Best Walmart Delivery Car Insurance (Find the Top 10 Companies Here!)

Best for Walmart Delivery: Progressive

13,128 reviews

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4.1

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Company Facts

Full Coverage for Walmart Delivery

$160/mo

A.M. Best Rating

A+

Complaint Level

Low

Pros & Cons

• Competitive Rates
• Wide Range of Coverage Options
• Bundling Discounts

• Customer Service
• Claims Process
• Rate Increases

» Progressive Car Insurance Review

13,128 reviews

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Top Rates for Walmart Delivery: Geico

19,116 reviews

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4.1

Company Facts

Full Coverage for Walmart Delivery

$165/mo

A.M. Best Rating

A++

Complaint Level

Low

Pros & Cons

• Competitive Rates
• 24/7 Customer Service
• Fast Claims Process

• Limited Local Agents
• No Custom Coverage
• Rate Increases

» Geico Car Insurance Review

19,116 reviews

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Top Service for Walmart: State Farm

17,759 reviews

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4.1

Company Facts

Full Coverage for Walmart Delivery

$170/mo

A.M. Best Rating

B

Complaint Level

Low

Pros & Cons

• One of the largest insurance companies in the US
• High levels of customer satisfaction
• Affordable rates for people with a speeding ticket or an accident on their record
• Wide variety of discounts available
• Rideshare insurance

• High rates for drivers with poor credit scores
• No gap coverage
• Options like new vehicle replacement, vanishing deductibles, and accident forgiveness are not available

» State Farm Car Insurance Review

17,759 reviews

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Progressive takes the lead in providing the best Walmart delivery car insurance, presenting competitive rates starting at just $70 per month for comprehensive coverage.

Partnering with Geico and State Farm, they offer affordable rates and a wide array of comprehensive coverage options tailored to meet your unique driving needs.

Our Top 10 Company Picks: Best Walmart Delivery Car Insurance

Company	Rank	Multi-Vehicle Discount	A.M. Best	Best For	Jump to Pros/Cons
	#1	12%	A+	Flexible Coverage	Progressive
	#2	25%	A++	Competitive Rates	Geico
	#3	20%	A++	Personalized Service	State Farm
	#4	25%	A+	Strong Reputation	Allstate
	#5	20%	A+	Nationwide Coverage	Nationwide
	#6	20%	A	Family Focus	American Family
	#7	20%	A	Customized Policies	Farmers
	#8	8%	A++	Comprehensive Coverage	Travelers
	#9	10%	A+	Strong Coverage	Erie
	#10	25%	A	Extensive Network	Liberty Mutual

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Read More: Best Car Insurance Companies

Walmart delivery drivers need to secure their own car insurance since Walmart doesn’t provide coverage. It’s crucial to have the right type of insurance in case of accidents while on duty. Comparing rates for Walmart delivery car insurance is key to finding the best deal. Save money in the long run by comparing car insurance quotes now using our free tool. Enter your ZIP code now to begin.

#1 – Progressive: Top Overall Pick

Pros

• Competitive Rates: Progressive is known for offering competitive rates, especially for drivers with a clean driving record or those who bundle multiple policies.
• Wide Range of Discounts: They provide numerous discounts for various factors like safe driving, multi-policy bundling, and vehicle safety features, making it easier for customers to save money.
• User-Friendly Technology: Progressive offers innovative tools like Snapshot, which tracks driving habits to potentially lower rates, and their mobile app for easy policy management.

Cons

• Customer Service Concerns: Some customers have reported issues with customer service, particularly regarding claims processing and communication. Read more through our Progressive auto insurance review.
• Limited Coverage Options: While Progressive offers a range of coverage options, some customers may find that certain specialized coverages or add-ons they need are not available.

#2 – Geico: Best for Competitive Rates

Pros

• Ease of Access: Geico is praised for its user-friendly website and mobile app, which make it easy for customers to get quotes, manage policies, and file claims. For further insights, check out our Geico auto insurance review.
• Financial Stability: Geico is backed by the financial strength of Berkshire Hathaway, providing customers with confidence in the company’s ability to fulfill claims.
• Strong Discounts: Geico offers various discounts, including those for good drivers, federal employees, and military personnel, helping customers save on their premiums.

