10 Best Car Insurance Companies for Volkswagens in 2024 (Check Out These Providers)

Top Pick for Volkswagens: Geico

19,116 reviews

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4.1

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Company Facts

Full Coverage for Volkswagens

$120/mo

A.M. Best Rating

A++

Complaint Level

Low

Pros & Cons

• Competitive Rates
• 24/7 Customer Service
• Fast Claims Process

• Limited Local Agents
• No Custom Coverage
• Rate Increases

» Geico Car Insurance Review

19,116 reviews

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Best VW Coverage: State Farm

17,759 reviews

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4.1

Company Facts

Full Coverage for Volkswagens

$135/mo

A.M. Best Rating

B

Complaint Level

Low

Pros & Cons

• One of the largest insurance companies in the US
• High levels of customer satisfaction
• Affordable rates for people with a speeding ticket or an accident on their record
• Wide variety of discounts available
• Rideshare insurance

• High rates for drivers with poor credit scores
• No gap coverage
• Options like new vehicle replacement, vanishing deductibles, and accident forgiveness are not available

» State Farm Car Insurance Review

17,759 reviews

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Top VW Program: Progressive

13,128 reviews

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4.1

Company Facts

Full Coverage for Volkswagens

$140/mo

A.M. Best Rating

A+

Complaint Level

Low

Pros & Cons

• Competitive Rates
• Wide Range of Coverage Options
• Bundling Discounts

• Customer Service
• Claims Process
• Rate Increases

» Progressive Car Insurance Review

13,128 reviews

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Geico stands out for its cost-effectiveness, while State Farm and Progressive provide robust options for comprehensive car insurance.

Our Top 10 Picks: Best Car Insurance Companies for Volkswagens

Company	Rank	Bundling Discount	A.M. Best	Best For	Jump to Pros/Cons
	#1	25%	A++	Affordable Rates	Geico
	#2	17%	B	Comprehensive Coverage	State Farm
	#3	5%	A+	Snapshot Program	Progressive
	#4	10%	A+	Extensive Add-ons	Allstate
	#5	10%	A++	Exceptional Service	USAA
	#6	10%	A	Customized Coverage	Farmers
	#7	12%	A	Coverage Variety	Liberty Mutual
	#8	20%	A+	Vanishing Deductible	Nationwide
	#9	13%	A++	Safe Driver	Travelers
	#10	15%	A+	High Satisfaction	Amica

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Each company balances affordability with quality service, ensuring Volkswagen drivers receive optimal insurance value.

Get the right car insurance at the best price, enter your ZIP code above to shop for coverage from the top insurers.

#1 – Geico: Top Overall Pick

Pros

• Affordable Rates: Based on Geico insurance review & complaints, Geico offers competitive rates starting as low as $50 per month for Volkswagens with minimum coverage.
• High A.M. Best Rating: Geico boasts an A++ rating from A.M. Best, indicating superior financial stability for their Volkswagen coverage.
• Excellent Customer Service: Geico is renowned for its reliable and efficient customer service, providing peace of mind for Volkswagen owners.

Cons

• Limited Coverage Options: While rates are low, Geico may offer fewer coverage add-ons compared to some competitors for Volkswagens.
• Discount Limitations: Some drivers might find that the range of available discounts for Volkswagen vehicles is less extensive.

#2 – State Farm: Best for Comprehensive Coverage

Pros:

• Comprehensive Coverage: State Farm excels in providing comprehensive coverage options for Volkswagens, including collision and comprehensive insurance.
• Competitive Monthly Rates: State Farm offers competitive monthly rates starting at around $55 for Volkswagens with minimum coverage.
• Bundling Discounts: Significant discounts are available for bundling auto insurance with other policies, benefiting Volkswagen owners. Discover more about in our guide “State Farm Insurance Review & Complaints.”

Cons:

• Limited Multi-Policy Discount: The multi-policy discount is less substantial compared to some competitors for Volkswagens.
• Potentially Higher Premiums: Despite discounts, premiums can still be relatively high for certain coverage levels of Volkswagens.

#3 – Progressive: Best for Snapshot Program

Pros:

• Snapshot Program: Progressive’s Snapshot program offers potential discounts based on driving habits, which can be advantageous for Volkswagen owners.
• Competitive Rates: Progressive insurance review provides competitive rates, starting around $60 per month for Volkswagens with minimum coverage.
• Flexible Coverage Options: A wide range of coverage options are available, allowing for customization based on individual needs of Volkswagen.

Cons:

• Variable Premiums: Rates can vary significantly based on the results of the Snapshot program, which may not be ideal for all Volkswagen drivers.
• Complex Discount Structure: The variety of discounts in Volkswagen and programs can be confusing to navigate.

