Best Jaguar XJ Car Insurance Quotes (2024)
Our Jaguar XJ insurance review finds that the average monthly Jaguar XJ insurance cost is $156 for full coverage while teenagers may pay Jaguar XJ insurance rates up to $517.42/mo. To save on Jaguar XJ insurance coverage, shop around for Jaguar XJ insurance quotes using our free comparison tool below.
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Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management degree with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Au...
Insurance Operations Specialist
UPDATED: Dec 22, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Dec 22, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,876 a year or $156 each month
- A liability-only policy costs around $752 a year or $63 each month
- Highest rates are for teenage drivers at around $6,857 a year or $571 each month
- Good drivers can save as much as $773 a year by earning policy discounts
- Jaguar XJ insurance costs around $357 more per year than the average vehicle
Jaguar XJ insurance rates are quite a bit more than the average vehicle with full coverage costing around $1,876 a year or $156 a month. Good drivers can save up to $773 a year in policy discounts by remaining safe and courteous while out on the road. Let’s take a quick look at Jaguar XJ insurance rates, insurance loss rates, and more.
You can start comparing quotes for Jaguar XJ car insurance rates from some of the best car insurance companies by using our free online tool now.
Jaguar XJ Insurance Cost
The average Jaguar XJ car insurance costs are $1,876 a year or $156 a month.
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Are Jaguar XJs Expensive to Insure?
The chart below details how Jaguar XJ insurance rates compare to other luxury cars like the Volvo S60, Jaguar XF, and Audi A8.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Volvo S60 | $332 | $656 | $398 | $1,544 |
| Jaguar XF | $406 | $804 | $398 | $1,766 |
| Audi A8 | $464 | $900 | $390 | $1,912 |
| Audi S7 | $532 | $1,250 | $398 | $2,338 |
| Audi A6 | $382 | $744 | $398 | $1,682 |
| Audi S8 | $658 | $1,368 | $398 | $2,582 |
However, there are a few things you can do to find the cheapest Jaguar insurance rates online.
What Impacts the Cost of Jaguar XJ Insurance?
The Jaguar XJ trim and model you choose can impact the total price you will pay for Jaguar XJ insurance coverage.
Age of the Vehicle
Older Jaguar XJ models generally cost less to insure. For example, car insurance rates for a 2017 Jaguar XJ are $1,876, while 2011 Jaguar XJ rates are $1,522, a difference of $354.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2017 Jaguar XJ | $430 | $872 | $416 | $1,876 |
| 2016 Jaguar XJ | $414 | $836 | $430 | $1,838 |
| 2015 Jaguar XJ | $392 | $806 | $442 | $1,798 |
| 2014 Jaguar XJ | $376 | $748 | $452 | $1,734 |
| 2013 Jaguar XJ | $362 | $704 | $456 | $1,680 |
| 2012 Jaguar XJ | $346 | $632 | $460 | $1,596 |
| 2011 Jaguar XJ | $324 | $580 | $460 | $1,522 |
Driver Age
Driver age can have a significant effect on Jaguar XJ car insurance rates. As an example, a 30-year-old driver pays around $83 more each year for their Jaguar XJ car insurance than a 40-year-old driver.
Driver Location
Where you live can have a large impact on Jaguar XJ insurance rates. For example, drivers in Phoenix may pay $1,032 a year less than drivers in Los Angeles.
Your Driving Record
Your driving record can have an impact on the cost of Jaguar XJ car insurance. Teens and drivers in their 20’s see the highest jump in their Jaguar XJ car insurance with violations on their driving record.
