Best Nissan Titan Car Insurance Quotes (2024)
Are Nissan Titans expensive to insure? Affordable Nissan Titan car insurance is out there. Nissan Titan car insurance averages $120 per month for full coverage car insurance. If you have an old Nissan Titan, you may opt for liability-only car insurance coverage, which averages $48 per month. Good drivers can save up to $594 per year in policy discounts on their auto insurance rates by practicing safe driving habits.
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Tracey L. Wells
Licensed Insurance Agent & Agency Owner
Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...
Licensed Insurance Agent & Agency Owner
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,440 a year or $120 each month
- A liability-only policy costs around $577 a year or $48 each month
- Highest rates are for teenage drivers at around $5,263 a year or $439 each month
- Good drivers can save as much as $594 a year by earning policy discounts
- Nissan Titan insurance costs around $79 less per year than the average vehicle
The average insurance cost of a Nissan Titan is about $79 less per year than the average vehicle with full coverage around $1,440 a year or $120 a month. Owners of an old Nissan Titan may opt for liability-only coverage which averages $577 a year or $48 a month. Compare car insurance rates to find the best for you.
Good drivers can get up to $594 a year in policy discounts by remaining safe and courteous on the roads. Let’s take a quick look at the Nissan Titan insurance rates, safety ratings, and more.
You can start comparing quotes for Nissan Titan car insurance rates from some of the best car insurance companies by using our free online tool now.
Nissan Titan Car Insurance Cost
The average Nissan Titan car insurance rates are $1,440 a year or $120 a month.
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Are Nissan Titans expensive to insure?
The chart below details how Nissan Titan insurance rates compare to other trucks like the Toyota Tundra, and Chevrolet Silverado, and GMC Sierra insurance.
| Vehicle | Comprehensive | Collision | Liability | Total |
| GMC Sierra | $336 | $594 | $372 | $1,460 |
| Toyota Tundra | $320 | $512 | $440 | $1,452 |
| Chevrolet Silverado | $322 | $562 | $420 | $1,484 |
| GMC Sierra 2500HD | $336 | $656 | $420 | $1,592 |
| Ford Ranger | $254 | $470 | $372 | $1,254 |
| Dodge Ram | $362 | $562 | $420 | $1,524 |
However, there are a few things you can do to find the cheapest insurance online for your Nissan.
What impacts the cost of Nissan Titan auto insurance?
Even though the average annual rate for the Nissan Titan is $1,440, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Nissan Titan.
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Age of the Vehicle
Older Nissan Titan models generally cost less to insure. For example, auto insurance for a 2017 Nissan Titan costs $1,440, while 2010 Nissan Titan insurance costs are $1,230, a difference of $210.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2017 Nissan Titan | $296 | $494 | $470 | $1,440 |
| 2016 Nissan Titan | $286 | $474 | $486 | $1,426 |
| 2015 Nissan Titan | $270 | $458 | $500 | $1,408 |
| 2014 Nissan Titan | $260 | $424 | $510 | $1,374 |
| 2013 Nissan Titan | $250 | $400 | $514 | $1,344 |
| 2012 Nissan Titan | $240 | $358 | $520 | $1,298 |
| 2011 Nissan Titan | $224 | $330 | $520 | $1,254 |
| 2010 Nissan Titan | $216 | $310 | $524 | $1,230 |
Driver Age
Driver age can have a significant effect on Nissan Titan insurance rates. For example, 20-year-old drivers pay $1,761 more for their Nissan Titan car insurance each year than 30-year-old drivers.
Driver Location
Where you live can have a large impact on Nissan Titan insurance rates. For example, drivers in Phoenix may pay $792 a year less than drivers in Los Angeles.
Your Driving Record
Your driving record can have an impact on your Nissan Titan car insurance rates. Teens and drivers in their 20’s see the highest jump in their Nissan Titan car insurance with violations on their driving record.
Nissan Titan Safety Ratings
Your Nissan Titan car insurance rates are tied to the safety ratings of the Nissan Titan. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Not Tested |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Not Tested |
| Side | Not Tested |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
This video from the IIHS shows a crash test on a 2018 Nissan Titan.
In this passenger-side small overlap test, the Nissan Titan scored a Good rating.