#4 – Allstate: Best for Extensive Add-ons

Pros:

• Extensive Add-ons: Allstate is known for offering a wide range of coverage add-ons, such as accident forgiveness and roadside assistance, for Volkswagens.
• Strong Customer Service: Allstate provides strong customer service and support, ensuring Volkswagen owners receive help when needed.
• Competitive Rates: Rates start around $65 per month for Volkswagens with minimum coverage. To understand better, look at our detailed guide called “Allstate Auto Insurance Review & Complaints.”

Cons:

• Higher Premiums: The cost for extensive add-ons for Volkswagen vehicles can result in higher premiums compared to some competitors.
• Complex Policy Options: The range of add-ons and options can be overwhelming for some Volkswagen owners.

#5 – USAA: Best for Exceptional Service

Pros:

• Exceptional Service: USAA is highly rated for customer service, offering excellent support to Volkswagen owners.
• Discounts for Military Members: USAA provides special discounts for military members and their families on Volkswagen vehicles.
• Competitive Rates: Rates start around $45 per month for Volkswagens with minimum coverage.

Cons:

• Eligibility Restrictions: USAA insurance review for Volkswagen vehicles is available only to military members, veterans, and their families, which limits its accessibility.
• Limited Availability: The lack of availability to the general public can be a downside for non-military Volkswagen owners.

#6 – Farmers: Best for Customized Coverage

Pros:

• Highly Customizable Policies: Farmers insurance group review allows extensive customization of coverage options for Volkswagens.
• Variety of Discounts: Offers a range of discounts, including those for good drivers and multi-policy holders with Volkswagen.
• Solid A.M. Best Rating: With an A rating from A.M. Best, Farmers demonstrates strong financial stability for their Volkswagen coverage.

Cons:

• Higher Costs: Customization options can lead to higher premiums for Volkswagen owners.
• Complex Policy Options: The wide range of options and discounts for Volkswagen vehicles may be complex to navigate.

#7 – Liberty Mutual: Best for Coverage Variety

Pros:

• Coverage Variety: Liberty Mutual offers a wide range of coverage options and add-ons for Volkswagens.
• Discount Opportunities: Provides various discounts, including those for safe drivers and multiple policies on Volkswagen vehicles.
• Strong A.M. Best Rating: Liberty mutual insurance review has a solid A rating from A.M. Best, indicating financial stability for their Volkswagen coverage options.

Cons:

• Higher Premiums: Rates can be higher for Volkswagen vehicles compared to some competitors due to the extensive coverage options.
• Customer Service Variability: Customer service experiences can vary with Volkswagen, potentially impacting satisfaction.

#8 – Nationwide: Best for Vanishing Deductible

Pros:

• Vanishing Deductible Program: Nationwide’s Vanishing Deductible program reduces your deductible over time, benefiting Volkswagen owners.
• Competitive Rates: Rates start around $55 per month for Volkswagens with minimum coverage.
• Various Coverage Options: Nationwide insurance reviews offers a range of coverage options tailored to different needs for Volkswagen vehicles.

Cons:

• Availability of Program: The Vanishing Deductible program for Volkswagen vehicles is not available in all states.
• Premiums for Additional Coverage: Premiums can increase with additional coverage options for Volkswagen vehicles.

#9 – Travelers: Best for Safe Driver

Pros:

• Safe Driver Discounts: Travelers insurance offers discounts for safe driving records, which can be beneficial for Volkswagen owners.
• Competitive Pricing: Rates start around $60 per month for Volkswagens with minimum coverage.
• Solid Coverage Options: Provides a range of coverage options for Volkswagen vehicles, including liability and comprehensive.

Cons:

• Higher Initial Premiums: Some drivers might find initial premiums higher for Volkswagen vehicles compared to competitors.
• Limited Customization: The options for customizing Volkswagen coverage may be less extensive.
  

#10 – Amica: Best for High Satisfaction

Pros:

• High Satisfaction Ratings: Amica is known for high customer satisfaction, providing excellent service to Volkswagen owners.
• Competitive Rates: Offers competitive rates starting around $50 per month for Volkswagens with minimum coverage.
• Various Discounts: Provides a range of discounts, including for safe driving and multi-policy holders on Volkswagen vehicles. For additional information, see our comprehensive guide called “Best Car Insurance Discount.”

Cons:

• Higher Premiums for Some Add-ons: Premiums can be higher for additional coverage options for Volkswagen vehicles.
• Limited Availability: Provides a range of discounts, including for safe driving and multi-policy holders with Volkswagen.

