Best Mazda CX-3 Car Insurance Quotes (2024)
Average Mazda CX-3 insurance rates cost $112 per month ($1,338 per year). This is about $181 less per year than the average vehicle. Good drivers can save up to $552 on these rates by earning discounts.
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Angie Watts
Licensed Real Estate Agent
Angie Watts is a licensed real estate agent with Florida Executive Realty. Specializing in residential properties since 2015, Angie is a real estate writer who published a book educating homeowners on how to make the most money when they sell their homes. Her goal is to educate and empower both home buyers and sellers so they can have a stress-free shopping and/or selling process. She has studi...
Licensed Real Estate Agent
UPDATED: Dec 22, 2024
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Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Dec 22, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,338 a year or $112 each month
- A liability-only policy costs around $536 a year or $45 each month
- Highest rates are for teenage drivers at around $4,890 a year or $408 each month
- Good drivers can save as much as $552 a year by earning policy discounts
- Mazda CX-3 insurance costs around $181 less per year than the average vehicle
Mazda CX-3 insurance rates average $181 less per year than the average vehicle, with full coverage costing around $1,338 a year or $112 a month. Good drivers who remain claim-free can save up to $552 a year in policy discounts. Let’s take a look at Mazda CX-3 insurance rates, crash test rates, and more.
You can start comparing quotes for Mazda CX-3 car insurance rates from some of the best car insurance companies by using our free online tool now.
Mazda CX-3 Insurance Cost
The average Mazda CX-3 car insurance rates are $1,338 a year or $112 a month.
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Are Mazda CX-3s Expensive to Insure?
The chart below details how Mazda CX-3 insurance rates compare to other crossovers like the Mazda CX-5, Chevrolet Trax, and MINI Clubman.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Mazda CX-3 | $308 | $500 | $372 | $1,338 |
| Mazda CX-5 | $322 | $532 | $372 | $1,384 |
| Chevrolet Trax | $280 | $470 | $372 | $1,280 |
| MINI Clubman | $320 | $506 | $398 | $1,382 |
| Lincoln MKT | $370 | $626 | $450 | $1,626 |
| Audi SQ5 | $394 | $774 | $264 | $1,542 |
| Toyota C-HR | $254 | $452 | $258 | $1,074 |
However, there are a few things you can do to find the cheapest Mazda insurance rates online.
What Impacts the Cost of Mazda CX-3 Insurance?
The Mazda CX-3 trim and model you choose can impact the total price you will pay for Mazda CX-3 auto insurance coverage.
Age of the Vehicle
Older Mazda CX-3 models generally cost less to insure. For example, car insurance for a 2020 Mazda CX-3 costs $1,338, while 2016 Mazda CX-3 insurance costs are $1,296, a difference of $42.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Mazda CX-3 | $308 | $500 | $372 | $1,338 |
| 2019 Mazda CX-3 | $294 | $482 | $390 | $1,324 |
| 2018 Mazda CX-3 | $282 | $478 | $398 | $1,316 |
| 2017 Mazda CX-3 | $272 | $466 | $416 | $1,312 |
| 2016 Mazda CX-3 | $262 | $446 | $430 | $1,296 |
Driver Age
Driver age can have a significant impact on Mazda CX-3 auto insurance rates. As an example, a 40-year-old driver could pay $141 less each month for their Mazda CX-3 auto insurance compared to a 20-year-old driver.
Driver Location
Where you live can have a large impact on Mazda CX-3 insurance rates. For example, drivers in New York may pay $816 a year more than drivers in Seattle.
Your Driving Record
Your driving record can have an impact on the cost of Mazda CX-3 car insurance. Teens and drivers in their 20’s see the highest jump in their Mazda CX-3 car insurance rates with violations on their driving record.
