How to Get a Rental While Your Vehicle is Repaired by Progressive (3 Steps to Take in 2025)
Explore how to get a rental while your vehicle is repaired by Progressive for about $39 a month with rental reimbursement coverage. How you secure a rental car depends on your policy. Check coverage, file a claim, and get a rental through Progressive’s partners or get reimbursed based on your limits.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
UPDATED: Feb 28, 2025
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Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Feb 28, 2025
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Learn how to get a rental while your vehicle is repaired by Progressive for around $39 a month with rental car reimbursement coverage. Your cost depends on coverage limits, location, and rental duration. Check your policy, file a claim, and get a rental through Progressive’s partners or request reimbursement to avoid surprise costs. Get more insights in our Progressive insurance review.
Getting cheap auto insurance isn’t always easy, but you’re not on your own. Simply enter your ZIP code to find the best affordable quotes in your area.
- Step #1: Check Coverage — Log in or call to confirm rental coverage
- Step #2: File a Claim — Report damage and get approval for a rental
- Step #3: Get Rental — Use Progressive’s partners or get reimbursed
3 Easy Steps to Get a Rental While Your Vehicle is Repaired by Progressive
Getting a rental with Progressive is simple. First, check your coverage to make sure rental reimbursement is included. Next, file a claim, and once it’s approved, get a rental through a preferred provider or get reimbursed. It’s an easy way to stay on the road while your car is being repaired.
Step #1: Check Coverage
Before you rent a vehicle, the first thing you’ll need to do is check if your policy includes rental reimbursement coverage. It isn’t automatically part of full coverage car insurance, so it’s worth checking. Here’s how:
- Review Your Policy: Log into your Progressive account or check your policy documents to see if rental reimbursement is listed.
- Contact Customer Service: Not sure if you have it? Give Progressive’s support team a quick call to confirm your coverage and limits.
- Know Your Limits: Rental reimbursement usually comes with a daily and total limit, so it’s good to know how much coverage you have before renting a car.
So just taking a few minutes to check now could save you a whole lot of stress later. Understanding the types of car insurance coverage can help you determine if rental car reimbursement is worth adding to your policy.
Without it, you could be paying for a rental yourself, and that can add up. If your car breaks down in the far-flung mountains or could simply do with a clean, being ready means not worrying about one more thing.
Step #2: File a Claim
If your car is in the shop getting repaired, and you need to make a claim with Progressive, it’s simple to get started. You can submit claims through your online account, via their mobile app, by calling their claims team or through your insurance agent.
Make sure to have key details ready, like your policy number, the date and location of the incident, a brief description of the damage, and any photos or documents that could help speed up the process. Having everything ready can make the process smoother and get you back on the road fastert, a description of the damage, and any available photos or documents.
A common question is, does my car insurance cover damage caused by a hit-and-run driver if I cannot identify them? The answer depends on your policy. Coverage for hit-and-run accidents usually falls under uninsured motorist property damage or collision coverage.
Once your claim is in, a claims adjuster will assess the damage and let you know what’s covered. If you have rental reimbursement coverage, Progressive will also help you get a rental car while your vehicle is being repaired. Plus, they’ll keep you updated on your claim and rental eligibility throughout the process.
Step #3: Get a Rental
Having your car in the shop for repairs can be a hassle, but there are ways to stay on the road. A temporary vehicle can keep your life from falling apart in the meantime. So, know your coverage and rental options to enjoy a smooth experience.
- Check Your Coverage: Check your insurance policy to see if rental reimbursement is included and understand what your daily limit and total limit are.
- Book a Rental Car: Choose a provider, either through Progressive’s preferred partners or your own, and check if direct billing is available.
- Return on Time: When you’re done repairing your car, you want to return the rental as soon as possible to avoid being charged additional fees and to settle back into your own vehicle.
A rental car can be a lifesaver when your vehicle is in the shop, allowing you to go about your day without inconvenience. The process can be trouble-free if you understand your coverage, reserve a rental sensibly, and return it on time.
If you’re looking for ways to cut costs on insurance, it’s worth exploring how to save money by bundling insurance policies. And bundling auto, home, or other policies with the same provider often comes with substantial discounts. Contact your insurance company to find out how bundling will help you save.
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Getting a Rental Car With Progressive
If your car is in the repair shop after an accident, securing a rental can help you stay on the move. As you navigate the process, you might come across different names associated with Progressive—Progressive Insurance, Progressive Casualty Insurance Company, Progressive Casualty Ins. Co, and Progressive Corporation.
Even though they may appear differently, they all connect back to a trusted provider that serves a unique role in policies, claims, and company operations. To find out if you’re eligible for a rental, begin by checking your policy and knowing how much car insurance you need.
If your policy includes rental reimbursement coverage, Progressive will either arrange a rental through their preferred providers or reimburse you up to your policy limits. Once your car is repaired, be sure to return the rental on time to avoid any additional fees.
By understanding your coverage and the different aspects of Progressive, you can confidently navigate the rental process and get back on the road with ease.
Compare Auto Insurance Rates & Maximize Savings
Finding the right auto insurance policy means comparing rates across different providers and coverage levels. Monthly premiums can fluctuate widely based on the insurer, how much coverage you pick, and other elements such as your driving history and location.
Here’s how auto insurance rates per month break down by provider and the differences in cost between minimum and full coverage. Understanding these rates may help you decide which policy is right for you.
