Best Volvo XC60 Car Insurance Quotes (2024)
Volvo XC60 car insurance rates average at $110 a month. State Farm and GEICO offer the cheapest Volvo XC60 car insurance quotes, but your driving record and the age of your Volvo will influence how much you pay for car insurance. Good drivers can save up to $543 a year by earning discounts on their policy.
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Diego Anderson
Licensed Real Estate Agent
Diego Anderson is a Real Estate Agent based in the Bay Area of California. Having received his Real Estate License at the age of 18, he wasted no time learning the ins and outs of the industry. With a focus on residential dual agency, he has a passion for supporting and educating families on their home buying and selling decisions. He is no stranger to new builds and new developments. He also r...
Licensed Real Estate Agent
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,316 a year or $110 each month
- A liability-only policy costs around $527 a year or $44 each month
- Highest rates are for teenage drivers at around $4,810 a year or $401 each month
- Good drivers can save as much as $543 a year by earning policy discounts
- Volvo XC60 insurance costs around $203 less per year than the average vehicle
Volvo XC60 insurance rates cost around $203 less each year than the average vehicle with full coverage insurance costing around $1,316 a year or $110 a month.
The highest rates are for teens who will pay around $4,810 a year or $401 a month since they’re considered high-risk with little driving experience. Let’s take a look at Volvo XC60 insurance rates, safety ratings, and more.
You can start comparing quotes for Volvo XC60 car insurance rates from some of the best car insurance companies by using our free online tool now.
Volvo XC60 Insurance Cost
The average car insurance costs for a Volvo XC60 are $1,316 a year or $110 a month.
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Are Volvo XC60s Expensive to Insure?
The chart below details how Volvo XC60 insurance rates compare to other SUVs like the BMW X3, Buick Encore, and Jeep Wrangler.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Volvo XC60 | $306 | $536 | $338 | $1,316 |
| BMW X3 | $376 | $656 | $372 | $1,562 |
| Buick Encore | $322 | $562 | $372 | $1,414 |
| Jeep Wrangler | $280 | $376 | $420 | $1,256 |
| Chevrolet Tahoe | $336 | $532 | $372 | $1,398 |
| Audi Q3 | $344 | $686 | $398 | $1,586 |
| Mercedes-Benz GLC 300 | $412 | $810 | $390 | $1,770 |
However, there are a few things you can do to find the cheapest Volvo insurance rates online.
Read more: Best Volvo Car Insurance Quotes
What Impacts the Cost of Volvo XC60 Insurance?
The Volvo XC60 trim and model you choose will affect the total price you will pay for Volvo XC60 insurance coverage.
Age of the Vehicle
Older Volvo XC60 models generally cost less to insure. For example, auto insurance rates for a 2018 Volvo XC60 are $1,316, while 2010 Volvo XC60 rates are $1,074, a difference of $242.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 Volvo XC60 | $306 | $536 | $338 | $1,316 |
| 2017 Volvo XC60 | $296 | $524 | $354 | $1,310 |
| 2016 Volvo XC60 | $286 | $502 | $364 | $1,288 |
| 2015 Volvo XC60 | $270 | $484 | $376 | $1,266 |
| 2014 Volvo XC60 | $260 | $450 | $384 | $1,230 |
| 2013 Volvo XC60 | $250 | $424 | $388 | $1,198 |
| 2012 Volvo XC60 | $240 | $380 | $390 | $1,146 |
| 2011 Volvo XC60 | $224 | $350 | $390 | $1,100 |
| 2010 Volvo XC60 | $216 | $328 | $394 | $1,074 |
Driver Age
Driver age can have a significant impact on Volvo XC60 auto insurance rates. For example, 20-year-old drivers pay approximately $1,609 more each year for their Volvo XC60 auto insurance than 30-year-old drivers.
Driver Location
Where you live can have a large impact on Volvo XC60 insurance rates. For example, drivers in Houston may pay $970 a year more than drivers in Columbus.
Your Driving Record
Your driving record can have an impact on the cost of Volvo XC60 auto insurance. Teens and drivers in their 20’s see the highest jump in their Volvo XC60 auto insurance rates with violations on their driving record.
