How can I cancel my car insurance policy with The Hartford? (2024)

The Hartford offers various types of car insurance coverage, including collision and comprehensive car insurance. However, while this Connecticut-based insurance provider has over 200 years of experience in the insurance industry, this doesn’t mean it’s the right fit for everyone.

Whether you’ve shopped around and found a better policy for you or are selling your car with no plans to replace it, you might need to cancel your policy. Keep reading as we walk you through how to cancel car insurance with The Hartford.

How to Cancel My Car Insurance With The Hartford

Canceling your car insurance policy with The Hartford is a straightforward process. This insurer offers three options for canceling: by phone, by fax, by mail, or in person. It doesn’t allow customers to cancel their policies over email or through their The Hartford login.

If you want to cancel your insurance policy in person, visit your nearest The Hartford Insurance office. Once there, ask to speak with an agent, and they can help you cancel your policy. This gives you the option to cancel your auto insurance policy right away. If you’ve already sold your vehicle or have started a new insurance policy, this is a great way to avoid paying for unnecessary coverage.

Another fast option for canceling your policy is to cancel by phone. Most customers will need to call 1-877-896-9320. However, if you are an AARP member, you can contact 1-800-423-6789 instead to speak with AARP Hartford auto insurance customer service. You’ll need to provide your policy number or account information, and an agent can help you cancel your coverage.

If you’d like to cancel by fax, The Hartford cancellation fax number is 1-877-293-2072.

While some companies charge a cancellation fee, The Hartford doesn’t. Check out the table below to see what cancellation fees you may incur with several of the top providers:

Car Insurance Cancellation Fees by Provider

The final option for canceling your car insurance policy with The Hartford is by mail. This is the slowest option, as you’ll need to wait for your letter to arrive and for it to be processed. If you choose to cancel by mail, you’ll need to write a letter that includes your name, policy number, address, and phone number. Date and sign your letter, then mail it to The Hartford, P.O. Box 14215, Lexington, KY 40512.

What to Know Before Canceling Your Hartford Car Insurance Policy

Before you cancel your auto insurance policy with The Hartford, there are a few things that you should know.

First, if you’re canceling your policy because you’ve shopped around and found a better rate with one of the best insurance companies, it’s worth checking with The Hartford to see if you may be eligible for a better rate. (Read More: Find and Compare Car Insurance Quotes: Maximize Your Savings)

In addition, you might find that you can get a better rate on your current policy by asking about available discounts.

For example, some of the best car insurance discounts include bundling discounts for combining multiple types of coverage, multi-car discounts, and customer loyalty discounts, which reward you for being a customer for more than one consecutive year. (Read More: How to Save Money by Bundling Insurance Policies)

Another thing to consider is whether you’ll have a car insurance policy lapse.

If you’re changing your coverage, make sure that you know how much car insurance you need before making a significant change.

The last thing to consider is whether you’ll be able to get a refund for your unused coverage. If you’ve paid your auto insurance policy in full, you might be eligible for a partial refund from The Hartford. If you’ve been paying for coverage monthly, you might not get a refund, but you can halt future payments if you cancel before a specific date.