Best GMC Sierra 3500HD Car Insurance Quotes (2024)
GMC Sierra 3500HD insurance rates average at $136/mo, or $1,632/yr. A liability only policy costs $654/yr or $55/mo on average. This is $113 more per year than the average vehicle. Good drivers can save up to $673 a year on these prices by earning discounts.
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Michael Vereecke
Commercial Lines Coverage Specialist
Michael Vereecke is the president of Customers First Insurance Group. He has been a licensed insurance agent for over 13 years. He also carries a Commercial Lines Coverage Specialist (CLCS) Designation, providing him the expertise to spot holes in businesses’ coverage. Since 2009, he has worked with many different insurance providers, which gives him unique insight into the insurance market...
Commercial Lines Coverage Specialist
UPDATED: Dec 22, 2024
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Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Dec 22, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,632 a year or $136 each month
- A liability-only policy costs around $654 a year or $55 each month
- Highest rates are for teenage drivers at around $5,965 a year or $497 each month
- Good drivers can save as much as $673 a year by earning policy discounts
- GMC Sierra 3500HD insurance costs around $113 more per year than the average vehicle
GMC Sierra 3500HD insurance rates are about $113 more per year than the average vehicle with full coverage costing around $1,632 a year or $136 a month. Drivers of an older GMC Sierra 3500HD may opt for liability coverage only which costs about $654 a year or $55 a month.
The highest rates are for teens who will pay around $5,965 a year or $497 a month. Good drivers can save up to $673 in policy discounts by remaining safe while driving. Let’s compare car insurance and take a closer look at GMC Sierra 3500HD insurance requirements, rates, safety features, and more.
You can start comparing quotes for GMC Sierra 3500HD car insurance rates from some of the best car insurance companies by using our free online tool now.
GMC Sierra 3500HD Insurance Cost
The average GMC Sierra 3500HD auto insurance costs are $1,632 a year or $136 a month.
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Are GMC Sierra 3500HDs Expensive to Insure?
The chart below details how affordable GMC Sierra 3500HD insurance rates compare to other trucks like the Ford Ranger, Chevrolet Colorado, and Chevrolet Silverado.
| Vehicle | Comprehensive | Collision | Liability | Total |
| GMC Sierra 3500HD | $376 | $656 | $420 | $1,632 |
| Ford Ranger | $254 | $470 | $372 | $1,254 |
| Chevrolet Colorado | $254 | $438 | $372 | $1,222 |
| Chevrolet Silverado | $322 | $562 | $420 | $1,484 |
| Toyota Tundra | $320 | $512 | $440 | $1,452 |
| Chevrolet Silverado 2500HD | $362 | $688 | $420 | $1,650 |
| GMC Sierra 2500HD | $336 | $656 | $420 | $1,592 |
However, there are a few things you can do to find the cheapest GMC insurance rates online.
What Impacts the Cost of GMC Sierra 3500HD Insurance?
Even though the average annual rate for the GMC Sierra 3500HD is $1,632, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your GMC Sierra 3500HD.
Age of the Vehicle
Older GMC Sierra 3500HD models generally cost less to insure. For example, auto insurance for a 2020 GMC Sierra 3500HD costs $1,632, while 2010 GMC Sierra 3500HD insurance costs are $1,328, a difference of $304.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 GMC Sierra 3500HD | $376 | $656 | $420 | $1,632 |
| 2019 GMC Sierra 3500HD | $358 | $630 | $440 | $1,608 |
| 2018 GMC Sierra 3500HD | $344 | $626 | $450 | $1,600 |
| 2017 GMC Sierra 3500HD | $332 | $610 | $470 | $1,592 |
| 2016 GMC Sierra 3500HD | $320 | $586 | $486 | $1,572 |
| 2015 GMC Sierra 3500HD | $304 | $564 | $500 | $1,548 |
| 2014 GMC Sierra 3500HD | $292 | $524 | $510 | $1,506 |
| 2013 GMC Sierra 3500HD | $280 | $494 | $514 | $1,468 |
| 2012 GMC Sierra 3500HD | $268 | $442 | $520 | $1,410 |
| 2011 GMC Sierra 3500HD | $250 | $408 | $520 | $1,358 |
| 2010 GMC Sierra 3500HD | $242 | $382 | $524 | $1,328 |
Driver Age
Driver age can have a significant effect on GMC Sierra 3500HD car insurance rates. For example, 30-year-old drivers pay $72 more for GMC Sierra 3500HD car insurance than 40-year-old drivers.
Driver Location
Where you live can have a large impact on GMC Sierra 3500HD insurance rates. For example, drivers in Los Angeles may pay $1,404 a year more than drivers in Indianapolis.
