Best Lexus LS 400 Car Insurance Quotes (2024)
To get the best price on your Lexus LS 400 auto insurance, you'll need to shop around and compare. Thanks to the safety features of the Lexus LS 400, you can get car insurance discounts. However, things like your driving record and how much you drive will also affect your Lexus LS 400 auto insurance rates.
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Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management degree with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Au...
Insurance Operations Specialist
UPDATED: Dec 22, 2024
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Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Dec 22, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Crash test ratings have an impact on Lexus LS 400 auto insurance rates
- Safety features of the Lexus LS 400 can earn you a car insurance discount
- The cost of insurance for a Lexus LS 400 depends on the trim level
Buying a new car is both fun and a lot of work. If the Lexus LS 400 is on your list (or if you’ve already made your choice) you need all of the information before you move forward. We’ve gathered what you need to know when you buy a Lexus LS 400 right here.
Take a look at what you can expect in terms of insurance rates for the Lexus LS 400 and compare it to other similar vehicles. Then find out how the Lexus LS 400 stacks up in terms of safety ratings and features, as well as what it costs to buy a Lexus LS 400 right here.
If you need insurance for a Lexus LS 400 right now, we can help. Enter your ZIP code for free Lexus LS 400 car insurance quotes from top companies.
Are vehicles like the Lexus LS 400 expensive to insure?
Take a look at how insurance rates for similar models to the Lexus LS 400 look. These insurance rates for other sedans like the Chrysler Cirrus, Buick Regal, and Mercedes-Benz CL-Class give you a good idea of what to expect.
| Vehicle | Comprehensive | Collision | Liability | Total |
|---|---|---|---|---|
| Ford Fusion Hybrid | $322 | $656 | $466 | $1,644 |
| Cadillac ATS | $294 | $566 | $398 | $1,416 |
| Nissan Altima | $322 | $594 | $372 | $1,446 |
| Subaru Legacy | $370 | $506 | $338 | $1,350 |
| Lexus LS 460 | $406 | $814 | $354 | $1,710 |
| Volvo S80 | $332 | $668 | $430 | $1,588 |
| Lincoln MKS | $332 | $640 | $364 | $1,472 |
| Nissan Versa | $280 | $562 | $372 | $1,372 |
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What impacts the cost of Lexus LS 400 insurance?
The Lexus LS 400 trim and model you choose can impact the total price you will pay for Lexus LS 400 insurance coverage.
You can also expect your Lexus LS 400 rates to be affected by where you live, your driving history, and in most states your age and gender.
Ways to Save on Lexus LS 400 Insurance
There are several ways you can save even more on your Lexus LS 400 car insurance rates. Take a look at the following five tips:
- Ask about seasonal insurance for your Lexus LS 400
- Get cheaper Lexus LS 400 car insurance rates as a full-time parent
- Never drink and drive your Lexus LS 400
- Consider renting a car instead of buying a second Lexus LS 400
- Ask about a student away from home discount
Top Lexus LS 400 Insurance Companies
Several insurance companies offer competitive rates for the Lexus LS 400 based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Lexus LS 400 drivers organized by market share.
| Rank | Company | Volume | Market Share |
|---|---|---|---|
| 1 | State Farm | $66,153,063 | 9.1% |
| 2 | GEICO | $46,358,896 | 6.4% |
| 3 | Progressive | $41,737,283 | 5.7% |
| 4 | Allstate | $39,210,020 | 5.4% |
| 5 | Liberty Mutual | $36,172,570 | 5.0% |
| 6 | Travelers | $28,786,741 | 4.0% |
| 7 | USAA | $24,621,246 | 3.4% |
| 8 | Chubb | $24,199,582 | 3.3% |
| 9 | Farmers | $20,083,339 | 2.8% |
| 10 | Nationwide | $18,499,967 | 2.5% |
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Comparing Free Lexus LS 400 Insurance Quotes Online
You can start comparing quotes for Lexus LS 400 insurance from some of the top car insurance companies by using our free online tool today.
Frequently Asked Questions
What factors affect the cost of insurance for a Lexus LS 400?
Several factors affect the cost of insurance for a Lexus LS 400, including the driver’s age, driving history, location, and the car’s value and safety rating. The car’s model year, trim level, and features may also affect the cost of insurance.
Is the cost of insurance higher for a Lexus LS 400 compared to other vehicles?
The cost of insurance for a Lexus LS 400 may be higher compared to other vehicles due to the car’s high value and luxury features. However, the cost of insurance may vary depending on the driver’s profile and other factors that affect insurance rates.
What type of insurance coverage is required for a Lexus LS 400?
The type of insurance coverage required for a Lexus LS 400 varies by state. However, most states require drivers to carry liability insurance, which covers damages and injuries caused to others in an accident. It is recommended to also carry collision and comprehensive coverage to protect against damages to the car.
How can I get the best insurance quotes for a Lexus LS 400?
To get the best insurance quotes for a Lexus LS 400, it is recommended to shop around and compare rates from different insurance providers. It is also important to maintain a clean driving record and consider increasing the deductible to lower the cost of insurance. Additionally, some insurance providers offer discounts for safety features or bundling multiple policies.
What are some ways to lower insurance costs for a Lexus LS 400?
To lower insurance costs for a Lexus LS 400, drivers can consider raising their deductible, maintaining a good driving record, bundling policies with the same insurer, and taking advantage of any available discounts such as safe driver, multi-car, or anti-theft device discounts. Additionally, choosing a higher level of coverage may result in lower rates in the long run by providing better protection in the event of an accident.
Are there any safety features of the Lexus LS 400 that may result in lower insurance rates?
Yes, the Lexus LS 400 is equipped with several safety features that may result in lower insurance rates, such as anti-lock brakes, airbags, traction control, and an anti-theft system. These features may help prevent accidents or reduce the severity of damage in the event of a collision, which can lead to lower insurance rates.
How can I find the best insurance rates for a Lexus LS 400?
To find the best insurance rates for a Lexus LS 400, drivers should shop around and compare quotes from multiple insurers. This can be done online or by contacting individual insurance companies directly. It is also recommended that drivers review their policy periodically to ensure they are getting the best possible coverage and rates for their needs.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
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Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management degree with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Au...
Insurance Operations Specialist
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.