Best Lincoln MKC Car Insurance Quotes (2024)
Average Lincoln MKC auto insurance rates cost $122 per month ($1,458 per year). Shop around to find cheap Lincoln MKC insurance rates. On average, Lincoln MKC comprehensive insurance coverage costs $355, collision coverage costs $518, and liability coverage costs $411.
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Kalyn Johnson
Insurance Claims Support & Sr. Adjuster
Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...
Insurance Claims Support & Sr. Adjuster
UPDATED: Dec 22, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Dec 22, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,458 a year or $122 each month
- A liability-only policy costs around $585 a year or $49 each month
- Highest rates are for teenage drivers at around $5,329 a year or $444 each month
- Good drivers can save as much as $601 a year by earning policy discounts
- Lincoln MKC insurance costs around $61 less per year than the average vehicle
Lincoln MKC insurance rates are about $61 less per year than the average vehicle with full coverage costing about $1,458 a year or $122 a month. The highest rates are for teens at around $5,329 a year or $444 a month.
Good drivers can save up to $601 a year in policy discounts by staying safe and courteous out on the roads. Let’s take a closer look at Lincoln MKC insurance rates, crash test ratings, and more.
You can start comparing quotes for Lincoln MKC car insurance rates from some of the best car insurance companies by using our free online tool now.
Lincoln MKC Insurance Cost
The average Lincoln MKC car insurance costs are $1,458 a year or $122 a month.
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Are Lincoln MKCs Expensive to Insure?
The chart below details how Lincoln MKC insurance rates compare to other crossovers like the Chevrolet Equinox, Nissan Rogue, and Infiniti QX30.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Lincoln MKC | $306 | $596 | $398 | $1,458 |
| Chevrolet Equinox | $308 | $532 | $372 | $1,370 |
| Nissan Rogue | $268 | $512 | $440 | $1,400 |
| Infiniti QX30 | $344 | $686 | $398 | $1,586 |
| Cadillac XT4 | $362 | $656 | $316 | $1,470 |
| Lexus NX 300 | $376 | $688 | $372 | $1,594 |
| Buick Envision | $320 | $566 | $398 | $1,442 |
However, there are a few things you can do to find the cheapest Lincoln insurance rates online.
What Impacts the Cost of Lincoln MKC Insurance?
The Lincoln MKC trim and model you choose can impact the total price you will pay for Lincoln MKC auto insurance coverage.
Age of the Vehicle
Older Lincoln MKC models generally cost less to insure. For example, car insurance for a 2018 Lincoln MKC costs $1,458, while 2015 Lincoln MKC insurance costs are $1,408, a difference of $50.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 Lincoln MKC | $306 | $596 | $398 | $1,458 |
| 2017 Lincoln MKC | $296 | $582 | $416 | $1,452 |
| 2016 Lincoln MKC | $286 | $558 | $430 | $1,432 |
| 2015 Lincoln MKC | $270 | $538 | $442 | $1,408 |
Driver Age
Driver age can have a significant effect on Lincoln MKC car insurance rates. For example, 20-year-old drivers pay $1,783 more for their Lincoln MKC car insurance each year than 30-year-old drivers.
Driver Location
Where you live can have a large impact on Lincoln MKC insurance rates. For example, drivers in New York may pay $379 a year more than drivers in Chicago.
Your Driving Record
Your driving record can have an impact on your Lincoln MKC car insurance rates. Teens and drivers in their 20’s see the highest jump in their Lincoln MKC car insurance with violations on their driving record.