Auto Insurance Monthly Rates by Provider & Coverage Level
| Insurance Company | Minimum Coverage | Full Coverage |
|---|---|---|
 | $65 | $203 |
 | $181 | $250 |
 | $87 | $275 |
 | $39 | $163 |
 | $91 | $285 |
 | $74 | $254 |
 | $46 | $189 |
 | $60 | $219 |
 | $53 | $211 |
 | $41 | $152 |
Auto insurance rates vary wildly, so taking time to compare providers is essential to finding the right coverage for your price point. Beyond just looking at monthly premiums, it’s also worth exploring how to save money by bundling insurance policies.
Many insurers provide discounts if you put your auto, home, or other types of coverage under one umbrella. This can help you lower your overall costs while still getting the protection you need. Be sure to check with your insurer to see what bundling options are available and maximize your savings.
Rental Car Coverage During Repairs With Progressive
How to get a rental while your vehicle is repaired by Progressive is easier with rental reimbursement coverage, helping you stay on the go without unexpected costs. If you have Progressive rental car coverage, your policy may cover a rental while your car is in the shop.
If you’re wondering if insurance will pay for a rental car while repairs are being made and what about rental car reimbursement when you’re not at fault, your coverage is based on your policy limits. Check your policy details to see if car rental reimbursement benefits are included, as they may vary based on driving habits for those with usage-based car insurance.
Review your policy for rental car reimbursement coverage and file a claim online, through the app, or by calling your insurer to avoid out-of-pocket rental costs.
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If your rental car is booked independently, knowing how to use your own insurance when renting a car can save unnecessary charges. Understanding how rental reimbursement works can help you take full advantage of your benefits—and minimize your out-of-pocket spending.
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Frequently Asked Questions
Does Progressive cover rental car costs while my vehicle is in repair?
Yes, but only with rental reimbursement coverage. This add-on covers rental costs during accident-related repairs. Progressive’s full coverage insurance averages $189 per month, lower than Liberty Mutual at $285 or Farmers at $275.
How do I file a claim with Progressive to get a rental car?
You can file a claim online, through Progressive’s app, or by calling customer service. If you have rental carreimbursement, they’ll handle direct billing with a rental company or reimburse you after payment. Compare quotes and start saving—just enter your ZIP code.
What rental car coverage options does Progressive offer?
Progressive offers rental reimbursement coverage to help pay for a rental while your car is in the shop after a covered accident. Full coverage car insurance doesn’t automatically include this, so you’ll need to add it separately.
Does Progressive provide direct billing for rental cars?
Yes, but only with certain rental car providers. If you use one of Progressive’s preferred partners, they’ll take care of the payment directly. Otherwise, you might need to pay upfront and request reimbursement.
How long will Progressive pay for my rental car?
Progressive will cover the rental until your car is repaired or you reach your coverage limit, whichever happens first. Your policy will specify the exact number of days or dollar amount covered.
Does Progressive cover rental cars if I was not at fault in the accident?
If the other driver is at fault, their insurance should cover your rental. If delayed, you can use your coverage and seek repayment. This relates to what is the difference between a first-party claim and a third-party claim? a first-party claim goes through your insurer, and a third-party claim goes to the at-fault driver’s insurer.
Can I choose any rental car company with Progressive coverage?
Yes, but if you pick a non-preferred rental company, you’ll likely need to pay first and get reimbursed later. Using one of Progressive’s partners makes the process smoother with direct billing.
What happens if my rental car period exceeds my coverage limit?
Once you hit your rental coverage limit, you’ll be responsible for any additional costs. If your car is still in the shop, you’ll need to pay for extra rental days out of pocket. Find the best auto insurance coverage at a great price—quick and hassle-free with our quote comparison tool.
Does Progressive offer rental reimbursement for non-accident repairs?
No, rental reimbursement only applies to accident-related repairs. If your car needs routine maintenance or other non-accident fixes, you’ll have to cover the rental costs yourself. For more details, find out whether car insurance covers non-accident repairs.
Can I get a rental car from Progressive if my car is totaled?
Yes, but only for as long as your rental reimbursement coverage allows. If your car is declared a total loss, Progressive will typically stop covering the rental once they issue your settlement.
How much does rental reimbursement coverage cost with Progressive?
The cost varies, but it’s generally between $2 and $15 per month, depending on your policy limits. Since Progressive’s full coverage costs about $189 per month, adding rental reimbursement won’t increase your premium by much.
Is rental car reimbursement included in all Progressive policies?
No, it’s an optional add-on, so you’ll need to specifically request it when setting up your policy. It’s not included by default in understanding liability car insurance or full coverage plans.
Does Progressive offer rental car upgrades if my car is a luxury vehicle?
No, Progressive’s rental reimbursement usually only covers a standard rental car. If you want a luxury or premium vehicle, you’ll have to pay the difference yourself. Quickly compare auto insurance rates by entering your ZIP code.
How do I check my Progressive policy for rental reimbursement benefits?
To do this, log into your Progressive account, review your documents, or call customer service for assistance.
Can I use my Progressive rental coverage for rideshare vehicles?
No, rental reimbursement doesn’t cover Uber, Lyft, or other rideshare services. You’ll need separate coverage. For more details, explore the best car insurance company that covers Uber drivers.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.