Your Driving Record
Your driving record can have an impact on the cost of GMC Sierra 3500HD car insurance. Teens and drivers in their 20’s see the highest jump in their GMC Sierra 3500HD auto insurance rates with violations on their driving record.
GMC Sierra 3500HD Safety Features
GMC Sierra 3500HD safety features can lower the cost of your insurance. The safety features for the 2020 GMC Sierra 3500HD include:
- Forward Collision Alert
- Lane Departure Warning
- Following Distance Indicator
- Rear Cross-Traffic Alert
- Safety Alert Seat
- Automatic Emergency Braking
- Front and Rear Park Assist
- Teen Driver
GMC Sierra 3500HD Finance and Insurance Cost
If you are financing a GMC Sierra 3500HD, you will pay more if you purchase GMC Sierra 3500HD auto insurance at the dealership, so be sure to shop around and compare GMC Sierra 3500HD auto insurance quotes from the best companies using our FREE tool below.
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Ways to Save on GMC Sierra 3500HD Insurance
There are several ways you can save even more on your GMC Sierra 3500HD car insurance rates. Take a look at the following five tips:
- Re-Check GMC Sierra 3500HD Quotes Every 6 Months
- Get GMC Sierra 3500HD Auto Insurance Through Costco
- Start Searching for New GMC Sierra 3500HD Car Insurance a Month Before Your Renewal
- Understand that Your Insurer Can Change Your GMC Sierra 3500HD Auto Insurance Rates Mid-Term for Other Reasons
- Tell Your Insurer How You Use Your GMC Sierra 3500HD
Top GMC Sierra 3500HD Insurance Companies
Several insurance companies offer competitive rates for the GMC Sierra 3500HD based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with GMC Sierra 3500HD drivers organized by market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free GMC Sierra 3500HD Insurance Quotes Online
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Frequently Asked Questions
What is GMC Sierra 3500HD car insurance?
GMC Sierra 3500HD car insurance is a type of auto insurance that provides financial protection against damage to your GMC Sierra 3500HD vehicle, as well as liability coverage for any bodily injury or property damage you may cause to others while driving your vehicle.
What factors affect the cost of GMC Sierra 3500HD car insurance?
The cost of GMC Sierra 3500HD car insurance depends on a variety of factors, including your driving record, age, location, coverage options, and the value of your vehicle. Additionally, the insurance company you choose and its underwriting policies can also affect the cost of your premium.
What types of coverage are available for GMC Sierra 3500HD car insurance?
The types of coverage available for GMC Sierra 3500HD car insurance are liability, collision, comprehensive, personal injury protection, and uninsured/underinsured motorist coverage.
What is liability coverage for GMC Sierra 3500HD car insurance?
Liability coverage for GMC Sierra 3500HD car insurance provides financial protection in the event that you cause bodily injury or property damage to another person while driving your vehicle.
What is collision coverage for GMC Sierra 3500HD car insurance?
Collision coverage for GMC Sierra 3500HD car insurance provides financial protection in the event that your vehicle is damaged in a collision, regardless of who is at fault.
What is comprehensive coverage for GMC Sierra 3500HD car insurance?
Comprehensive coverage for GMC Sierra 3500HD car insurance provides financial protection in the event that your vehicle is damaged due to something other than a collision, such as theft, vandalism, or natural disasters.
What is personal injury protection for GMC Sierra 3500HD car insurance?
Personal injury protection for GMC Sierra 3500HD car insurance provides coverage for medical expenses and lost wages in the event that you or your passengers are injured in a car accident.
What is uninsured/underinsured motorist coverage for GMC Sierra 3500HD car insurance?
Uninsured/underinsured motorist coverage for GMC Sierra 3500HD car insurance provides financial protection in the event that you are involved in an accident with another driver who does not have insurance or does not have enough insurance to cover the damages.
How can I find the best GMC Sierra 3500HD car insurance?
To find the best GMC Sierra 3500HD car insurance, you should compare quotes from multiple insurance companies, consider the coverage options and deductibles that are right for you, and look for discounts that may be available, such as safe driving or multi-vehicle discounts. It is also important to research the financial strength and customer service reputation of the insurance company before making a decision.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
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Michael Vereecke
Commercial Lines Coverage Specialist
Michael Vereecke is the president of Customers First Insurance Group. He has been a licensed insurance agent for over 13 years. He also carries a Commercial Lines Coverage Specialist (CLCS) Designation, providing him the expertise to spot holes in businesses’ coverage. Since 2009, he has worked with many different insurance providers, which gives him unique insight into the insurance market...
Commercial Lines Coverage Specialist
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.