Cons

• Limited Local Agents: Geico primarily operates online and through call centers, which means some customers may prefer having a local agent for in-person assistance.
• Claims Handling: While Geico generally receives positive reviews for customer service, some customers have reported delays or difficulties in the claims process.

#3 – State Farm: Best for Personalized Service

Pros

• Personalized Service: State Farm is known for its personalized approach to insurance, with a vast network of local agents who can provide customized advice and assistance.
• Strong Reputation: State Farm has a long-standing reputation for reliability and financial stability, instilling trust in its customers.
• Multiple Policy Discounts: Customers can save by bundling multiple policies with State Farm, such as auto and home insurance.

Cons

• Potentially Higher Rates: While State Farm offers quality service, some customers may find that their rates are slightly higher compared to other insurers.
• Limited Digital Tools: State Farm’s online and mobile app offerings may not be as advanced or user-friendly as some other providers. Read more with our State Farm auto insurance review for further insights.

#4 – Allstate: Best for Strong Reputation

Pros

• Innovative Features: Allstate offers innovative features like Drivewise, which tracks driving behavior to potentially earn discounts for safe driving habits. Read more with our Allstate auto insurance review.
• Local Agent Network: With a vast network of local agents, Allstate provides personalized assistance and support for customers.
• Wide Range of Coverage Options: Allstate offers a comprehensive range of coverage options, allowing customers to tailor their policies to their specific needs.

Cons

• Higher Premiums: Some customers may find that Allstate’s premiums are higher compared to other insurers, particularly for certain demographics or coverage options.
• Mixed Customer Service Reviews: While Allstate generally receives positive reviews for customer service, some customers have reported issues with claims processing and communication.

#5 – Nationwide: Best for Nationwide Coverage

Pros

• Multiple Policy Discounts: Based on our Nationwide auto insurance review, Nationwide offers significant discounts for bundling multiple policies, such as auto and home insurance.
• Strong Financial Stability: Nationwide is backed by solid financial stability, providing reassurance to customers about the company’s ability to meet its obligations.
• Wide Network of Agents: With a large network of agents across the country, Nationwide provides accessible and personalized service to its customers.

Cons

• Limited Discounts: While Nationwide offers discounts, some customers may find that the range of available discounts is not as extensive as with other insurers.
• Claims Processing: Some customers have reported issues with claims processing, including delays and difficulties in communication with claims representatives.

#6 – American Family: Best for Family Focus

Pros

• Local Agent Support: American Family has a strong network of local agents who provide personalized assistance and guidance to customers.
• Discount Opportunities: American Family offers various discounts, including those for safe driving, bundling policies, and loyalty, helping customers save on their premiums.
• Community Involvement: American Family is known for its community involvement and corporate social responsibility initiatives, which may resonate with socially conscious customers.

Cons

• Limited Availability: American Family primarily operates in select states, so customers in regions where it is not available may need to consider other insurers. Read more with our American Family auto insurance review.
• Claims Experience: While American Family generally receives positive reviews for customer service, some customers have reported issues with the claims process, including delays and disputes.

#7 – Farmers: Best for Customized Policies

Pros

• Wide Range of Coverage Options: Farmers offers a comprehensive range of coverage options, allowing customers to tailor their policies to their specific needs.
• Strong Financial Stability: Farmers is backed by solid financial stability, providing reassurance to customers about the company’s ability to meet its obligations. Check out our Farmers auto insurance review for your guidance.
• Discount Opportunities: Farmers offers various discounts for factors like safe driving, bundling policies, and vehicle safety features, helping customers save on their premiums.

Cons

• Potentially Higher Rates: Some customers may find that Farmers’ premiums are higher compared to other insurers, particularly for certain demographics or coverage options.
• Customer Service Concerns: While Farmers generally provides good customer service, some customers have reported issues with claims processing and communication.

