Best Mercury Mountaineer Car Insurance Quotes (2024)
The average Mercury Mountaineer Insurance costs are $96/mo for full coverage, but good, mature drivers may find rates as low as $56.25/mo. Mercury Mountaineer Insurance rates for liability coverage are $38/mo on average. Shop around for Mercury Mountaineer insurance quotes with our comparison tool.
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Diego Anderson
Licensed Real Estate Agent
Diego Anderson is a Real Estate Agent based in the Bay Area of California. Having received his Real Estate License at the age of 18, he wasted no time learning the ins and outs of the industry. With a focus on residential dual agency, he has a passion for supporting and educating families on their home buying and selling decisions. He is no stranger to new builds and new developments. He also r...
Licensed Real Estate Agent
UPDATED: Dec 22, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Dec 22, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,148 a year or $96 each month
- A liability-only policy costs around $460 a year or $38 each month
- Highest rates are for teenage drivers at around $4,196 a year or $350 each month
- Good drivers can save as much as $473 a year by earning policy discounts
- Mercury Mountaineer insurance costs around $371 less per year than the average vehicle
Mercury Mountaineer insurance rates are a good bit less per year than the average vehicle with full coverage costing around $1,148 a year or $96 a month. Teen drivers will pay the most at around $4,196 a year or $350 a month as they’re considered high-risk for insurance companies. Let’s look at Mercury Mountaineer auto insurance rates, safety features, and more.
Looking for affordable Mercury Mountaineer car insurance quotes? We can help you understand what affects the car insurance rates for a Mercury Mountaineer.
You can compare car insurance quotes for cheap Mercury Mountaineer car insurance rates from some of the best car insurance companies by using our free online tool now.
Mercury Mountaineer Insurance Cost
The average Mercury Mountaineer car insurance costs are $1,148 a year or $96 a month.
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Are Mercury Mountaineers Expensive to Insure?
The chart below details how Mercury Mountaineer insurance rates compare to other SUVs like the Dodge Durango, Jeep Wrangler, and Dodge Journey.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Dodge Durango | $348 | $562 | $372 | $1,440 |
| Jeep Wrangler | $280 | $376 | $420 | $1,256 |
| Dodge Journey | $322 | $532 | $372 | $1,384 |
| Infiniti QX60 | $404 | $750 | $372 | $1,684 |
| Toyota Highlander | $332 | $512 | $390 | $1,392 |
| Volvo XC60 | $306 | $536 | $338 | $1,316 |
However, there are a few things you can do to find the cheapest Mercury insurance rates online.
What Impacts the Cost of Mercury Mountaineer Insurance?
The Mercury Mountaineer trim and model you choose can impact the total price you will pay for Mercury Mountaineer insurance coverage.
Age of the Vehicle
Older Mercury Mountaineer models generally cost less to insure.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2010 Mercury Mountaineer | $216 | $310 | $464 | $1,148 |
Driver Age
Driver age can have a significant impact on the cost of Mercury Mountaineer auto insurance. For example, 20-year-old drivers pay as much as $1,455 more each year for their Mercury Mountaineer auto insurance than 40-year-old drivers.
Driver Location
Where you live can have a large impact on Mercury Mountaineer insurance rates. For example, drivers in New York may pay $700 a year more than drivers in Seattle.
Your Driving Record
Your driving record can have an impact on the cost of Mercury Mountaineer auto insurance. Teens and drivers in their 20’s see the highest jump in their Mercury Mountaineer auto insurance rates with violations on their driving record.
