Best Honda Insight Car Insurance Quotes (2024)
Average Honda Insight insurance rates will cost you around $107 a month. State Farm, Progressive and GEICO provide competitive Honda Insight insurance coverage because they offer the most car insurance discounts for Honda's different safety features. These discounts can mitigate your Honda Insight insurance costs.
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Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,278 a year or $107 each month
- A liability-only policy costs around $513 a year or $43 each month
- Highest rates are for teenage drivers at around $4,671 a year or $389 each month
- Good drivers can save as much as $527 a year by earning policy discounts
- Honda Insight insurance costs around $241 less per year than the average vehicle
Honda Insight insurance rates are around $241 less than the average vehicle, with full coverage costing about $1,278 a year or $107 a month. Good drivers can get discounts totaling up to $527 a year by staying claim-free. Let’s take a look at Honda Insight insurance rates, safety ratings, and more.
You can start comparing quotes for Honda Insight car insurance rates from some of the best car insurance companies by using our free online tool now.
Honda Insight Insurance Cost
The average Honda Insight car insurance costs are $1,278 a year or $107 a month.
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Are Honda Insights Expensive to Insure?
The chart below details how Honda Insight insurance rates compare to other hybrid/electrics like the Ford Fusion Energi, Chrysler Pacifica Hybrid, and Hyundai Sonata Hybrid.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Ford Fusion Energi | $336 | $626 | $372 | $1,492 |
| Chrysler Pacifica Hybrid | $370 | $656 | $338 | $1,500 |
| Hyundai Sonata Hybrid | $322 | $626 | $420 | $1,548 |
| Lexus GS 450h | $394 | $774 | $398 | $1,724 |
| Chevrolet Volt | $370 | $774 | $398 | $1,700 |
| Ford C-Max Hybrid | $282 | $566 | $398 | $1,404 |
However, there are a few things you can do to find the cheapest Honda insurance rates online.
Read more: Best Hyundai Car Insurance Quotes
What Impacts the Cost of Honda Insight Insurance?
The Honda Insight trim and model you choose can impact the total price you will pay for Honda Insight insurance coverage.
Age of the Vehicle
Older Honda Insight models generally cost less to insure. For example, auto insurance for a 2014 Honda Insight costs $1,278, while 2010 Honda Insight insurance costs are $1,130, a difference of $148.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2014 Honda Insight | $218 | $450 | $452 | $1,278 |
| 2013 Honda Insight | $208 | $424 | $456 | $1,246 |
| 2012 Honda Insight | $200 | $380 | $460 | $1,198 |
| 2011 Honda Insight | $188 | $350 | $460 | $1,156 |
| 2010 Honda Insight | $180 | $328 | $464 | $1,130 |
Driver Age
Driver age can have a significant effect on the cost of Honda Insight car insurance. For example, 30-year-old drivers pay approximately $56 more for their Honda Insight car insurance than 40-year-old drivers.
Driver Location
Where you live can have a large impact on Honda Insight insurance rates. For example, drivers in Los Angeles may pay $472 a year more than drivers in Philadelphia.
Your Driving Record
Your driving record can have an impact on the cost of Honda Insight car insurance. Teens and drivers in their 20’s see the highest jump in their Honda Insight car insurance with violations on their driving record.
Honda Insight Safety Ratings
Your Honda Insight car insurance rates are tied to the safety ratings of the Honda Insight. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Honda Insight Crash Test Ratings
Good Honda Insight crash test ratings mean the VW is safer, which could mean cheaper Honda Insight car insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2019 Honda Insight 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Honda Insight Safety Features
The more safety features you have on your Honda Insight, the more likely it is that you can earn a discount. The Honda Insight’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
- Lane Departure Warning
- Lane Keeping Assist
Honda Insight Finance and Insurance Cost
When financing a Honda Insight, most lenders will require your carry higher Honda Insight coverage options including comprehensive coverage, so be sure to shop around and compare Honda Insight car insurance rates from the best companies using our FREE tool below.
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Ways to Save on Honda Insight Insurance
There are many ways that you can save on Honda Insight car insurance to get the best value possible. Below are five scenarios you can explore to help keep your Honda Insight car insurance rates low.
- Buy Your Honda Insight with Cash, or Get a Shorter-Term Loan
- Ask Your Insurance Company About Honda Insight Discounts
- Pay Your Bills On Time — Especially Honda Insight Payments and Insurance
- Buy a Honda Insight with an Anti-Theft Device
- Ask About Seasonal Insurance for Your Honda Insight
Top Honda Insight Insurance Companies
Who is the top auto insurance company for Honda Insight insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Honda Insight auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Honda Insight offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Honda Insight Insurance Quotes Online
You can start comparing quotes for Honda Insight car insurance rates from some of the best car insurance companies by using our free online tool now.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
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Frequently Asked Questions
Which insurance companies offer coverage for the Honda Insight?
Some of the top auto insurance companies for Honda Insight coverage include:
- State Farm
- GEICO
- Progressive
- Liberty Mutual
- Allstate
However, rates can vary, so it’s recommended to compare quotes from multiple companies.
How can I save on Honda Insight insurance?
Here are some ways to save on Honda Insight insurance:
- Consider higher deductibles for comprehensive and collision coverage.
- Inquire about discounts offered by your insurance company.
- Maintain a good payment and insurance history.
- Purchase a Honda Insight with an anti-theft device.
- Ask your insurance company about seasonal insurance options.
What are the safety features of the Honda Insight?
The Honda Insight comes equipped with several safety features, including:
- Driver and passenger airbags
- Front and rear head airbags
- Front side airbags
- 4-wheel ABS
- Electronic stability control
- Lane departure warning
- Lane keeping assist
- Traction control
- Daytime running lights
What are the safety ratings for the Honda Insight?
The Insurance Institute for Highway Safety (IIHS) has rated the Honda Insight favorably in various safety tests, including small overlap front, side, and roof strength. It has received good ratings in these categories.
What factors impact the cost of Honda Insight insurance?
Several factors can affect the cost of Honda Insight insurance, including:
- Age of the vehicle: Older models tend to have lower insurance costs.
- Driver age: Younger drivers may have higher insurance rates compared to older drivers.
- Driver location: Insurance rates can vary based on where you live.
- Your driving record: Having violations or accidents on your record can increase insurance costs.
Are Honda Insights expensive to insure?
Honda Insight insurance rates are generally affordable compared to other hybrid/electric vehicles. You can find competitive rates by comparing quotes online.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.