Best Audi S3 Car Insurance Quotes (2024)
Audi S3 insurance costs $123/mo or $1,474/yr and is $45 less per year than most other vehicles. On average, Audi S3 insurance costs $359 for comprehensive coverage, $524 collision coverage, and $416 liability coverage.
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Kalyn Johnson
Insurance Claims Support & Sr. Adjuster
Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...
Insurance Claims Support & Sr. Adjuster
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,474 a year or $123 each month
- A liability-only policy costs around $591 a year or $49 each month
- Highest rates are for teenage drivers at around $5,387 a year or $449 each month
- Good drivers can save as much as $608 a year by earning policy discounts
- Audi S3 insurance costs around $45 less per year than the average vehicle
Audi S3 insurance rates are slightly less than the average vehicle in the country. Full coverage will cost around $1,474 a year or $123 a month. Teen drivers have the highest rates at around $5,387 a year or $449 a month as they’re considered high-risk drivers.
Good drivers can save up to $608 in policy discounts by remaining safe out on the road. We’re going to take a closer look at Audi S3 insurance rates, crash test ratings, and more.
You can start comparing quotes for Audi S3 car insurance rates from some of the best car insurance companies by using our free online tool now.
Audi S3 Insurance Cost
The average Audi S3 car insurance rates are $1,474 a year or $123 a month.
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Are Audi S3s Expensive to Insure?
The chart below details how Audi S3 insurance rates compare to other sedans like the Nissan Maxima, Hyundai Sonata, and Cadillac ATS.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Audi S3 | $356 | $744 | $264 | $1,474 |
| Nissan Maxima | $372 | $630 | $390 | $1,550 |
| Hyundai Sonata | $294 | $532 | $420 | $1,426 |
| Cadillac ATS | $294 | $566 | $398 | $1,416 |
| Chevrolet Sonic | $270 | $536 | $398 | $1,362 |
| Ford Focus | $244 | $536 | $398 | $1,336 |
| Toyota Corolla | $294 | $542 | $390 | $1,384 |
However, there are a few things you can do to find the cheapest Audi insurance rates online.
Read more: Best Hyundai Car Insurance Quotes
What Impacts the Cost of Audi S3 Insurance?
The Audi S3 trim and model you choose can impact the total price you will pay for Audi S3 insurance coverage.
Age of the Vehicle
Older Audi S3 models generally cost less to insure. For example, auto insurance for a 2018 Audi S3 costs $1,474, while 2015 Audi S3 insurance costs are $1,388, a difference of $86.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 Audi S3 | $356 | $744 | $264 | $1,474 |
| 2017 Audi S3 | $344 | $726 | $274 | $1,454 |
| 2016 Audi S3 | $332 | $696 | $284 | $1,422 |
| 2015 Audi S3 | $314 | $672 | $292 | $1,388 |
Driver Age
Driver age can have a significant effect on the cost of Audi S3 car insurance. For example, a 20-year-old driver could pay around $150 more each month for their Audi S3 car insurance than 30-year-old driver.
Driver Location
Where you live can have a large impact on Audi S3 insurance rates. For example, drivers in Los Angeles may pay $811 a year more than drivers in Phoenix.
Your Driving Record
Your driving record can have an impact on the cost of Audi S3 car insurance. Teens and drivers in their 20’s see the highest jump in their Audi S3 car insurance with violations on their driving record.
Audi S3 Crash Test Ratings
Not only do good Audi S3 crash test ratings mean you are better protected in a crash, but good crash ratings also mean cheaper Audi S3 auto insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Audi S3 4 DR AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2019 Audi S3 4 DR AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Audi S3 4 DR AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2017 Audi S3 4 DR AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2016 Audi S3 4 DR AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Audi S3 Safety Features
Having a variety of safety features on your Audi S3 can help lower your Audi S3 insurance costs. The Audi S3’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- Rear Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
- Blind Spot Monitor
- Auto-Leveling Headlights
- Cross-Traffic Alert
Audi S3 Finance and Insurance Cost
If you are financing a Audi S3, you will pay more if you purchase Audi S3 car insurance at the dealership, so be sure to shop around and compare Audi S3 car insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Audi S3 Insurance
There are several ways you can save even more on your Audi S3 car insurance rates. Take a look at the following five tips:
- Pay Your Bills On Time — Especially Audi S3 Payments and Insurance
- Ask About Farm and Ranch Vehicle Discounts
- Install an Aftermarket Anti-Theft Device for Your Audi S3
- Improve Your Credit Score
- Check Your Audi S3 Policy Carefully to Ensure All Information is Correct
Top Audi S3 Insurance Companies
Who is the best auto insurance company for Audi S3 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Audi S3 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Audi S3 offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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Frequently Asked Questions
What is Audi S3 car insurance?
Audi S3 car insurance is a type of insurance policy designed to provide financial protection against damages, loss, or theft of an Audi S3 car. It covers the cost of repairs or replacement in case of an accident, as well as liability protection if you are found at fault for causing bodily injury or property damage to another person.
How much does Audi S3 car insurance cost?
The cost of Audi S3 car insurance varies based on various factors such as your driving history, age, location, and the level of coverage you select. On average, the cost of insurance for an Audi S3 ranges between $1,500 and $3,500 per year.
What factors affect the cost of Audi S3 car insurance?
Some of the factors that affect the cost of Audi S3 car insurance include your age, driving history, location, credit score, and the level of coverage you choose. Additionally, the cost of insurance can also be influenced by the safety features, driving record, and value of your Audi S3.
What is the minimum insurance requirement for Audi S3 car insurance?
The minimum insurance requirement for Audi S3 car insurance varies depending on the state where you live. However, most states require liability insurance, which covers the cost of damages and injuries you cause to other people or property. You may also want to consider collision and comprehensive coverage for added protection.
What is collision coverage?
Collision coverage is an insurance policy that covers the cost of repairs or replacement of your Audi S3 in case of an accident, regardless of who is at fault. It covers the cost of damages to your car caused by collision with another vehicle or object.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
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Kalyn Johnson
Insurance Claims Support & Sr. Adjuster
Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...
Insurance Claims Support & Sr. Adjuster
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.