Best Ford Fiesta Car Insurance Quotes (2024)
Ford Fiesta insurance costs are around $101 per month. Finding Ford Fiesta insurance quotes for a 17 year old could put you at $370 per month. Find cheap Ford Fiesta insurance rates online with this guide.
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Chris Abrams
Licensed Insurance Agent
Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed life and health insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chr...
Licensed Insurance Agent
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,212 a year or $101 each month
- A liability-only policy costs around $486 a year or $41 each month
- Highest rates are for teenage drivers at around $4,430 a year or $369 each month
- Good drivers can save as much as $500 a year by earning policy discounts
- Ford Fiesta insurance costs around $307 less per year than the average vehicle
Ford Fiesta insurance rates are a good bit less per year than the average vehicle, with full coverage costing around $1,212 a year or $101 a month. Older Ford Fiestas may only need liability coverage, which only costs around $486 a year or $41 a month. Good drivers can save up to $500 a year in policy discounts for being safe and courteous drivers. Let’s look at Ford Fiesta insurance rates, crash test ratings, and more.
You can start comparing quotes for Ford Fiesta car insurance rates from some of the best car insurance companies by using our free online tool now.
Ford Fiesta Insurance Cost
The average Ford Fiesta car insurance costs are $1,212 a year or $101 a month.
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Are Ford Fiestas Expensive to Insure?
The chart below details how Ford Fiesta insurance rates compare to other subcompact cars like the Kia Rio and Ford Focus ST.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Ford Fiesta | $242 | $422 | $390 | $1,212 |
| Kia Rio | $244 | $506 | $450 | $1,380 |
| Ford Focus ST | $282 | $536 | $398 | $1,374 |
However, there are a few things you can do to find the cheapest Ford insurance rates online.
Read more: Best KIA Car Insurance Quotes
What Impacts the Cost of Ford Fiesta Insurance?
You might have noticed that there is a multitude of factors that impact Ford Fiesta car insurance rates. Your age, location, driving record, and model year all play a role in what you will ultimately pay to insure the Ford Fiesta.
Age of the Vehicle
Older Ford Fiesta models generally cost less to insure. For example, car insurance rates for a 2019 Ford Fiesta are $1,212, while 2011 Ford Fiesta rates are $1,058, a difference of $154.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2019 Ford Fiesta | $242 | $422 | $390 | $1,212 |
| 2018 Ford Fiesta | $232 | $418 | $398 | $1,206 |
| 2017 Ford Fiesta | $224 | $408 | $416 | $1,206 |
| 2016 Ford Fiesta | $216 | $390 | $430 | $1,194 |
| 2015 Ford Fiesta | $204 | $378 | $442 | $1,182 |
| 2014 Ford Fiesta | $196 | $350 | $452 | $1,156 |
| 2013 Ford Fiesta | $188 | $330 | $456 | $1,132 |
| 2012 Ford Fiesta | $180 | $296 | $460 | $1,094 |
| 2011 Ford Fiesta | $168 | $272 | $460 | $1,058 |
Driver Age
Driver age can have a significant effect on Ford Fiesta car insurance rates. As an example, a 30-year-old driver pays around $53 more each year for their Ford Fiesta car insurance than a 40-year-old driver.
Driver Location
Where you live can have a large impact on Ford Fiesta insurance rates. For example, drivers in New York may pay $739 a year more than drivers in Seattle.
Your Driving Record
Your driving record can have an impact on the cost of Ford Fiesta car insurance. Teens and drivers in their 20’s see the highest jump in their Ford Fiesta car insurance rates with violations on their driving record.