How to Compare Rates and Coverage Options for Volkswagens

Finding the right car insurance for your Volkswagen can be daunting. However, taking the time to shop around and compare car insurance rates can save you money in the long run.

When shopping for car insurance, it’s important to compare coverage options as well as rates. This way, you can get an idea of which policy provides the most comprehensive protection at the best price.

Volkswagens Car Insurance Monthly Rates by Coverage Level & Provider

When choosing car insurance for your Volkswagen, consider customer service, financial stability, and claims handling. Look for discounts for a good driving record or homeownership to lower your premium. Research insurers to ensure they’re reputable and offer reliable service. Comparing rates and coverage options will help you make the best choice for peace of mind and financial protection.

How Popular are Volkswagens

Volkswagens are one of the most popular car brands in the world. Over the past few decades, they have been a staple on forecourts and roads across the globe. 

This is due to their reputation for reliability, affordability, comfort, and style. Volkswagen also has a rich history, with over 70 years of manufacturing experience under its belt.

Volkswagen is a top-selling global brand, known for its affordable and reliable cars. Insurance options vary by location and vehicle type, so it’s important to compare car insurance. Look for discounts to save money. Overall, Volkswagen offers dependable vehicles for various budgets.

Explaining Car Insurance for Volkswagens

When explaining car insurance for Volkswagens, it’s essential to highlight the importance of choosing the best providers. Companies like Geico, State Farm, and Progressive offer coverage that caters specifically to the needs of Volkswagen owners, providing both basic liability and comprehensive options.

Why Volkswagen Drivers Must Carry Car Insurance

Volkswagen drivers must carry insurance to meet legal requirements and protect themselves financially, making it crucial to choose the best insurance company.

Leading providers like Geico, State Farm, and Progressive offer tailored coverage that ensures Volkswagen owners are adequately protected. These companies provide options that not only comply with state regulations but also offer financial security through comprehensive and liability coverage (Read more: Types of Car Insurance Coverage).

By selecting the best car insurance company, Volkswagen drivers can enjoy peace of mind knowing they are covered against potential losses, whether from accidents, theft, or damage. With competitive rates and reliable service, these top insurers ensure that Volkswagen owners can drive confidently, knowing they have the necessary protection.

Understanding the Different Types of Coverage for Volkswagens

When it comes to choosing Volkswagen car insurance, there are a variety of coverage options available. Liability coverage is probably the most important type of VW car insurance that you can get, as it covers any damage or injuries you may cause to another person in an accident.

It also helps protect you from property damage claims and third-party lawsuits that may result from an incident involving your vehicle.

For insuring your Volkswagen, comprehensive covers non-accident damage like theft, while collision covers accident repairs. These options offer extra protection but cost more. Choose based on your car’s age, condition, and value. Research providers to find the best coverage for your needs. Find out how much car insurance you need.

Finding the Best Car Insurance for Volkswagen Drivers

Choosing the right car insurance for your Volkswagen can be a difficult process.

However, by taking some time to compare rates and coverage options, as well as researching different companies and discounts available, you can find an insurer that provides the most comprehensive protection at the best price.

By following these steps, you should have no problem finding the best car insurance companies for Volkswagens.

Case Studies: Car Insurance for Volkswagens

Finding the right car insurance for your Volkswagen can be challenging. These case studies illustrate different approaches individuals took to secure suitable coverage, highlighting the importance of comparing quotes, understanding options, and leveraging discounts.

• Case Study #1 – Volkswagen Jetta: Sarah, a 30-year-old marketing professional, sought insurance for her 2020 Volkswagen Jetta. She compared quotes from Geico, State Farm, and Progressive, focusing on coverage and customer service. This decision saved her money and ensured robust protection for her vehicle.
• Case Study #2 – Volkswagen Tiguan: John, a 45-year-old small business owner, needed insurance for his 2022 Volkswagen Tiguan. He prioritized comprehensive coverage to address high repair costs. After evaluating Allstate, Liberty Mutual, and USAA, he chose USAA for its high customer satisfaction and extensive coverage. 
• Case Study #3 – Volkswagen Beetle: Lisa, a 28-year-old teacher, wanted the best rate for her 2019 Volkswagen Beetle. She compared Progressive, Farmers, and Nationwide, leveraging Progressive’s Snapshot Program for safe driving discounts. By combining this with other discounts for her driving record and bundled policies, she significantly reduced her premium.

These cases show that comparing providers, understanding coverage, and utilizing discounts can help you find the best insurance for your Volkswagen. For more understanding, examine our extensive guide named “Understanding Full Coverage Car Insurance.”