Best Dodge Ram 2500 Car Insurance Quotes (2024)
Dodge Ram 2500 insurance rates average at $111 a month. State Farm and GEICO are the most popular companies for Dodge Ram 2500 insurance coverage. Start comparing Dodge Ram 2500 insurance quotes online to find the cheapest car insurance rates.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
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UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,328 a year or $111 each month
- A liability-only policy costs around $533 a year or $44 each month
- Highest rates are for teenage drivers at around $4,854 a year or $405 each month
- Good drivers can save as much as $548 a year by earning policy discounts
- Dodge Ram 2500 insurance costs around $191 less per year than the average vehicle
Dodge Ram 2500 insurance rates are around $191 less per year than the average vehicle, with full coverage averaging around $1,328 a year or $111 a month. Teen drivers have the highest rates at around $4,854 a year or $405 a month. Good drivers can save up to $548 a year for staying claim-free. Let’s take a look at Dodge Ram 2500 insurance rates, safety features, and more.
You can start comparing quotes for Dodge Ram 2500 car insurance rates from some of the best car insurance companies by using our free online tool now.
Dodge Ram 2500 Insurance Cost
The average Dodge Ram 2500 car insurance rates are $1,328 a year or $111 a month.
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Are Dodge Ram 2500s Expensive to Insure?
The chart below details how Dodge Ram 2500 insurance rates compare to other trucks like the Toyota Tundra, Dodge Ram, and GMC Sierra.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Toyota Tundra | $320 | $512 | $440 | $1,452 |
| Dodge Ram | $362 | $562 | $420 | $1,524 |
| GMC Sierra | $336 | $594 | $372 | $1,460 |
| GMC Sierra 2500HD | $336 | $656 | $420 | $1,592 |
| Ford F-150 | $322 | $470 | $372 | $1,322 |
| Toyota Tacoma | $294 | $482 | $390 | $1,324 |
However, there are a few things you can do to find the cheapest Dodge insurance rates online.
What Impacts the Cost of Dodge Ram 2500 Insurance?
You might have noticed that there is a multitude of factors that impact Dodge Ram 2500 car insurance rates. Your age, location, driving record, and model year all play a role in what you will ultimately pay to insure the Dodge Ram 2500.
Age of the Vehicle
Older Dodge Ram 2500 models generally cost less to insure.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2010 Dodge Ram 2500 | $242 | $382 | $524 | $1,328 |
Driver Age
Driver age can have a significant effect on Dodge Ram 2500 car insurance rates. For example, 20-year-old drivers pay $1,625 more for their Dodge Ram 2500 car insurance each year than 30-year-old drivers.
Driver Location
Where you live can have a large impact on Dodge Ram 2500 insurance rates. For example, drivers in New York may pay $810 a year more than drivers in Seattle.
Your Driving Record
Your driving record can have an impact on your Dodge Ram 2500 car insurance rates. Teens and drivers in their 20’s see the highest jump in their Dodge Ram 2500 car insurance with violations on their driving record.
Dodge Ram 2500 Crash Test Ratings
The crash test ratings of the Dodge Ram 2500 can impact your Dodge Ram 2500 car insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| Dodge Ram 2500 | 4 | 4 | 5 | 4 |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Dodge Ram 2500 Safety Features
The Dodge Ram 2500 safety features can help lower insurance costs. According to AutoBlog, the 2020 Dodge Ram 2500 has the following safety features:
- Adaptive cruise control (ACC) with stop
- Adaptive forward lighting system
- Blind-spot monitoring
- Parksense front and rear park assist
Dodge Ram 2500 Finance and Insurance Cost
If you are financing a Dodge Ram 2500, you will pay more if you purchase Dodge Ram 2500 auto insurance at the dealership, so be sure to shop around and compare Dodge Ram 2500 auto insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Dodge Ram 2500 Insurance
There are several ways you can save even more on your Dodge Ram 2500 car insurance rates. Take a look at the following five tips:
- Remove Unnecessary Insurance Once Your Dodge Ram 2500 is Paid Off
- Use Paperless Billing for Your Dodge Ram 2500 Insurance Policy
- Tell Your Insurer About Different Drivers or Uses for Your Dodge Ram 2500
- Check the Odometer on Your Dodge Ram 2500
- Consider Ride Sharing Services to Lower Your Dodge Ram 2500 Mileage
Top Dodge Ram 2500 Insurance Companies
The best auto insurance companies for Dodge Ram 2500 car insurance rates will offer competitive rates, discounts, and account for the Dodge Ram 2500’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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Frequently Asked Questions
What is the Dodge Ram 2500?
The Dodge Ram 2500 is a heavy-duty pickup truck designed for commercial and personal use. It is known for its powerful engine, towing capacity, and spacious interior.
Why do I need insurance for my Dodge Ram 2500?
Insurance is required by law in most states and provides financial protection in case of accidents, theft, or damage to your vehicle. Additionally, insuring your Dodge Ram 2500 can help cover the cost of repairs or replacement in the event of an accident.
What factors impact the cost of insurance for a Dodge Ram 2500?
Several factors can affect the cost of insurance for a Dodge Ram 2500, including the driver’s age and driving history, the truck’s value, the level of coverage chosen, and the location where the vehicle is primarily driven.
How can I find the best insurance quotes for my Dodge Ram 2500?
To find the best insurance quotes for your Dodge Ram 2500, consider shopping around and comparing quotes from multiple insurance companies. Be sure to provide accurate information about yourself and your vehicle when obtaining quotes, and ask about discounts that may be available.
What types of insurance coverage should I consider for my Dodge Ram 2500?
At minimum, you should consider liability insurance, which covers damages or injuries you may cause to others in an accident. Other types of coverage you may want to consider include collision coverage, which can help cover the cost of repairs to your vehicle after an accident, and comprehensive coverage, which can help cover the cost of damages caused by things like theft, vandalism, or natural disasters.
Are there any specific insurance companies that specialize in insuring Dodge Ram 2500s?
While there are no insurance companies that specialize specifically in insuring Dodge Ram 2500s, some insurance companies may offer discounts or specialized coverage options for heavy-duty pickup trucks like the Dodge Ram 2500.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.