Ford Fiesta Safety Ratings
Your Ford Fiesta car insurance rates are tied to the safety ratings of the Ford Fiesta. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Marginal |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Ford Fiesta Crash Test Ratings
Ford Fiesta crash test ratings can impact your Ford Fiesta car insurance rates. See Ford Fiesta crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2019 Ford Fiesta 5 HB FWD | 4 stars | 4 stars | 4 stars | 4 stars |
| 2019 Ford Fiesta 4 DR FWD | 4 stars | 4 stars | 4 stars | 4 stars |
| 2018 Ford Fiesta 5 HB FWD | 4 stars | 4 stars | 4 stars | 4 stars |
| 2018 Ford Fiesta 4 DR FWD | 4 stars | 4 stars | 4 stars | 4 stars |
| 2017 Ford Fiesta 5 HB FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2017 Ford Fiesta 4 DR FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2016 Ford Fiesta 5 HB FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2016 Ford Fiesta 4 DR FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Ford Fiesta Safety Features
Most drivers don’t realize that not only do Ford Fiesta safety features play a vital role in keeping passengers safe in crashes, but they can also help lower Ford Fiesta auto insurance rates. The Ford Fiesta’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- Front Disc/Rear Drum Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
Ford Fiesta Insurance Loss Probability
The lower percentage means lower Ford Fiesta auto insurance rates; higher percentages mean higher Ford Fiesta car insurance rates. The Ford Fiesta’s insurance loss probability varies for each form of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | -4% |
|---|---|
| Property Damage | -9% |
| Comprehensive | -27% |
| Personal Injury | 15% |
| Medical Payment | 23% |
| Bodily Injury | 13% |
| Source: Insurance Institute for Highway Safety | |
Ford Fiesta Finance and Insurance Cost
If you are financing a Ford Fiesta, most lenders will require your carry higher Ford Fiesta coverage options including comprehensive coverage, so be sure to shop around and compare Ford Fiesta car insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Ford Fiesta Insurance
Although it may seem like your Ford Fiesta car insurance rates are set, there are a few measures that you can take to secure the best Ford Fiesta car insurance rates possible. Take a look at the following five ways to save on Ford Fiesta auto insurance.
- Ask About Welcome Discounts
- Don’t Always Pick the Cheapest Ford Fiesta Insurance Policy
- Check Reviews and State Complaints Before You Choose an Insurer
- Carpool to Work Instead of Driving Your Ford Fiesta
- Ask About Farm and Ranch Vehicle Discounts
Top Ford Fiesta Insurance Companies
Who is the top auto insurance company for Ford Fiesta insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Ford Fiesta auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Ford Fiesta offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Ford Fiesta Insurance Quotes Online
To start comparing Ford Fiesta car insurance quotes for free, use our online car insurance comparison tool.
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Frequently Asked Questions
What is Ford Fiesta car insurance?
Ford Fiesta car insurance is a type of insurance policy that provides coverage for damages or losses that occur due to accidents or theft of a Ford Fiesta car.
What factors affect the cost of Ford Fiesta car insurance?
The cost of Ford Fiesta car insurance is affected by various factors, including the driver’s age, driving record, location, and the model and year of the car.
What are the coverage options available for Ford Fiesta car insurance?
The coverage options available for Ford Fiesta car insurance include liability coverage, collision coverage, comprehensive coverage, personal injury protection, and uninsured/underinsured motorist coverage.
How can I find the best Ford Fiesta car insurance?
To find the best Ford Fiesta car insurance, you should compare quotes from multiple insurance providers, review the coverage options and deductibles, check for discounts, and read customer reviews.
How much does Ford Fiesta car insurance cost?
The cost of Ford Fiesta car insurance varies based on various factors, such as the driver’s age, driving history, location, and coverage options. On average, the cost of Ford Fiesta car insurance ranges from $100 to $200 per month.
Are there any discounts available for Ford Fiesta car insurance?
Yes, many insurance providers offer discounts for Ford Fiesta car insurance. Common discounts include safe driving discounts, multi-policy discounts, and good student discounts.
What should I do if I get into an accident with my Ford Fiesta?
If you get into an accident with your Ford Fiesta, you should contact your insurance provider immediately to report the incident and file a claim. You should also exchange information with the other driver(s) involved and document any damages or injuries.
What should I do if my Ford Fiesta is stolen?
If your Ford Fiesta is stolen, you should contact the police and file a report. You should also contact your insurance provider to report the theft and file a claim.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Chris Abrams
Licensed Insurance Agent
Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed life and health insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chr...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.