Lincoln MKC Safety Ratings
Your Lincoln MKC car insurance rates are tied to the safety ratings of the Lincoln MKC. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Not Tested |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Not Tested |
| Head restraints and seats | Not Tested |
| Source: Insurance Institute for Highway Safety | |
Lincoln MKC Crash Test Ratings
Not only do good Lincoln MKC crash test ratings mean you are better protected in a crash, but good crash ratings also mean cheaper Lincoln MKC auto insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2019 Lincoln MKC SUV FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2019 Lincoln MKC SUV AWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2018 Lincoln MKC SUV FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2018 Lincoln MKC SUV AWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2017 Lincoln MKC SUV FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2017 Lincoln MKC SUV AWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2016 Lincoln MKC SUV FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2016 Lincoln MKC SUV AWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Lincoln MKC Safety Features
The Lincoln MKC safety features can help lower insurance costs. According to AutoBlog, the 2020 Lincoln MKC has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
Lincoln MKC Insurance Loss Probability
Insurance loss probability on the Lincoln MKC fluctuates between each type of coverage. The lower percentage means lower Lincoln MKC car insurance rates; higher percentages mean higher Lincoln MKC auto insurance rates.
| Insurance Coverage Category | Loss Rate |
| Collision | -3% |
|---|---|
| Property Damage | -24% |
| Comprehensive | -31% |
| Personal Injury | no data |
| Medical Payment | no data |
| Bodily Injury | no data |
| Source: Insurance Institute for Highway Safety | |
Lincoln MKC Finance and Insurance Cost
If you are financing a Lincoln MKC, you will pay more if you purchase Lincoln MKC car insurance at the dealership, so be sure to shop around and compare Lincoln MKC car insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Lincoln MKC Insurance
There are several ways you can save even more on your Lincoln MKC car insurance rates. Take a look at the following five tips:
- Work with a Direct Insurer Instead of an Insurance Broker for Your Lincoln MKC
- Choose a Lincoln MKC with Cheaper Repair Costs
- Ask About Lincoln MKC Discounts If You Were Listed on Someone Else’s Policy
- Take Public Transit Instead of Driving Your Lincoln MKC
- Check Your Lincoln MKC Policy Carefully to Ensure All Information is Correct
Top Lincoln MKC Insurance Companies
Who is the top auto insurance company for Lincoln MKC insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Lincoln MKC auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Lincoln MKC offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Lincoln MKC Insurance Quotes Online
You can start comparing quotes for Lincoln MKC auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
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Frequently Asked Questions
What factors determine the cost of Lincoln MKC car insurance?
The cost of Lincoln MKC car insurance depends on various factors, including the driver’s age, driving history, location, coverage limits, and deductibles.
How can I get the best car insurance quotes for my Lincoln MKC? A:
To get the best car insurance quotes for your Lincoln MKC, it’s recommended to shop around and compare quotes from different insurance companies. You can also consider factors like the insurance company’s reputation, customer service, and discounts offered.
What are some ways to save money on Lincoln MKC car insurance?
To save money on Lincoln MKC car insurance, you can consider raising your deductibles, bundling your insurance policies, maintaining a clean driving record, taking advantage of discounts, and driving a car with safety features.
What type of coverage do I need for my Lincoln MKC?
The type of coverage you need for your Lincoln MKC depends on your individual needs and budget. However, it’s recommended to have liability insurance, which covers damages you may cause to other people or their property, and collision and comprehensive coverage, which cover damages to your car.
How do I file a car insurance claim for my Lincoln MKC?
To file a car insurance claim for your Lincoln MKC, you should contact your insurance company as soon as possible and provide them with the necessary information, such as the date and location of the accident, names and contact information of any involved parties, and a description of the damages and injuries.
Are there any specific insurance requirements for owning a Lincoln MKC?
There are no specific insurance requirements for owning a Lincoln MKC, but you may be required to have liability insurance and meet the minimum coverage requirements in your state.
Can I add additional coverage to my Lincoln MKC insurance policy?
Yes, you can add additional coverage to your Lincoln MKC insurance policy, such as roadside assistance, rental car coverage, and uninsured/underinsured motorist coverage. However, keep in mind that adding more coverage will increase your premium.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
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Kalyn Johnson
Insurance Claims Support & Sr. Adjuster
Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...
Insurance Claims Support & Sr. Adjuster
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.