Nissan Titan Crash Test Ratings
Not only do good Nissan Titan crash test ratings mean you are better protected in a crash, but good crash ratings also mean cheaper Nissan Titan auto insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Nissan Titan XD Crew Cab PU/CC 4WD | N/R | N/R | N/R | N/R |
| 2020 Nissan Titan King Cab PU/EC RWD | N/R | N/R | N/R | 4 stars |
| 2020 Nissan Titan King Cab PU/EC 4WD | N/R | N/R | N/R | 4 stars |
| 2020 Nissan Titan Crew Cab PU/CC RWD | N/R | N/R | N/R | N/R |
| 2020 Nissan Titan Crew Cab PU/CC 4WD | N/R | N/R | N/R | N/R |
| 2019 Nissan Titan XD Single Cab RWD | N/R | N/R | N/R | N/R |
| 2019 Nissan Titan XD Single Cab AWD | N/R | N/R | N/R | N/R |
| 2019 Nissan Titan XD King Cab RWD | N/R | N/R | N/R | N/R |
| 2019 Nissan Titan XD King Cab AWD | N/R | N/R | N/R | N/R |
| 2019 Nissan Titan XD Crew Cab RWD | N/R | N/R | N/R | N/R |
| 2019 Nissan Titan XD Crew Cab AWD | N/R | N/R | N/R | N/R |
| 2019 Nissan Titan Single Cab RWD | N/R | N/R | N/R | 4 stars |
| 2019 Nissan Titan Single Cab AWD | N/R | N/R | N/R | 4 stars |
| 2019 Nissan Titan King Cab RWD | N/R | N/R | N/R | 4 stars |
| 2019 Nissan Titan King Cab AWD | N/R | N/R | N/R | 4 stars |
| 2019 Nissan Titan Crew Cab RWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2019 Nissan Titan Crew Cab AWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2018 Nissan Titan XD Single Cab RWD | N/R | N/R | N/R | N/R |
| 2018 Nissan Titan XD Single Cab AWD | N/R | N/R | N/R | N/R |
| 2018 Nissan Titan XD King Cab RWD | N/R | N/R | N/R | N/R |
| 2018 Nissan Titan XD King Cab AWD | N/R | N/R | N/R | N/R |
| 2018 Nissan Titan XD Crew Cab RWD | N/R | N/R | N/R | N/R |
| 2018 Nissan Titan XD Crew Cab AWD | N/R | N/R | N/R | N/R |
| 2018 Nissan Titan Single Cab RWD | N/R | N/R | N/R | 4 stars |
| 2018 Nissan Titan Single Cab AWD | N/R | N/R | N/R | 4 stars |
| 2018 Nissan Titan King Cab RWD | N/R | N/R | N/R | 4 stars |
| 2018 Nissan Titan King Cab AWD | N/R | N/R | N/R | 4 stars |
| 2018 Nissan Titan Crew Cab RWD Later Release | 4 stars | 4 stars | 5 stars | 4 stars |
| 2018 Nissan Titan Crew Cab RWD Early Release | 4 stars | 4 stars | 5 stars | 4 stars |
| 2018 Nissan Titan Crew Cab AWD Later Release | 4 stars | 4 stars | 5 stars | 4 stars |
| 2018 Nissan Titan Crew Cab AWD Early Release | 4 stars | 4 stars | 5 stars | 4 stars |
| 2017 Nissan Titan XD Single Cab RWD | N/R | N/R | N/R | N/R |
| 2017 Nissan Titan XD Single Cab AWD | N/R | N/R | N/R | N/R |
| 2017 Nissan Titan XD King Cab RWD | N/R | N/R | N/R | N/R |
| 2017 Nissan Titan XD King Cab AWD | N/R | N/R | N/R | N/R |
| 2017 Nissan Titan XD Crew Cab RWD | N/R | N/R | N/R | N/R |
| 2017 Nissan Titan XD Crew Cab AWD | N/R | N/R | N/R | N/R |
| 2017 Nissan Titan Single Cab RWD | N/R | N/R | N/R | 4 stars |
| 2017 Nissan Titan Single Cab AWD | N/R | N/R | N/R | 4 stars |
| 2017 Nissan Titan King Cab RWD | N/R | N/R | N/R | 4 stars |
| 2017 Nissan Titan King Cab AWD | N/R | N/R | N/R | 4 stars |
| 2017 Nissan Titan Crew Cab RWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2017 Nissan Titan Crew Cab AWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Whether you’re looking at the 2018 Nissan Titan ratings or at the 2017 Nissan Titan XD crash test, the vehicle gets good ratings.