Mercury Mountaineer Safety Ratings
Your Mercury Mountaineer auto insurance rates are tied to the Mercury Mountaineer’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Not Tested |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Acceptable |
| Roof strength | Not Tested |
| Head restraints and seats | Acceptable |
| Source: Insurance Institute for Highway Safety | |
Mercury Mountaineer Crash Test Ratings
If the Mercury Mountaineer crash test ratings are good, you could have lower Mercury Mountaineer car insurance rates. See Mercury Mountaineer crash test results below:
| Vehicle Tested | Front Driver | Front Passenger | Side Crash Passenger | Side Crash Driver | Rollover |
| Mercury Mountaineer | 5 | 5 | 5 | 5 | 3 |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | |||||
|---|---|---|---|---|---|
Mercury Mountaineer Safety Features
Mercury Mountaineer safety features can lower the cost of your insurance. The safety features for the 2020 Mercury Mountaineer include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Electronic Stability Control
- Child Safety Locks
- Adjustable Pedals
- Traction Control
Mercury Mountaineer Finance and Insurance Cost
If you are financing a Mercury Mountaineer, most lenders will require your carry higher Mercury Mountaineer coverage options including comprehensive coverage, so be sure to shop around and compare Mercury Mountaineer car insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Mercury Mountaineer Insurance
There are many ways that you can save on Mercury Mountaineer car insurance to get the best value possible. Below are five scenarios you can explore to help keep your Mercury Mountaineer car insurance rates low.
- Purchase a Roadside Assistance Program for Your Mercury Mountaineer
- Ask About Student Discounts
- Buy Your Mercury Mountaineer with Cash, or Get a Shorter-Term Loan
- Move to an Area with a Lower Cost of Living
- Start Searching for New Mercury Mountaineer Car Insurance a Month Before Your Renewal
Top Mercury Mountaineer Insurance Companies
Who is the top car insurance company for Mercury Mountaineer insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Mercury Mountaineer auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Mercury Mountaineer offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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Frequently Asked Questions
What factors affect the cost of Mercury Mountaineer car insurance?
The cost of car insurance for a Mercury Mountaineer can be affected by several factors, including the driver’s age and driving record, the location where the vehicle is parked, the coverage options selected, and the deductible amount chosen.
How can I get the best car insurance rates for my Mercury Mountaineer?
To get the best car insurance rates for your Mercury Mountaineer, it’s important to shop around and compare quotes from multiple insurance providers. You can also consider bundling your car insurance with other insurance policies, such as home or renters insurance, to potentially qualify for a multi-policy discount.
What types of coverage should I consider for my Mercury Mountaineer?
The types of coverage you should consider for your Mercury Mountaineerill depend on your individual needs and budget. However, some common types of coverage to consider include liability insurance, collision coverage, comprehensive coverage, and uninsured/underinsured motorist coverage.
How can I lower the cost of car insurance for my Mercury Mountaineer?
To lower the cost of car insurance for your Mercury Mountaineer, you can consider raising your deductible, selecting a lower level of coverage, installing safety features on your vehicle, or taking a defensive driving course. You may also qualify for discounts, such as a good driver discount or a safety feature discount.
Are there any safety features that can help lower the cost of car insurance for my Mercury Mountaineer?
Yes, installing safety features on your Mercury Mountaineer can potentially help lower the cost of car insurance. Some safety features to consider include anti-lock brakes, airbags, and electronic stability control.
How do I find the best car insurance quotes for my Mercury Mountaineer?
To find the best car insurance quotes for your Mercury Mountaineer, it’s important to shop around and compare policies from different insurance providers. You can also consider factors such as the level of coverage, deductibles, and discounts available.
What should I do if I need to file a claim for my Mercury Mountaineer?
If you need to file a claim for your Mercury Mountaineer, it’s important to contact your insurance provider as soon as possible. They can guide you through the process and help you provide the necessary information to file the claim. It’s also important to document any damage to the vehicle and take pictures if possible.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Diego Anderson
Licensed Real Estate Agent
Diego Anderson is a Real Estate Agent based in the Bay Area of California. Having received his Real Estate License at the age of 18, he wasted no time learning the ins and outs of the industry. With a focus on residential dual agency, he has a passion for supporting and educating families on their home buying and selling decisions. He is no stranger to new builds and new developments. He also r...
Licensed Real Estate Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.