Best Acura RDX Car Insurance Quotes (2024)
Acura RDX insurance rates cost $1,292 a year, or around $108 a month on average. On average, Acura RDX insurance costs are $315 for comprehensive coverage, $459 for collision coverage, and $365 for liability coverage.
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Travis Thompson
Licensed Insurance Agent
Travis Thompson has been a licensed insurance agent for nearly five years. After obtaining his life and health insurance licenses, he began working for Symmetry Financial Group as a State Licensed Field Underwriter. In this position, he learned the coverage options and limits surrounding mortgage protection. He advised clients on the coverage needed to protect them in the event of a death, critica...
Licensed Insurance Agent
UPDATED: Dec 22, 2024
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Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Dec 22, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,292 a year or $108 each month
- A liability-only policy costs around $518 a year or $43 each month
- Highest rates are for teenage drivers at around $4,722 a year or $394 each month
- Good drivers can save as much as $533 a year by earning policy discounts
- Acura RDX insurance costs around $227 less per year than the average vehicle
Acura RDX insurance rates are quite a bit less than the average vehicle with full coverage costing around $1,292 a year or $108 a month. Drivers of an older Acura RDX may decide to only get liability coverage which averages $518 a year or $43 a month.
Good drivers can save up to $533 a year by being safe and courteous on the road. Let’s dig into Acura RDX insurance rates, crash test ratings, and more.
You can start comparing quotes for Acura RDX car insurance rates from some of the best car insurance companies by using our free online tool now.
Acura RDX Insurance Cost
The average Acura RDX auto insurance costs are $1,292 a year or $108 a month.
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Are Acura RDXs Expensive to Insure?
The chart below details how Acura RDX insurance rates compare to other SUVs like the Lincoln Navigator, Mercedes-Benz GLS 450, and Mitsubishi Outlander Sport.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Acura RDX | $308 | $532 | $316 | $1,292 |
| Lincoln Navigator | $356 | $686 | $398 | $1,598 |
| Mercedes-Benz GLS 450 | $458 | $894 | $398 | $1,908 |
| Mitsubishi Outlander Sport | $280 | $512 | $332 | $1,260 |
| Acura MDX | $376 | $562 | $372 | $1,468 |
| Toyota 4Runner | $332 | $512 | $332 | $1,312 |
| Toyota Land Cruiser | $420 | $774 | $398 | $1,750 |
However, there are a few things you can do to find the cheapest Acura insurance rates online.
Read more: Best Mitsubishi Car Insurance Quotes
Is the Acura RDX expensive to insure?
The Acura RDX trim and model you choose can impact the total price you will pay for Acura RDX insurance coverage.
Age of the Vehicle
Older Acura RDX models generally cost less to insure. For example, the 2020 Acura RDX insurance cost is $1,292, while 2010 Acura RDX rates are $1,038, a difference of $254. The 2019 Acura RDX insurance cost is $1,274, so the rates change for every model year.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Acura RDX | $308 | $532 | $316 | $1,292 |
| 2019 Acura RDX | $294 | $512 | $332 | $1,274 |
| 2018 Acura RDX | $282 | $506 | $338 | $1,262 |
| 2017 Acura RDX | $272 | $494 | $354 | $1,256 |
| 2016 Acura RDX | $262 | $474 | $364 | $1,236 |
| 2015 Acura RDX | $248 | $458 | $376 | $1,218 |
| 2014 Acura RDX | $238 | $424 | $384 | $1,182 |
| 2013 Acura RDX | $230 | $400 | $388 | $1,154 |
| 2012 Acura RDX | $220 | $358 | $390 | $1,104 |
| 2011 Acura RDX | $206 | $330 | $390 | $1,062 |
| 2010 Acura RDX | $198 | $310 | $394 | $1,038 |
Driver Age
Driver age can have a significant impact on Acura RDX auto insurance rates. As an example, a 40-year-old driver could pay $136 less each month for their Acura RDX auto insurance compared to a 20-year-old driver.
Driver Location
Where you live can have a large impact on Acura RDX insurance rates. For example, drivers in New York may pay $788 a year more than drivers in Seattle.
Your Driving Record
Your driving record can have an impact on your Acura RDX car insurance rates. Teens and drivers in their 20’s see the highest jump in their Acura RDX car insurance with violations on their driving record.
