How to Get a Rental Car While State Farm Repairs Your Vehicle (2025)
You can get a rental car while State Farm repairs your vehicle if you carry rental car reimbursement coverage. Rental coverage with State Farm and other top providers averages $20-$40 annually. Below, we'll explain how to get a rental car during repairs and how long State Farm pays for a rental car.
Free Auto Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Benjamin Carr
Former State Farm Insurance Agent
Benjamin Carr worked as a licensed insurance agent at State Farm and Tennant Special Risk. He sold various lines of coverage and informed his clients about their life, health, property/casualty insurance needs. Assessing risks and helping people find the best coverage to suit their needs is a passion of his. He appreciates that insurance was designed to protect people, particularly during times...
Former State Farm Insurance Agent
UPDATED: Mar 19, 2025
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Mar 19, 2025
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- State Farm gives you two options for requesting a rental: online or by phone
- Check your insurance card to see if you have rental car coverage
- Rental car reimbursement coverage costs around $20 to $40 annually
You can get a rental car while State Farm repairs your car if you carry the right type of car insurance coverage. State Farm’s online system automatically lets you know if you have car insurance to cover rental reimbursement after you enter your policy info.
Read More: State Farm Insurance Review & Complaints: Car Insurance
Keep reading to learn how how to get a rental car while your car gets repaired by State Farm. You should also enter your ZIP code into our free quote tool above to see how much you might pay for rental car coverage from the top providers.
Getting a Rental Car From State Farm While Vehicle Gets Repaired
To get a rental while your vehicle is being repaired by State Farm, you can begin filing a car insurance claim via its online system and then indicate you want rental coverage when you get to that step. You also have the option of initiating your rental coverage while filing a claim over the phone.
Your rental coverage will take care of the daily rental rate and any mileage charges you incur. Your insurance also covers taxes associated with your rental.
Kristen Gryglik Licensed Insurance Agent
However, be aware that you must already carry collision or comprehensive car insurance to add State Farm rental reimbursement coverage. Check out the table below to see how much you could pay for uninsured motorist coverage:
Car Insurance Monthly Rates for Rental Car Reimbursement Coverage by Provider
| Insurance Company | Monthly Cost |
|---|---|
| Allstate | $7 |
| American Family | $9 |
| Erie | $8 |
| Farmers | $7 |
| Geico | $5 |
| Liberty Mutual | $6 |
| Nationwide | $10 |
| Progressive | $8 |
| State Farm | $10 |
| Travelers | $6 |
| USAA | $5 |
Read More: Full Coverage Car Insurance: An Expert Guide
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
What to Do Before Getting a Rental Car From State Farm
It’s a good idea to first check your State Farm auto insurance card before you begin the rental coverage process. Here, you’ll find information regarding whether you have rental reimbursement coverage and its limits.
On the card, you’ll find a line labeled “Coverages” followed by a series of letters and numbers. If you see the letter “R,” your policy includes rental coverage. After the “R,” there will be two numbers separated by a forward slash (/). The first number indicates the amount you’ll get reimbursed daily for your rental. So if the first number is 35, State Farm will give you $35 towards a rental each day while the shop is repairing your vehicle.
The number following the forward slash indicates how much State Farm will reimburse you in total for your rental while you get repairs. For instance, if the second number is 700, you can get up to $700 in rental reimbursement for each car insurance claim you file. While rental car coverage is not a part of state car insurance requirements, it can be helpful to have.
How to Get a Rental Car While Your Vehicle Is Being Repaired by State Farm
State Farm is known as one of the best insurance companies, and its rental car reimbursement coverage is relatively easy to access. This can come in handy when you need to get around after an accident.
Read More: How to Correctly Handle a Car Accident
It’s important to check your rental coverage on your insurance card ahead of time to avoid having to come out of pocket for more than you anticipated. Once you know your coverage limits, getting started with your rental is straightforward.
Enter your ZIP code below to compare rates for car insurance from the best insurance companies near you.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Benjamin Carr
Former State Farm Insurance Agent
Benjamin Carr worked as a licensed insurance agent at State Farm and Tennant Special Risk. He sold various lines of coverage and informed his clients about their life, health, property/casualty insurance needs. Assessing risks and helping people find the best coverage to suit their needs is a passion of his. He appreciates that insurance was designed to protect people, particularly during times...
Former State Farm Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.