Service: Domino’s Pizza Delivery Drivers love Erie for its fast, friendly support and helpful service.

Cons

• Availability Restrictions: Erie isn’t available in all states, limiting access for some Domino’s Pizza Delivery Drivers.
• Limited Online Tools: Erie’s digital features for managing policies are not as advanced as some larger providers. Our guide, “Erie Insurance Review & Complaints,” covers it all.

Understanding Car Insurance for Domino’s Pizza Delivery Drivers

Understanding the insurance needs for Domino’s Pizza delivery drivers is crucial, as personal auto insurance may not cover work-related incidents. When delivering for a commercial entity like Domino’s, commercial coverage is essential to protect against financial risks in case of an accident.

Domino's Pizza Delivery Drivers Car Insurance Monthly Rates by Provider & Coverage Level

Insurance Company	Minimum Coverage	Full Coverage
	$65	$180
	$58	$165
	$52	$150
	$60	$170
	$50	$145
	$68	$190
	$62	$175
	$55	$160
	$48	$140
	$57	$155

Domino’s Pizza offers some auto insurance coverage, but it primarily protects the restaurant rather than the individual driver. To fully safeguard your vehicle, health, and income, it’s important for delivery drivers to secure comprehensive commercial insurance. With the right coverage, drivers can ensure peace of mind while navigating the road.

Read more: Best Commercial Car Insurance Coverage Company

Your Personal Insurance Coverage for Domino’s Deliveries

Personal car insurance typically doesn’t cover commercial driving. This distinction is important for those using their vehicles for activities like food delivery or ride-sharing. Personal policies are meant for everyday, non-commercial use and don’t account for the additional risks of business-related driving.

Many people are unaware of this limitation until an incident occurs, leaving them financially exposed to unexpected costs. For instance, if a delivery driver is involved in an accident while on the clock, their personal insurance will not provide coverage. This can result in significant out-of-pocket expenses for repairs, legal fees, or medical expenses.

Therefore, understanding the differences between personal and commercial auto insurance is essential. By securing the appropriate coverage for business use, individuals can avoid costly surprises and protect themselves from potential financial burdens. After all, it’s better to be safe than sorry.

Read more: Best Business Insurance Companies

Domino’s Pizza Delivery Car Insurance Explained

Domino’s Pizza offers auto insurance primarily as liability coverage for the company. While it provides some protection, it may not fully cover the driver or their vehicle in the event of an accident. It can be a better option than no insurance at all, but other specialized pizza delivery auto insurance options may offer more comprehensive coverage.

Domino’s insurance primarily focuses on protecting the restaurant’s interests rather than fully covering the driver. Although it provides a level of protection, drivers should consider other options for more extensive coverage tailored to their needs.

The Right Insurance for Delivery Drivers

Using your own vehicle for a delivery job requires commercial car insurance. Unlike personal auto insurance, which covers personal use, commercial auto insurance addresses the increased risks associated with work-related driving. This includes higher mileage, frequent stops, and greater exposure to accidents.

Commercial car insurance accounts for these additional risks by providing coverage for accidents, liability, and vehicle damage. It ensures protection beyond what a standard personal policy offers, especially when used for business purposes.

Without commercial insurance, drivers face greater financial risks if an accident occurs during work-related travel. This specialized coverage is crucial for those using their personal vehicles for job-related tasks, offering essential protection on the road.

Read more: Commercial Car Insurance Coverage

Finding Commercial Insurance Options

If you need commercial car insurance, there are plenty of options from well-known providers like GEICO and Progressive. With the rise of delivery services, many insurers now offer specialized policies for food delivery drivers and other similar roles.

Car Insurance Discounts From the Top Providers for Domino's Pizza Delivery Drivers

Insurance Company	Available Discounts
	Safe Driver, Accident-Free, Multi-Policy, New Car, Early Signing, Drivewise® Telematics, Anti-Theft Device, Pay-in-Full
	Safe Driver, Multi-Policy, Low Mileage, Defensive Driving, Steer Into Savings®, Loyalty, Young Driver, Anti-Theft Device
	Safe Driving, Young Driver, Multi-Vehicle, Reduced Usage, Accident-Free, Payment Frequency, College Student
	Safe Driver, Good Student, Multi-Policy, Signal® Telematics, Pay-in-Full, Alternative Fuel, Mature Driver, Anti-Lock Brakes
	Multi-Vehicle, Good Driver, Defensive Driving, Vehicle Equipment, Federal Employee, Military, Emergency Deployment
	Good Driver, Multi-Policy, RightTrack® Telematics, Online Purchase, Paperless Billing, Hybrid Vehicle, Homeowner
	SmartRide® Usage-Based, Safe Driver, Bundling, Defensive Driving, Family Plan, Accident-Free, Vehicle Safety Features
	Snapshot® Telematics, Continuous Coverage, Multi-Policy, Pay-in-Full, Homeowner, Teen Driver, Small Claims-Free
	Drive Safe & Save™, Multi-Line, Accident-Free, Good Student, Passive Restraint, Anti-Theft, Early Signing, Safe Parking
	IntelliDrive® Telematics, Safe Driver, Bundling, Continuous Coverage, New Car, Electric Vehicle, Good Payer Discounts

These commercial policies differ from personal car insurance, with costs varying based on factors like claims history and provider. To ensure you get the best coverage, it’s essential to compare multiple quotes beyond just the price.

The Scott Brothers are always talking sense. Protect your stuff your way today! https://t.co/0Q754BZ7mB pic.twitter.com/yeQUEDIjNj

— American Family Insurance (@amfam) September 29, 2023

When selecting commercial car insurance, focus on both the cost and the protection offered. This ensures you’re fully covered for your specific needs, whether you’re driving for work or managing a fleet of vehicles.

Read more: GrubHub Car Insurance: What to Know & How to Save

Case Studies: How Domino’s Delivery Drivers Pick the Right Car Insurance

This section shows how different Domino’s pizza delivery drivers have picked car insurance that fits their needs. Each story shows how these drivers get the right coverage suitable for their needs.

Case Study 1: Mark with State Farm

Mark, who works as a Domino’s pizza delivery driver, picked State Farm because of their affordable rates—starting at just $48 per month. State Farm provides protection for liability and collision, helping Mark feel secure while driving and allowing him to concentrate on his work.

Case Study 2: Kim with Progressive

Kim picked Progressive because it offers a lot of coverage options for only $50 a month. With features like roadside assistance and injury coverage, Progressive is a great fit for her busy life as a delivery driver.

Case Study 3: Jake with Geico

Jake chose Geico because of its easy-to-use tools and excellent customer support, which makes managing his insurance simple and stress-free at $50/mo.

These case studies show how drivers like Mark, Emily, and Jake have found the right car insurance with State Farm, Progressive, and Geico, providing them with affordable, dependable coverage.

Read more: Best Comprehensive Coverage Car Insurance Company

Best Car Insurance for Domino’s Pizza Delivery Drivers

Choosing the best car insurance companies is essential for Domino’s pizza delivery drivers to ensure both safety and cost-efficiency. State Farm, Progressive, and Geico are top providers, offering comprehensive coverage starting at $45/month. These insurers provide essential features like liability, collision, and roadside assistance to protect drivers on the road.

State Farm, Progressive, and Geico offer reliable customer service and tailored coverage to meet the unique needs of delivery drivers. With their support, drivers can feel confident knowing they have dependable protection at competitive rates, allowing them to focus on their delivery work without worry. See if you’re getting the best deal on car insurance by entering your ZIP code here.