Best Oral Surgeons That Will Accept Medicare (2024)
Oral surgeons that accept Medicare can help you get vital dental care, but those procedures need to be medically necessary for Medicare to cover them. It can be difficult to find a dentist that takes Medicare and Medicaid since most dental procedures are covered by dental insurance, but it's not impossible.
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Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management degree with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Au...
Insurance Operations Specialist
UPDATED: Oct 24, 2024
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UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Most oral surgeries and procedures aren’t covered by Medicare or any other health insurance
- Medicare will cover some procedures as long as a doctor has deemed them medically necessary
- You can purchase Medicare Part C (or Medicare Advantage), which sometimes includes dental coverage
For the most part, understanding what’s covered by health insurance and what’s covered by dental is relatively straightforward. One area that people tend to consider gray is oral surgery. Is it medical or dental?
Even trickier is finding a dentist that takes Medicare and Medicaid. This is because, as a general rule, Medicare does not cover dental procedures. However, there are some cases where Medicare will cover dental procedures.
While you’re looking for oral surgeons who accept Medicare, you should shop around for Medicare rates. Enter your ZIP code in our free tool to start looking at quotes.
Oral Surgeons That Accept Medicare
Medicare provides coverage for medical procedures. These procedures include surgery, routine check-ups, medicine, and many other services a doctor provides. Dental coverage is usually not provided by Medicare. If you wonder, Does Medicare Advantage cover dental implants? The answer is that it rarely does.
However, you can find some Medicare plans that offer dental coverage. These are Medicare Advantage plans. Some of these plans have an additional cost, but there are Advantage plans with no added premium.
Medicare will cover certain dental procedures, though. When a medical procedure is deemed necessary by your doctor, Medicare will pay for it. For example, Aetna is known as one of the best overall Medicare insurance companies. See details in our Aetna Dental Insurance Review.
Since oral surgeons typically work with dental insurance, it can be difficult to find a doctor who accepts any medical insurance, Medicare or not. Before you make an appointment, you should call and check to see if they accept Medicare.
To find an oral surgeon who accepts Medicare, you can follow similar principles to those found here: Best Primary Care Doctors That Will Accept Medicare
Additionally, you should ask your dentist about prices before you agree to any procedure. Since Medicare doesn’t always cover dental procedures, you should check on procedure rates from oral surgeons who accept Medicare.
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Does Medicare cover medically necessary dental work?
Wondering, “Where are Medicare dentists near me?” You should know that Medicare will cover medically necessary operations, and many oral surgeons will work with you.
It’s important to realize the distinction between dental procedures and medically necessary oral operations.
Medicare and Dental Coverages
Medicare Coverage | Dental Coverage |
---|---|
X-Rays to find the source of jaw pain | Routine X-rays |
Tooth removal to stop infection before organ transport | Routine cleanings |
Reconstructive surgery after traumatic damage | Filings |
Tooth removal before radiation | Tooth extractions |
Jaw repair after tumor removal | Dentures |
Surgery to fix a fractured jaw | Dental plates |
If you have an issue that you think might be covered under Medicare, you’ll need a note from a doctor saying that the procedure is necessary.
How does Medicare pay for oral surgery?
To find affordable oral surgeons that accept Medicare, you should understand how Medicare works. Medicare is split into four different parts. Each of these parts covers different types of medical care.
Medicare Part A – Covers inpatient stays at hospitals, nursing facility services, and hospice or home care. If you need oral surgery while in the hospital, Part A might cover it.
Medicare Part B – Can help you with doctor visits, outpatient care, preventative appointments, and medical equipment. You might be covered for outpatient care for oral surgery under Part B.
Medicare Part C – This is also known as Medicare Advantage. If you get a plan that covers dental, you’ll be covered for most dental procedures. You have to pay for Medicare when you turn 65, but may be able to get Part C at no additional cost.
Medicare Part D – Covers prescription medicine. If you’ve had medically necessary oral surgery, Part D can cover antibiotics and painkillers.
How much does oral surgery cost with Medicare?
As with any other type of procedure, the cost of your care depends on what you have done and what coverage you have.
Generally, however, you can expect to pay 20% of the total price as coinsurance. Medicare Part B has an average deductible of $203. The monthly cost of Medicare is $148.50 on average.
Additionally, if you don’t have Medicare Part D, you’ll have to pay the total cost of any medication you are prescribed.
You can learn more by reading, What is the maximum out-of-pocket expense with Medicare?
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Oral Surgeons That Accept Medicare: The Bottom Line
Understanding what Medicare will cover can be confusing. Finding a dentist that takes Medicare and Medicaid can be even harder.
Read more:
Your first step when you look for oral surgeons that accept Medicare should be looking at Medicare quotes to save on out-of-pocket costs. Enter your ZIP code in our free tool to see quotes available in your area.
Frequently Asked Questions
What is an oral surgeon?
An oral surgeon is a dental specialist who is trained to perform surgeries and other procedures on the teeth, gums, and jaw. Oral surgeons often perform procedures such as tooth extractions, dental implants, and jaw surgeries.
What is Medicare?
Medicare is a federal health insurance program that provides coverage for people who are 65 years of age or older, as well as those with certain disabilities or medical conditions. Medicare Part B covers medically necessary services and supplies, including outpatient visits to doctors, preventive care, and diagnostic tests.
What types of oral surgery services are covered by Medicare?
Medicare Part B covers a range of oral surgery services, including extractions, surgeries related to jaw injuries or diseases, and some types of oral cancer treatment.
How can I find oral surgeons that accept Medicare?
You can find oral surgeons that accept Medicare by using the Medicare Physician Compare tool on the Medicare website, or by contacting your local Medicare office. You can also ask for recommendations from your primary care physician or from friends and family members.
What should I consider when choosing an oral surgeon that accepts Medicare?
When choosing an oral surgeon that accepts Medicare, you should consider factors such as their experience and expertise, their availability and location, their communication style, and their overall reputation. You may also want to consider whether they participate in other insurance networks, and whether they offer additional services such as dental implants and bone grafting.
Will I have to pay anything out of pocket if I see an oral surgeon that accepts Medicare?
While Medicare Part B covers a range of oral surgery services, there may be some out-of-pocket costs such as deductibles, copayments, and coinsurance. You can check with your oral surgeon and with Medicare to understand what costs may be associated with your specific services.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
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Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management degree with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Au...
Insurance Operations Specialist
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.