Acura RDX Safety Ratings
Your Acura RDX car insurance rates are tied to the safety ratings of the Acura RDX. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Acura RDX Crash Test Ratings
Acura RDX crash test ratings will affect your Acura RDX car insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Acura RDX SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2020 Acura RDX SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2019 Acura RDX 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2019 Acura RDX 4 DR AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Acura RDX SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Acura RDX SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Acura RDX SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Acura RDX SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Acura RDX SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Acura RDX SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Acura RDX Safety Features
The safety features of the Acura RDX can impact your Acura RDX car insurance rates. The Acura RDX has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
- Lane Departure Warning
- Lane Keeping Assist
Acura RDX Insurance Loss Probability
Insurance loss probability on the Acura RDX fluctuates between each type of coverage. The lower percentage means lower Acura RDX car insurance rates; higher percentages mean higher Acura RDX auto insurance rates.
| Insurance Coverage Category | Loss Rate |
| Collision | -36% |
|---|---|
| Property Damage | -25% |
| Comprehensive | -43% |
| Personal Injury | -33% |
| Medical Payment | -33% |
| Bodily Injury | -29% |
| Source: Insurance Institute for Highway Safety | |
Acura RDX Finance and Insurance Cost
If you are financing a Acura RDX, you will pay more if you purchase Acura RDX car insurance at the dealership, so be sure to shop around and compare Acura RDX car insurance company quotes from the best companies using our FREE tool below.
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Ways to Save on Acura RDX Insurance
You can save more money on your Acura RDX auto insurance rates by employing any of the following five strategies.
- Reduce Modifications on Your Acura RDX
- Check Your Acura RDX Policy Carefully to Ensure All Information is Correct
- Consider Acura RDX Insurance Costs Before Buying a Acura RDX
- Consider Using a Tracking Device on Your Acura RDX
- Consider Ride Sharing Services to Lower Your Acura RDX Mileage
Top Acura RDX Insurance Companies
Several top car insurance companies offer competitive rates for the Acura RDX rates based on factors like discounts for safety features. Take a look at this list of top car insurance companies that are popular with Acura RDX drivers organized by market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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Frequently Asked Questions
How can I find the best Acura RDX car insurance quotes?
To find the best Acura RDX car insurance quotes, it’s advisable to shop around and compare quotes from different insurance providers. You can either contact insurance companies directly or use online comparison tools to gather multiple quotes and evaluate them based on coverage options, premiums, deductibles, and customer reviews.
What factors affect the cost of Acura RDX car insurance?
Several factors influence the cost of Acura RDX car insurance. These may include your driving history, age, location, credit score, coverage limits, deductibles, the value of your vehicle, safety features, and the insurance company’s underwriting guidelines. Generally, factors such as a good driving record, higher deductibles, and additional safety features may help lower insurance premiums.
Are there any specific insurance requirements for an Acura RDX?
The insurance requirements for an Acura RDX are generally the same as for any other car. You must meet the minimum liability insurance requirements mandated by your state or jurisdiction. Additionally, if you have leased or financed your Acura RDX, the leasing or financing company may require you to carry comprehensive and collision coverage as well.
What types of coverage should I consider for my Acura RDX?
While the specific coverage needs may vary depending on your circumstances, it’s generally recommended to consider liability coverage, which includes bodily injury and property damage liability. Additionally, comprehensive coverage and collision coverage can help protect your Acura RDX against theft, damage from accidents, and other non-collision incidents. Personal injury protection (PIP) and uninsured/underinsured motorist coverage are also worth considering.
Can I get discounts on Acura RDX car insurance?
Yes, many insurance providers offer various discounts that can help lower your Acura RDX car insurance premiums. Common discounts include safe driver discounts, multi-policy discounts, good student discounts, anti-theft device discounts, and discounts for vehicles equipped with advanced safety features. It’s recommended to inquire about available discounts when obtaining insurance quotes.
How can I save money on Acura RDX car insurance?
In addition to seeking out discounts, you can take several steps to save money on your Acura RDX car insurance. These include maintaining a clean driving record, opting for a higher deductible, bundling your auto insurance with other policies, maintaining good credit, regularly reviewing your coverage needs, and comparing quotes from multiple insurance providers.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
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Travis Thompson
Licensed Insurance Agent
Travis Thompson has been a licensed insurance agent for nearly five years. After obtaining his life and health insurance licenses, he began working for Symmetry Financial Group as a State Licensed Field Underwriter. In this position, he learned the coverage options and limits surrounding mortgage protection. He advised clients on the coverage needed to protect them in the event of a death, critica...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.