Compare Car Insurance

Compare car insurance rates in your area using our guide to the Top 10 Car insurance Companies, and then compare car insurance quotes online right here. We compare car insurance companies considering claims, customer feedback, and financial strength so you don't have to. After getting educated, compare car insurance by ZIP Code and compare car insurance policies to find the lowest rates.

UPDATED: Dec 22, 2024Fact Checked

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Angie Watts

Licensed Real Estate Agent

Angie Watts is a licensed real estate agent with Florida Executive Realty. Specializing in residential properties since 2015, Angie is a real estate writer who published a book educating homeowners on how to make the most money when they sell their homes. Her goal is to educate and empower both home buyers and sellers so they can have a stress-free shopping and/or selling process. She has studi...

Licensed Real Estate Agent

Dani Best

Licensed Insurance Producer

Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

Licensed Insurance Producer

UPDATED: Dec 22, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

UPDATED: Dec 22, 2024Fact Checked

Auto insurance companies come in many shapes and sizes, and offer a number of different variations to the standard car insurance policy. With hundreds of insurance companies available, where do you start? How do you compare car insurance rates to find the best plan for you? Is there a cheap car insurance comparison chart I can use to help compare auto insurance prices and make an educated decision?

Here at Expert Insurance Reviews, we constantly monitor over 200 of the best insurance companies so you don’t have to. We’ll help you compare car insurance quotes and find the best car insurance companies.

Below you will find our top 10 picks for car insurance. We use a four-part system that includes price, claims, customer feedback, and financial strength to determine their overall star rating. Each company has its own strengths that make them a good fit for specific people, which you can see below. Hopefully, this guide will help answer the questions you may have like “who has the cheapest car insurance?” and “how do I compare auto insurance?”

To compare car insurance by ZIP code, click the “Get a Quote” button and get a customized quote today. If price is a major factor in your decision, we recommend getting at least 3 different quotes so you can compare them directly and find the best car insurance for you.

Your one-stop online insurance guide. Get free quotes now!

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Top 10 Picks for Car Insurance

Liberty Mutual

Best Overall
Why: Liberty Mutual consistently scores very high in our rating system due to their lower-than-average premiums, high scores from 3rd party rating firms like JD Power, and their wide range of available products. Liberty Mutual operates across the entire US, and can write policies for just about anyone.
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Progressive

Best for Budget Shoppers
Why: Progressive practically invented the internet-based insurance industry, and continues to be a leader in the field. With their direct-to-consumer approach, Progressive car insurance can remain affordably priced because they allow customers the option to buy policies without using an agent (no commission fees).
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USAA

Best for Military Members
Why: USAA car insurance consistently scores near the top of almost every consumer satisfaction survey when it comes to auto insurance, and most of their policyholders stay with them for life. The catch is you must be active/retired military or related to someone who is.
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GEICO

Best for Budget Shoppers
Why: Geico has some of the lowest rates in the car insurance industry. They utilize a similar business model to Esurance, and are able to keep their rates so low because they sell directly to their customers and cut out the agent. This is why Geico car insurance can be good for people on a strict budget.
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Amica Mutual

Best for Multi-Policy
Why: Amica Mutual is another company that tends to score high marks in customer satisfaction surveys. While they are not always the cheapest option, individuals and families looking to bundle multiple policy types can see very good discounts.
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Allstate

Best for Agent Driven
Why: Allstate is one of the most recognizable names in car insurance, and for good reason. As one of the largest auto insurers, it’s hard to avoid their name. For people who prefer face-to-face time with their agent, Allstate is a good choice.
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State Farm

Best for Agent Driven
Why: State Farm is the largest auto insurance company in the US, and almost twice as big as its nearest competitor. People who prefer working with an agent will almost certainly find one from State Farm in their neighborhood.
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MetLife

Best for Multi-Policy w/ Life Insurance
Why: While not generally thought of as a car insurance company, MetLife actually has a pretty large presence in the space. In addition, they have had some of the lowest car insurance premiums every time we have tested them.
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Auto-Owners

Best for Complicated Estates
Why: Despite the name, Auto-Owners provides nearly every type of personal insurance policy under the sun. With a coverage area that spans over half the country, people looking for multiple policies will find a good home with Auto-Owners.
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21st Century

Best for New Drivers & Budget Shoppers
Why: 21st Century sells cheap car insurance, period. While those with complicated insurance needs may be better suited elsewhere, new drivers and people simply looking to insure their car at a low rate would be well served with a 21st Century policy.
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Frequently Asked Questions

What factors should I consider when comparing car insurance companies?

When comparing car insurance companies, it’s important to consider several factors:

  • Price: Compare the premiums and deductibles offered by different insurers.
  • Claims process: Research the company’s reputation for handling claims efficiently and fairly.
  • Customer feedback: Read reviews and ratings from other policyholders to get an idea of their experiences.
  • Financial strength: Check the financial stability of the insurer to ensure they can fulfill their obligations.

How can Expert Insurance Reviews help me compare car insurance?

Expert Insurance Reviews monitors over 200 insurance companies and provides a comprehensive analysis based on price, claims, customer feedback, and financial strength. They offer a list of the top 10 picks for car insurance, each with their own strengths, allowing you to make an educated decision.

Can I compare car insurance by ZIP code?

Yes, you can compare car insurance by ZIP code. By entering your ZIP code into our free online car insurance comparison tool, you can receive customized quotes that consider factors specific to your location, such as local regulations and the prevalence of certain risks. It helps you find the best car insurance rates available in your area.

Who are some of the top car insurance companies?

Here are our top 10 picks for car insurance companies:

  • Liberty Mutual: Best overall, offering lower premiums, high ratings, and a wide range of products.
  • Progressive: Best for budget shoppers, with affordably priced policies and a direct-to-consumer approach.
  • USAA: Best for military members, highly rated for auto insurance and known for excellent customer satisfaction.
  • Geico: Best for budget shoppers, providing low rates through a direct-selling model.
  • Amica Mutual: Best for multi-policy holders, offering good discounts for bundling multiple policy types.
  • Allstate: Best for agent-driven service, a widely recognized name with a large network of agents.
  • State Farm: Best for agent-driven service, the largest auto insurance company in the US with many local agents.
  • MetLife: Best for multi-policy holders with life insurance, competitive premiums for car insurance.
  • Auto-Owners: Best for complicated estates, provides various personal insurance policies across a wide coverage area.
  • 21st Century: Best for new drivers and budget shoppers, offering cheap car insurance rates.

How many car insurance quotes should I get?

It’s recommended to obtain at least three car insurance quotes to compare. This allows you to compare the coverage options, premiums, deductibles, and additional benefits offered by different insurance companies. Having multiple quotes helps you find the best car insurance that suits your needs and budget.

Are you looking for free insurance quotes?

Your one-stop online insurance guide. Get free quotes now!

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Angie Watts

Licensed Real Estate Agent

Angie Watts is a licensed real estate agent with Florida Executive Realty. Specializing in residential properties since 2015, Angie is a real estate writer who published a book educating homeowners on how to make the most money when they sell their homes. Her goal is to educate and empower both home buyers and sellers so they can have a stress-free shopping and/or selling process. She has studi...

Licensed Real Estate Agent

Dani Best

Licensed Insurance Producer

Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

Licensed Insurance Producer

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

Are you looking for free insurance quotes?

Your one-stop online insurance guide. Get free quotes now!

secured lock Secured with SHA-256 Encryption