Best Honda HR-V Car Insurance Quotes (2024)
The average Honda HR-V insurance costs for full coverage are $113/mo while Honda HR-V insurance rates for teens may be as high as $413/mo and good drivers may only pay $66.42/mo. Use our quote comparison tool below to shop around for the best Honda HR-V insurance quotes near you.
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Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
UPDATED: Apr 1, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Apr 1, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,356 a year or $113 each month
- A liability-only policy costs around $544 a year or $45 each month
- Highest rates are for teenage drivers at around $4,956 a year or $413 each month
- Good drivers can save as much as $559 a year by earning policy discounts
- Honda HR-V insurance costs around $163 less per year than the average vehicle
Honda HR-V insurance rates are around $163 less per year than the average vehicle with full coverage around $1,356 a year or $113 a month. Good drivers can get up to $559 a year in policy discounts for remaining claim-free. Let’s take a look at Honda HR-V insurance rates, crash test ratings, and more.
You can start comparing quotes for Honda HR-V car insurance rates from some of the best car insurance companies by using our free online tool now.
Honda HR-V Insurance Cost
The average Honda HR-V car insurance costs are $1,356 a year or $113 a month.
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Are Honda HR-Vs Expensive to Insure?
The chart below details how Honda HR-V insurance rates compare to other crossovers like the Lexus NX 300, Infiniti QX30, and MINI Clubman.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Honda HR-V | $294 | $532 | $372 | $1,356 |
| Lexus NX 300 | $376 | $688 | $372 | $1,594 |
| Infiniti QX30 | $344 | $686 | $398 | $1,586 |
| MINI Clubman | $320 | $506 | $398 | $1,382 |
| Buick Envision | $320 | $566 | $398 | $1,442 |
| Nissan Rogue | $268 | $512 | $440 | $1,400 |
| FIAT 500X | $256 | $506 | $450 | $1,392 |
However, there are a few things you can do to find the cheapest Honda insurance rates online.
Read more: Best Fiat Car Insurance Quotes
What Impacts the Cost of Honda HR-V Insurance?
You might have noticed that there is a multitude of factors that impact Honda HR-V car insurance rates. Your age, location, driving record, and model year all play a role in what you will ultimately pay to insure the Honda HR-V.
Age of the Vehicle
Older Honda HR-V models generally cost less to insure. For example, car insurance for a 2020 Honda HR-V costs $1,356, while 2016 Honda HR-V insurance costs are $1,312, a difference of $44.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Honda HR-V | $294 | $532 | $372 | $1,356 |
| 2019 Honda HR-V | $280 | $512 | $390 | $1,340 |
| 2018 Honda HR-V | $270 | $506 | $398 | $1,332 |
| 2017 Honda HR-V | $260 | $494 | $416 | $1,328 |
| 2016 Honda HR-V | $250 | $474 | $430 | $1,312 |
Driver Age
Driver age can have a significant effect on Honda HR-V car insurance rates. For example, 20-year-old drivers pay $1,658 more for their Honda HR-V car insurance each year than 30-year-old drivers.
Driver Location
Where you live can have a large impact on Honda HR-V insurance rates. For example, drivers in New York may pay $352 a year more than drivers in Chicago.
Your Driving Record
Your driving record can have an impact on the cost of Honda HR-V auto insurance. Teens and drivers in their 20’s see the highest jump in their Honda HR-V car insurance with violations on their driving record.
Honda HR-V Safety Ratings
The Honda HR-V’s safety ratings will affect your Honda HR-V car insurance rates. See the chart below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Honda HR-V Crash Test Ratings
Good Honda HR-V crash test ratings can lower your Honda HR-V auto insurance rates. See Honda HR-V crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Honda HR-V SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2020 Honda HR-V SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2019 Honda HR-V SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2019 Honda HR-V SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Honda HR-V SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Honda HR-V SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2017 Honda HR-V SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2017 Honda HR-V SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2016 Honda HR-V SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2016 Honda HR-V SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Honda HR-V Safety Features
Good Honda HR-V safety features can result in insurers giving you car insurance discounts. The safety features for the 2020 Honda HR-V are:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
Honda HR-V Finance and Insurance Cost
If you are financing a Honda HR-V, you will pay more if you purchase Honda HR-V auto insurance at the dealership, so be sure to shop around and compare Honda HR-V auto insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Honda HR-V Insurance
You can save more money on your Honda HR-V auto insurance rates by employing any of the following five strategies.
- Ask Your Insurance Company About Honda HR-V Discounts
- Compare Honda HR-V Quotes for Free Online
- Consider Renting a Car Instead of Buying a Second Honda HR-V
- Buy a Dashcam for Your Honda HR-V
- Don’t Assume your Honda HR-V is Cheaper to Insure than another vehicle. Compare. Compare. Compare.
Top Honda HR-V Insurance Companies
Who is the top car insurance company for Honda HR-V insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Honda HR-V auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Honda HR-V offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Honda HR-V Insurance Quotes Online
You can start comparing quotes for Honda HR-V auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
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Frequently Asked Questions
What are the average Honda HR-V insurance costs?
The average Honda HR-V car insurance costs are $1,356 per year or $113 per month.
Do Honda HR-Vs cost a lot to insure?
Compared to other crossovers like the Lexus NX 300, Infiniti QX30, and MINI Clubman, Honda HR-V insurance rates are relatively affordable.
What factors impact the cost of Honda HR-V insurance?
Several factors can affect the cost of Honda HR-V car insurance, including:
- Age of the vehicle: Older HR-V models tend to have lower insurance costs.
- Driver age: Younger drivers may have higher insurance rates compared to older drivers.
- Driver location: Insurance rates can vary depending on where you live.
- Driving record: A clean driving record typically results in lower insurance premiums.
How do Honda HR-V safety ratings affect insurance rates?How can I save money on Honda HR-V insurance?
Honda HR-V’s safety ratings can impact insurance rates. Good crash test ratings and safety features may result in lower premiums.
How can I save money on Honda HR-V insurance?
You can save money on Honda HR-V insurance by:
- Inquiring about Honda HR-V discounts from your insurance company.
- Comparing quotes from different insurance providers to find the best rates.
- Considering renting a car instead of buying a second Honda HR-V.
- Installing a dashcam in your Honda HR-V.
- Remembering to compare insurance rates for different vehicles before making a decision.
Which insurance companies offer coverage for Honda HR-V?
Some of the top car insurance companies for Honda HR-V coverage, based on market share, include:
- State Farm
- GEICO
- Progressive
- Liberty Mutual
- Allstate
- Travelers
- USAA
- Chubb
- Farmers
- Nationwide
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.