Best Ford EcoSport Car Insurance Quotes (2024)
The average Ford EcoSport insurance quotes are $109 per month, but you can save money on your Ford EcoSport insurance rates when you know where to look. Follow this guide to find cheap Ford EcoSport insurance coverage that works with your budget.
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,310 a year or $109 each month
- A liability-only policy costs around $525 a year or $44 each month
- Highest rates are for teenage drivers at around $4,788 a year or $399 each month
- Good drivers can save as much as $540 a year by earning policy discounts
- Ford EcoSport insurance costs around $209 less per year than the average vehicle
Ford EcoSport insurance rates are about $209 lower each year than the average vehicle in the U.S. Full coverage for the EcoSport is around $1,310 a year or $109 a month, but older cars can get away with liability-only for $525 a year or $44 a month.
If you stay a safe driver, you can be eligible for up to $540 a year in discounts for staying claim-free. Let’s look at Ford EcoSport insurance rates, crash test ratings, and more.
You can start comparing quotes for Ford EcoSport car insurance rates from some of the best car insurance companies by using our free online tool now.
Ford EcoSport Insurance Cost
The average Ford EcoSport auto insurance rates are $1,310 a year or $109 a month.
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Are Ford EcoSports Expensive to Insure?
The chart below details how Ford EcoSport insurance rates compare to other crossovers like the Mazda CX-3, Chevrolet Equinox, and Mazda CX-5.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Ford EcoSport | $280 | $500 | $372 | $1,310 |
| Mazda CX-3 | $308 | $500 | $372 | $1,338 |
| Chevrolet Equinox | $308 | $532 | $372 | $1,370 |
| Mazda CX-5 | $322 | $532 | $372 | $1,384 |
| Buick Envision | $320 | $566 | $398 | $1,442 |
| Lincoln MKC | $306 | $596 | $398 | $1,458 |
| Honda HR-V | $294 | $532 | $372 | $1,356 |
However, there are a few things you can do to find the cheapest Ford insurance rates online.
What Impacts the Cost of Ford EcoSport Insurance?
You might have noticed that there is a multitude of factors that impact Ford EcoSport car insurance rates. Your age, location, driving record, and model year all play a role in what you will ultimately pay to insure the Ford EcoSport.
Age of the Vehicle
Older Ford EcoSport models generally cost less to insure. For example, auto insurance rates for a 2020 Ford EcoSport are $1,310, while 2018 Ford EcoSport rates are $1,290, a difference of $20.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Ford EcoSport | $280 | $500 | $372 | $1,310 |
| 2019 Ford EcoSport | $268 | $482 | $390 | $1,298 |
| 2018 Ford EcoSport | $256 | $478 | $398 | $1,290 |
Driver Age
Driver age can have a significant effect on the cost of Ford EcoSport car insurance. For example, 30-year-old drivers pay approximately $58 more for their Ford EcoSport car insurance than 40-year-old drivers.
Driver Location
Where you live can have a large impact on Ford EcoSport insurance rates. For example, drivers in Jacksonville may pay $786 a year more than drivers in Indianapolis.
Your Driving Record
Your driving record can have an impact on the cost of Ford EcoSport auto insurance. Teens and drivers in their 20’s see the highest jump in their Ford EcoSport auto insurance rates with violations on their driving record.
Ford EcoSport Safety Ratings
The Ford EcoSport’s safety ratings will affect your Ford EcoSport auto insurance rates. See the chart below:
| Test Type | Rating |
| Small overlap front: driver-side | NR |
|---|---|
| Small overlap front: passenger-side | NR |
| Moderate overlap front | NR |
| Side | NR |
| Roof strength | NR |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Ford EcoSport Crash Test Ratings
Not only do good Ford EcoSport crash test ratings mean you are better protected in a crash, but good Ford EcoSport crash ratings also mean cheaper insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Ford EcoSport SUV FWD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2020 Ford EcoSport SUV AWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2019 Ford EcoSport 4 DR FWD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2019 Ford EcoSport 4 DR AWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2018 Ford EcoSport 4 DR FWD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2018 Ford EcoSport 4 DR AWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Ford EcoSport Safety Features
Having a variety of safety features on your Ford EcoSport can help lower your insurance costs. According to AutoBlog, the 2020 Ford EcoSport’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- Rear Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
Ford EcoSport Finance and Insurance Cost
If you are financing a Ford EcoSport, most lenders will require your carry higher Ford EcoSport coverage options including comprehensive coverage, so be sure to shop around and compare Ford EcoSport car insurance rates from the best companies using our FREE tool below.
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Ways to Save on Ford EcoSport Insurance
Save more on your Ford EcoSport car insurance rates. Take a look at the following five strategies that will get you the best Ford EcoSport auto insurance rates possible.
- Compare Apples to Apples When Comparing Ford EcoSport Insurance Quotes and Policies
- Understand that Insurance Companies Can’t Change Your Ford EcoSport Auto Insurance Rate Mid-Term Based on Changes to Your Credit Score
- Check for Organization-Based Discounts, like Alumni or Employer Discounts
- Don’t Assume your Ford EcoSport is Cheaper to Insure than another vehicle. Compare. Compare. Compare.
- Reduce Modifications on Your Ford EcoSport
Top Ford EcoSport Insurance Companies
Who is the best company for Ford EcoSport insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Ford EcoSport insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Ford EcoSport offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Ford EcoSport Insurance Quotes Online
You can start comparing quotes for Ford EcoSport insurance from some of the top car insurance companies by using our free online tool today.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
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Frequently Asked Questions
What factors affect the cost of Ford EcoSport car insurance?
Several factors can affect the cost of Ford EcoSport car insurance, including the driver’s age and driving history, the location where the car is garaged, the car’s model year and trim level, and the amount of coverage desired.
What are the minimum car insurance requirements for Ford EcoSport?
The minimum car insurance requirements for Ford EcoSport vary by state, but most require liability insurance coverage, which covers damages to other people and property if you cause an accident. Some states may also require personal injury protection (PIP) and uninsured/underinsured motorist coverage.
What are some optional car insurance coverages for Ford EcoSport?
Optional car insurance coverages for Ford EcoSport include collision coverage, which covers damages to your car in an accident, comprehensive coverage, which covers damages to your car caused by non-collision events such as theft, vandalism, or weather-related incidents, and personal injury protection (PIP) which covers medical expenses for you and your passengers in the event of an accident.
How can I lower my Ford EcoSport car insurance rates?
You can lower your Ford EcoSport car insurance rates by increasing your deductible, maintaining a good driving record, taking advantage of discounts such as multi-car, multi-policy, and safe driver discounts, and choosing a car with safety features such as anti-lock brakes and airbags.
How do I choose the best car insurance provider for my Ford EcoSport?
When choosing the best car insurance provider for your Ford EcoSport, consider factors such as the provider’s financial stability, customer service reputation, coverage options and limits, and pricing. You can also check customer reviews and ratings online to get a sense of other customers’ experiences with the provider.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.