Jaguar XJ Crash Test Ratings
If the Jaguar XJ crash test ratings are good, you could have lower Jaguar XJ car insurance rates. See Jaguar XJ crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2019 Jaguar XJ 4 DR RWD | N/R | N/R | N/R | N/R |
| 2019 Jaguar XJ 4 DR AWD | N/R | N/R | N/R | N/R |
| 2018 Jaguar XJ (SWB) 4 DR FWD | N/R | N/R | N/R | N/R |
| 2018 Jaguar XJ (SWB) 4 DR AWD | N/R | N/R | N/R | N/R |
| 2018 Jaguar XJ (LWB) 4 DR FWD | N/R | N/R | N/R | N/R |
| 2018 Jaguar XJ (LWB) 4 DR AWD | N/R | N/R | N/R | N/R |
| 2017 Jaguar XJ (SWB) 4 DR RWD | N/R | N/R | N/R | N/R |
| 2017 Jaguar XJ (SWB) 4 DR AWD | N/R | N/R | N/R | N/R |
| 2017 Jaguar XJ (LWB) 4 DR RWD | N/R | N/R | N/R | N/R |
| 2017 Jaguar XJ (LWB) 4 DR AWD | N/R | N/R | N/R | N/R |
| 2016 Jaguar XJ (SWB) 4 DR RWD | N/R | N/R | N/R | N/R |
| 2016 Jaguar XJ (SWB) 4 DR AWD | N/R | N/R | N/R | N/R |
| 2016 Jaguar XJ (LWB) 4 DR RWD | N/R | N/R | N/R | N/R |
| 2016 Jaguar XJ (LWB) 4 DR AWD | N/R | N/R | N/R | N/R |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Jaguar XJ Safety Features
Jaguar XJ safety features can lower the cost of your insurance. The safety features for the 2020 Jaguar XJ include:
- Lane departure warning
- Lane keep assist
- Emergency braking
- Blindspot assist
- Driver condition monitor
- Traffic sign recognition and adaptive speed limiter
- Rear traffic monitor
Jaguar XJ Insurance Loss Probability
The Jaguar XJ’s insurance loss probability varies between different coverage types. The lower percentage means lower Jaguar XJ auto insurance costs; higher percentages mean higher Jaguar XJ auto insurance costs.
| Insurance Coverage Category | Loss Rate |
| Collision | 154% |
|---|---|
| Property Damage | no data |
| Comprehensive | no data |
| Personal Injury | no data |
| Medical Payment | no data |
| Bodily Injury | no data |
| Source: Insurance Institute for Highway Safety | |
Jaguar XJ Finance and Insurance Cost
If you are financing a Jaguar XJ, you will pay more if you purchase Jaguar XJ car insurance at the dealership, so be sure to shop around and compare Jaguar XJ car insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Jaguar XJ Insurance
You have more options at your disposal to save money on your Jaguar XJ auto insurance costs. For example, try taking advantage of the following five strategies to reduce your Jaguar XJ car insurance rates
- Start Searching for New Jaguar XJ Car Insurance a Month Before Your Renewal
- Re-Check Jaguar XJ Quotes Every 6 Months
- Take Advantage of Referral Fees
- Use an Accurate Job Title When Requesting Jaguar XJ Auto Insurance
- Carpool to Work Instead of Driving Your Jaguar XJ
Top Jaguar XJ Insurance Companies
Who is the best company for Jaguar XJ insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Jaguar XJ insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Jaguar XJ offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Jaguar XJ Insurance Quotes Online
You can start comparing quotes for Jaguar XJ car insurance rates from some of the best car insurance companies by using our free online tool now.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
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Frequently Asked Questions
How much does Jaguar XJ car insurance cost?
The average cost of Jaguar XJ car insurance is $1,876 per year or $156 per month.
Are Jaguar XJs expensive to insure?
Compared to other luxury cars like the Volvo S60, Jaguar XF, and Audi A8, Jaguar XJs have higher insurance rates.
What factors impact the cost of Jaguar XJ insurance?
Several factors can influence the cost of Jaguar XJ insurance, including:
- Age of the vehicle: Older models tend to have lower insurance rates.
- Driver age: Younger drivers may have higher insurance rates compared to older drivers.
- Driver location: Insurance rates can vary based on where you live.
- Driving record: Having a clean driving record can help lower insurance costs.
- Safety features: Vehicles equipped with safety features may qualify for lower insurance rates.
What safety features does the Jaguar XJ have?
The 2020 Jaguar XJ is equipped with the following safety features that may help reduce insurance costs:
- Lane departure warning
- Lane keep assist
- Emergency braking
- Blindspot assist
- Driver condition monitor
- Traffic sign recognition and adaptive speed limiter
- Rear traffic monitor
How can I save money on Jaguar XJ insurance?
Here are a few ways to save on Jaguar XJ insurance:
- Start searching for new insurance a month before your policy renewal.
- Compare Jaguar XJ quotes every 6 months to ensure you’re getting the best rate.
- Take advantage of referral fees if available.
- Use an accurate job title when requesting insurance quotes.
- Consider carpooling instead of driving your Jaguar XJ to work.
How can I compare Jaguar XJ insurance quotes online?
You can compare Jaguar XJ insurance quotes from top insurance companies by using our free online tool.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management degree with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Au...
Insurance Operations Specialist
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.