Best Dodge Ram 3500 Car Insurance Quotes (2024)
Dodge Ram 3500 car insurance quotes will average at $121 a month, but you can save money on your Dodge Ram 3500 car insurance rates by comparing them online. Pick out the Dodge 3500 Dodge Ram car insurance coverage you need and read this guide to find low insurance rates online.
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Laura D. Adams
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Insurance & Finance Analyst
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,448 a year or $121 each month
- A liability-only policy costs around $580 a year or $48 each month
- Highest rates are for teenage drivers at around $5,292 a year or $441 each month
- Good drivers can save as much as $597 a year by earning policy discounts
- Dodge Ram 3500 insurance costs around $71 less per year than the average vehicle
Dodge Ram 3500 insurance rates are a little less than the average American vehicle, with full coverage costing about $1,448 a year or $121 a month. Good drivers may be eligible for up to $597 a year in discounts just for standing claim-free. Let’s look at Dodge Ram 3500 insurance rates, safety features, and more.
You can start comparing quotes for Dodge Ram 3500 car insurance rates from some of the best car insurance companies by using our free online tool now.
Dodge Ram 3500 Insurance Cost
The average Dodge Ram 3500 car insurance rates are $1,448 a year or $121 a month.
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Are Dodge Ram 3500s Expensive to Insure?
The chart below details how Dodge Ram 3500 insurance rates compare to other trucks like the Toyota Tundra, GMC Sierra 3500HD, and Nissan Frontier.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Toyota Tundra | $320 | $512 | $440 | $1,452 |
| GMC Sierra 3500HD | $376 | $656 | $420 | $1,632 |
| Nissan Frontier | $294 | $500 | $420 | $1,394 |
| Chevrolet Colorado | $254 | $438 | $372 | $1,222 |
| Chevrolet Silverado 2500HD | $362 | $688 | $420 | $1,650 |
| Chevrolet Silverado | $322 | $562 | $420 | $1,484 |
However, there are a few things you can do to find the cheapest Dodge insurance rates online.
What Impacts the Cost of Dodge Ram 3500 Insurance?
The Dodge Ram 3500 trim and model you choose will affect the total price you will pay for Dodge Ram 3500 insurance coverage.
Age of the Vehicle
The average Dodge Ram 3500 auto insurance rates are higher for newer models. Auto insurance for a 2010 Dodge Ram 3500 costs $1,448.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2010 Dodge Ram 3500 | $268 | $400 | $580 | $1,448 |
Driver Age
Driver age can have a significant effect on the cost of Dodge Ram 3500 car insurance. For example, a 20-year-old driver could pay around $148 more each month for their Dodge Ram 3500 car insurance than 30-year-old driver.
Driver Location
Where you live can have a large impact on Dodge Ram 3500 insurance rates. For example, drivers in Los Angeles may pay $1,245 a year more than drivers in Indianapolis.
Your Driving Record
Your driving record can have an impact on the cost of Dodge Ram 3500 auto insurance. Teens and drivers in their 20’s see the highest jump in their Dodge Ram 3500 auto insurance rates with violations on their driving record.
Dodge Ram 3500 Safety Features
The more safety features you have on your Dodge Ram 3500, the more likely it is that you can earn a discount. The Dodge Ram 3500’s safety features include:
- An adaptive forward lighting system
- Forward collision warning
- Adaptive cruise control
- Blind-spot monitoring
- Parksense front and rear park assist
Dodge Ram 3500 Finance and Insurance Cost
If you are financing a Dodge Ram 3500, most lenders will require your carry higher Dodge Ram 3500 coverage options including comprehensive coverage, so be sure to shop around and compare Dodge Ram 3500 auto insurance quotes from the best auto insurance companies using our FREE tool below.
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Ways to Save on Dodge Ram 3500 Insurance
There are many ways that you can save on Dodge Ram 3500 car insurance to get the best value possible. Below are five scenarios you can explore to help keep your Dodge Ram 3500 car insurance rates low.
- Buy Your Dodge Ram 3500 with Cash, or Get a Shorter-Term Loan
- Buy Winter Tires for Your Dodge Ram 3500
- Watch Your Insurer Closely When Your Dodge Ram 3500 Needs Repairs
- Provide Your Dodge Ram 3500 VIN When Requesting Dodge Ram 3500 Auto Insurance Quotes
- Compare Dodge Ram 3500 Quotes for Free Online
Top Dodge Ram 3500 Insurance Companies
Who is the top auto insurance company for Dodge Ram 3500 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Dodge Ram 3500 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Dodge Ram 3500 offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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Frequently Asked Questions
What is the Dodge Ram 3500?
The Dodge Ram 3500 is a heavy-duty pickup truck manufactured by the American carmaker, Dodge. It is designed for commercial use and is capable of hauling and towing heavy loads.
What types of car insurance coverage are available for Dodge Ram 3500?
The types of car insurance coverage available for Dodge Ram 3500 are liability coverage, collision coverage, comprehensive coverage, personal injury protection (PIP), and uninsured/underinsured motorist coverage.
Which type of insurance coverage is mandatory for Dodge Ram 3500?
The only mandatory insurance coverage for Dodge Ram 3500 is liability insurance coverage. Liability coverage pays for damages or injuries you cause to others in an accident, including property damage and bodily injury.
How much does insurance cost for a Dodge Ram 3500?
The cost of insurance for a Dodge Ram 3500 can vary depending on a variety of factors such as your driving history, location, age, and other personal factors. To get an accurate estimate, you should get a quote from an insurance company.
How can I get the best insurance quotes for my Dodge Ram 3500?
To get the best insurance quotes for your Dodge Ram 3500, you can compare quotes from different insurance companies online. You can also contact an insurance agent to get personalized quotes and advice on the coverage that’s right for you.
Can I get discounts on my Dodge Ram 3500 car insurance?
Yes, you may be eligible for discounts on your Dodge Ram 3500 car insurance. Some common discounts include safe driver discounts, multi-vehicle discounts, and bundling discounts for combining auto and home insurance. Be sure to ask your insurance company or agent about any available discounts.
What should I consider when buying insurance for my Dodge Ram 3500?
When buying insurance for your Dodge Ram 3500, you should consider the amount of coverage you need, your budget, your driving habits, and any state-specific insurance requirements. It’s also a good idea to compare quotes from different insurance companies to get the best coverage for your needs.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
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Laura D. Adams
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Insurance & Finance Analyst
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.