#8 – Travelers: Best for Comprehensive Coverage

Pros

• Comprehensive Coverage Options: Travelers offers a wide range of coverage options, including specialized coverages like umbrella insurance and roadside assistance, providing customers with comprehensive protection.
• Strong Financial Strength: Travelers boasts solid financial stability, which can provide peace of mind to customers knowing their claims are backed by a financially sound company.
• Discount Programs: Travelers offers various discount programs, such as safe driver discounts and multi-policy discounts, helping customers save on their premiums.

Cons

• Limited Availability: Travelers may not be available in all states, which could limit options for some customers seeking insurance coverage. Read more with our Travelers auto insurance review.
• Mixed Customer Service Reviews: While Travelers generally receives positive reviews for customer service, some customers have reported issues with claims processing and responsiveness.

#9 – Erie: Best for Strong Coverage

Pros

• Exceptional Customer Service: Erie Insurance is known for its exceptional customer service, with high satisfaction ratings among policyholders and quick claims processing.
• Competitive Rates: Erie Insurance offers competitive rates, especially for drivers with clean records or those who bundle multiple policies.
• Local Agent Network: With a network of local agents, Erie Insurance provides personalized assistance and guidance to customers, ensuring they get the coverage that best suits their needs.

Cons

• Limited Availability: Erie Insurance operates in a limited number of states, which may restrict options for customers seeking coverage in areas where Erie is not available.
• Limited Online Presence: Erie Insurance’s online tools and digital offerings may not be as advanced or user-friendly as some other insurers, which could be a drawback for customers who prefer managing their policies online.

#10 – Liberty Mutual: Best for Extensive Network

Pros

• Advanced Technology: Liberty Mutual offers advanced technology tools like the Liberty Mutual Mobile App and online policy management, providing convenience and accessibility to customers.
• Discount Opportunities: Liberty Mutual offers various discount programs, such as the RightTrack program for safe drivers and multi-policy discounts, helping customers save on their premiums.
• Strong Financial Stability: Liberty Mutual is backed by solid financial stability, providing customers with confidence that their claims will be handled promptly and efficiently.

Cons

• Higher Premiums: Some customers may find that Liberty Mutual’s premiums are higher compared to other insurers, particularly for certain demographics or coverage options. Check out our Liberty Mutual auto insurance review.
• Claims Experience: While Liberty Mutual generally provides good customer service, some customers have reported issues with the claims process, including delays and disputes.

Personal Insurance Coverage for Walmart Deliveries

Walmart Delivery Car Insurance

Cost of Walmart Delivery Car Insurance

Understanding Walmart Delivery Car Insurance

Case Studies

Explore real-life scenarios faced by Walmart delivery drivers and their insurance coverage.

• Case Study 1 – Personal Insurance Exclusion: John, a Walmart delivery driver, assumed his personal auto insurance covered him while delivering groceries. Unfortunately, it didn’t, leaving him to pay for damages himself. This highlights the need for commercial car insurance for Walmart drivers.
• Case Study 2 – Rideshare Add-On Coverage: Sarah, a Walmart delivery driver, avoided being uninsured during shifts by adding a rideshare add-on to her personal policy. This provided specific coverage for her delivery activities, ensuring peace of mind.
• Case Study 3 – Lisa’s Commercial Insurance Choice: Lisa, a Walmart delivery driver, chose a separate commercial insurance policy tailored for delivery drivers. Despite the extra cost, she valued the comprehensive coverage, considering it a worthwhile investment for peace of mind.

These case studies underscore the significance of insurance comprehension for Walmart delivery drivers. For those wondering, “Can I get car insurance for a car that is used for business purposes?” these narratives offer valuable insights into available options and their implications.

Walmart Delivery Car Insurance: The Bottom Line

Walmart and most delivery companies don’t provide car insurance, but drivers have options. Though there’s no specific Walmart delivery car insurance, most insurers offer commercial or alternative coverage. Drivers can add to their current policy, switch to commercial car insurance, or opt for temporary coverage.

Comparing rates is key. Changes to policies may result in new quotes. Explore personal policy coverage by contacting insurers and compare quotes for the best rates. Use our free tool for instant delivery car insurance rates by entering your ZIP code.