Mazda CX-3 Safety Ratings
Your Mazda CX-3 auto insurance rates are tied to the Mazda CX-3’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Mazda CX-3 Crash Test Ratings
Mazda CX-3 crash test ratings can impact the cost of your Mazda CX-3 car insurance. See Mazda CX-3 crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Mazda CX-30 SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Mazda CX-30 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Mazda CX-3 SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Mazda CX-3 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Mazda CX-3 SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Mazda CX-3 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Mazda CX-3 SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Mazda CX-3 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Mazda CX-3 SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Mazda CX-3 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Mazda CX-3 SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Mazda CX-3 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Mazda CX-3 Safety Features
The Mazda CX-3 safety features play a vital role in keeping passengers safe in crashes, but they can also help lower your Mazda CX-3 auto insurance rates. The Mazda CX-3’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
- Blind Spot Monitor
- Auto-Leveling Headlights
- Lane Departure Warning
- Cross-Traffic Alert
Mazda CX-3 Finance and Insurance Cost
When financing a Mazda CX-3, most lenders will require your carry higher Mazda CX-3 coverage options including comprehensive coverage, so be sure to shop around and compare Mazda CX-3 car insurance rates from the best companies using our FREE tool below.
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Ways to Save on Mazda CX-3 Insurance
Save more on your Mazda CX-3 car insurance rates. Take a look at the following five strategies that will get you the best Mazda CX-3 auto insurance rates possible.
- Remove Young Drivers from Your Mazda CX-3 Insurance Plan
- Pay Your Bills On Time — Especially Mazda CX-3 Payments and Insurance
- Don’t Assume your Mazda CX-3 is Cheaper to Insure than another vehicle. Compare. Compare. Compare.
- Tell Your Insurer About Different Drivers or Uses for Your Mazda CX-3
- Renew Your Mazda CX-3 Insurance Coverage to Avoid Lapses
Top Mazda CX-3 Insurance Companies
Who is the top car insurance company for Mazda CX-3 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Mazda CX-3 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Mazda CX-3 offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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Frequently Asked Questions
How much does Mazda CX-3 car insurance cost?
The average Mazda CX-3 car insurance rates are $1,338 per year or $112 per month.
Are Mazda CX-3s expensive to insure?
Compared to other crossovers like the Mazda CX-5, Chevrolet Trax, and MINI Clubman, Mazda CX-3 insurance rates are relatively affordable.
What factors impact the cost of Mazda CX-3 insurance?
Several factors can affect Mazda CX-3 insurance rates, including:
- Age of the vehicle: Older Mazda CX-3 models generally cost less to insure.
- Driver age: Younger drivers tend to have higher insurance rates compared to older, more experienced drivers.
- Driver location: Insurance rates vary based on where you live. Urban areas with higher population densities may have higher rates.
- Your driving record: Drivers with a clean driving record typically pay lower insurance premiums.
What are the Mazda CX-3 safety ratings?
According to the Insurance Institute for Highway Safety, the Mazda CX-3 has excellent safety ratings in various categories, including:
- Small overlap front
- Moderate overlap front
- Side impact
- Roof strength
- Head restraints and seats
What safety features does the Mazda CX-3 have?
The Mazda CX-3 is equipped with several safety features that can help reduce insurance rates, including:
- Driver and passenger airbags
- Front and rear head airbags
- Front side airbags
- Anti-lock braking system (ABS)
- Electronic stability control
- Daytime running lights
- Child safety locks
- Integrated turn signal mirrors
- Traction control
- Blind spot monitor
- Auto-leveling headlights
- Lane departure warning
- Cross-traffic alert
How can I save on Mazda CX-3 insurance?
Here are some tips to save on Mazda CX-3 insurance:
- Remove young drivers from your insurance plan if possible.
- Pay your bills on time, including Mazda CX-3 payments and insurance premiums.
- Compare insurance quotes from multiple providers to find the best rates.
- Inform your insurer about any changes in drivers or vehicle usage.
- Renew your insurance coverage on time to avoid lapses.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Angie Watts
Licensed Real Estate Agent
Angie Watts is a licensed real estate agent with Florida Executive Realty. Specializing in residential properties since 2015, Angie is a real estate writer who published a book educating homeowners on how to make the most money when they sell their homes. Her goal is to educate and empower both home buyers and sellers so they can have a stress-free shopping and/or selling process. She has studi...
Licensed Real Estate Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.