Nissan Titan Safety Features
Having a variety of safety features on your Nissan Titan can help lower your insurance costs. According to US News, the 2020 Nissan Titan’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Child Safety Locks
- Traction Control
- Blind Spot Monitor
- Lane Departure Warning
Read on to learn more about the loss probability for the Nissan Titan.
Nissan Titan Car Insurance Loss Probability
Another contributing factor that affects Nissan Titan car insurance rates is the loss probability for each type of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | -5% |
|---|---|
| Property Damage | 27% |
| Comprehensive | 20% |
| Personal Injury | no data |
| Medical Payment | no data |
| Bodily Injury | no data |
| Source: Insurance Institute for Highway Safety | |
Nissan Titan Finance and Insurance Cost
If you are financing a Nissan Titan, you will pay more if you purchase Nissan Titan auto insurance at the dealership, so be sure to shop around and compare Nissan Titan online auto insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Nissan Titan Car Insurance
Drivers can end up saving more money on their Nissan Titan car insurance rates by employing any one of the following strategies.
- Use an Accurate Job Title When Requesting Nissan Titan Auto Insurance
- Check Your Nissan Titan Policy Carefully to Ensure All Information is Correct
- Renew Your Nissan Titan Insurance Coverage to Avoid Lapses
- Ask About Discounts for People with Disabilities
- Ask for a New Nissan Titan Auto Insurance Rate Based on Your Improved Credit Score
Top Nissan Titan Car Insurance Companies
Who is the top car insurance company for Nissan Titan insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Nissan Titan auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Nissan Titan offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Nissan Titan Car Insurance Quotes Online
Ready to buy Nissan Titan car insurance? Save on your Nissan Titan car insurance rates by taking advantage of our FREE comparison tool to find the affordable car insurance that’s right for you. Find the Nissan Titan car insurance company for you now.
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Frequently Asked Questions
Are Nissan Titans expensive to insure?
Affordable Nissan Titan car insurance is available, with average rates of $120 per month for full coverage and $48 per month for liability-only coverage. Good drivers can save up to $594 per year on their auto insurance rates through policy discounts for safe driving habits.
What factors impact the cost of Nissan Titan auto insurance?
There are several factors that can impact the cost of Nissan Titan auto insurance, including:
- Age of the vehicle: Older Nissan Titan models generally cost less to insure.
- Driver age: Younger drivers tend to have higher insurance rates compared to older drivers.
- Driver location: Insurance rates can vary based on where you live, with different cities having different rates.
- Driving record: Your driving history, including accidents and violations, can affect your insurance rates.
How do Nissan Titan car insurance rates compare to other trucks?
Compared to other trucks in its class (like the Toyota Tundra, Chevrolet Silverado, and GMC Sierra), the Nissan Titan typically has average or slightly above-average insurance rates due to its powerful engine and larger size. It’s always best to obtain quotes from multiple insurance providers to find the most affordable coverage for your specific Nissan Titan model.
What are the safety ratings and features of the Nissan Titan?
The Nissan Titan comes equipped with various safety features such as airbags, ABS, stability control, blind spot monitor, and lane departure warning. It has good ratings in areas such as roof strength, head restraints, and seats, according to the Insurance Institute for Highway Safety (IIHS).
How can I save money on Nissan Titan car insurance?
There are several ways to save money on your Nissan Titan car insurance, such as:
- Inquiring about discounts, such as those available for people with disabilities.
- Improving your credit score and asking for a new insurance rate based on the improvement.
- Checking your policy for accuracy and make sure all information is correct.
- Renewing your insurance coverage on time to avoid lapses.
Are there any specific discounts available for Nissan Titan owners?
Yes, there are several discounts that Nissan Titan owners may be eligible for. Some common discounts include:
- Safe driver discount: If you have a clean driving record without any accidents or violations, you may qualify for a safe driver discount.
- Multi-policy discount: If you have multiple insurance policies with the same company, such as home and auto insurance, you may be eligible for a multi-policy discount.
- Anti-theft device discount: If your Nissan Titan is equipped with an anti-theft device, such as an alarm system or GPS tracking, you may qualify for a discount on your insurance premiums.
- Good student discount: If you or a family member on your policy is a student with good grades, you may be eligible for a good student discount.
- Defensive driving course discount: Completing a defensive driving course can often lead to a discount on your insurance premiums.
It’s important to check with your insurance provider to see which discounts they offer and if you qualify for any of them.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
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Tracey L. Wells
Licensed Insurance Agent & Agency Owner
Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...
Licensed Insurance Agent & Agency Owner
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.