Volvo XC60 Safety Ratings
Your Volvo XC60 auto insurance rates are influenced by the Volvo XC60’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Volvo XC60 Crash Test Ratings
Not only do good Volvo XC60 crash test ratings mean you are better protected in a crash, but good Volvo XC60 crash ratings also mean cheaper insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Volvo XC60 T8 SUV AWD | N/R | N/R | N/R | N/R |
| 2020 Volvo XC60 T8 Polestar Engineered SUV AWD | N/R | N/R | N/R | N/R |
| 2020 Volvo XC60 T6 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Volvo XC60 T5 SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Volvo XC60 T5 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Volvo XC60 T8 SUV AWD | N/R | N/R | N/R | N/R |
| 2019 Volvo XC60 T6 SUV AWD | N/R | N/R | N/R | N/R |
| 2019 Volvo XC60 T5 SUV FWD | N/R | N/R | N/R | N/R |
| 2019 Volvo XC60 T5 SUV AWD | N/R | N/R | N/R | N/R |
| 2018 Volvo XC60 T8 SUV AWD | N/R | N/R | N/R | N/R |
| 2018 Volvo XC60 T6 SUV FWD | N/R | N/R | N/R | N/R |
| 2018 Volvo XC60 T6 SUV AWD | N/R | N/R | N/R | N/R |
| 2018 Volvo XC60 T5 SUV FWD | N/R | N/R | N/R | N/R |
| 2018 Volvo XC60 T5 SUV AWD | N/R | N/R | N/R | N/R |
| 2017 Volvo XC60 SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Volvo XC60 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Volvo XC60 SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Volvo XC60 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Volvo XC60 Safety Features
The Volvo XC60 safety features can help lower insurance costs. According to US News, the 2020 Volvo XC60 has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
- Blind Spot Monitor
- Auto-Leveling Headlights
- Lane Departure Warning
Volvo XC60 Insurance Loss Probability
The lower percentage means lower Volvo XC60 car insurance costs; higher percentages mean higher Volvo XC60 car insurance costs. Compare the following Volvo XC60 auto insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury.
| Insurance Coverage Category | Loss Rate |
| Collision | -21% |
|---|---|
| Property Damage | -26% |
| Comprehensive | -30% |
| Personal Injury | -40% |
| Medical Payment | -47% |
| Bodily Injury | -45% |
| Source: Insurance Institute for Highway Safety | |
Volvo XC60 Finance and Insurance Cost
If you are financing a Volvo XC60, you will pay more if you purchase Volvo XC60 auto insurance at the dealership, so be sure to shop around and compare Volvo XC60 auto insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Volvo XC60 Insurance
Save more on your Volvo XC60 car insurance rates. Take a look at the following five strategies that will get you the best Volvo XC60 auto insurance rates possible.
- Buy a Dashcam for Your Volvo XC60
- Don’t Always Pick the Cheapest Volvo XC60 Insurance Policy
- Apply for Your Full, Unrestricted License as Soon as You’re Eligible
- Buy An Older Volvo XC60
- Use an Accurate Job Title When Requesting Volvo XC60 Auto Insurance
Top Volvo XC60 Insurance Companies
The best auto insurance companies for Volvo XC60 car insurance rates will offer competitive rates, discounts, and account for the Volvo XC60’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Volvo XC60 Insurance Quotes Online
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Frequently Asked Questions
What is the average cost of Volvo XC60 car insurance?
The average cost of Volvo XC60 car insurance is $1,316 per year or $110 per month.
Which insurance companies offer the cheapest Volvo XC60 car insurance quotes?
State Farm and Geico are known to offer the cheapest Volvo XC60 car insurance quotes.
How can I save money on Volvo XC60 insurance?
To save money on Volvo XC60 insurance, you can take advantage of discounts offered by insurance companies for good driving records and safety features in your vehicle.
Comparing quotes from multiple insurers can also help you find the best rates. You can easily compare quotes for Volvo XC60 insurance from top insurance companies by using our free online tool. Enter your ZIP code to get started.
What factors affect the cost of Volvo XC60 insurance?
Several factors can impact the cost of Volvo XC60 insurance, including:
- age of the vehicle
- driver’s age
- location
- driving record
- specific trim and model of the Volvo XC60
Are older Volvo XC60 models cheaper to insure?
Yes, generally older Volvo XC60 models cost less to insure compared to newer models. For example, a 2010 Volvo XC60 may have lower insurance rates than a 2018 Volvo XC60.
What safety features does the Volvo XC60 have that can lower insurance costs?
The Volvo XC60 offers various safety features such as:
- advanced driver assistance systems
- collision avoidance systems
- lane departure warning
- adaptive cruise control
These safety features can help lower insurance costs.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Diego Anderson
Licensed Real Estate Agent
Diego Anderson is a Real Estate Agent based in the Bay Area of California. Having received his Real Estate License at the age of 18, he wasted no time learning the ins and outs of the industry. With a focus on residential dual agency, he has a passion for supporting and educating families on their home buying and selling decisions. He is no stranger to new builds and new developments. He also r...
Licensed Real Estate Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.