Best Nissan Altima Car Insurance Quotes (2024)
Nissan Altima insurance rates cost $1,446 a year, or around $121 a month. A liability-only policy costs around $580 a year or $48 each month. Good drivers can save up to $596 a year by earning discounts on their policy.
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UPDATED: Dec 22, 2024
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Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Dec 22, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,446 a year or $121 each month
- A liability-only policy costs around $580 a year or $48 each month
- Highest rates are for teenage drivers at around $5,285 a year or $440 each month
- Good drivers can save as much as $596 a year by earning policy discounts
- Nissan Altima insurance costs around $73 less per year than the average vehicle
Nissan Altima insurance rates are generally about $73 less per year than the average vehicle, with full coverage costing about $1,446 a year or $121 a month. Older Nissan Altimas may just need liability coverage, which averages $580 a year or $48 a month. Good drivers are also eligible for up to $596 a year for staying safe and courteous on the road. Let’s look at Nissan Altima insurance rates, crash test ratings, and more.
You can start comparing quotes for Nissan Altima car insurance rates from some of the best car insurance companies by using our free online tool now.
Nissan Altima Insurance Cost
The average Nissan Altima car insurance costs are $1,446 a year or $121 a month.
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Are Nissan Altimas Expensive to Insure?
The chart below details how Nissan Altima insurance rates compare to other sedans like the Hyundai Elantra, Nissan Maxima, and Nissan Sentra.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Nissan Altima | $322 | $594 | $372 | $1,446 |
| Hyundai Elantra | $280 | $562 | $372 | $1,372 |
| Nissan Maxima | $372 | $630 | $390 | $1,550 |
| Nissan Sentra | $254 | $570 | $390 | $1,372 |
| Chrysler 300 | $332 | $626 | $398 | $1,514 |
| Honda Civic | $280 | $656 | $420 | $1,536 |
| Dodge Charger | $376 | $626 | $466 | $1,668 |
However, there are a few things you can do to find the cheapest Nissan insurance rates online.
What Impacts the Cost of Nissan Altima Insurance?
The Nissan Altima trim and model you choose can impact the total price you will pay for Nissan Altima auto insurance coverage.
Age of the Vehicle
Older Nissan Altima models generally cost less to insure. For example, auto insurance for a 2020 Nissan Altima costs $1,446, while 2010 Nissan Altima insurance costs are $1,174, a difference of $272.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Nissan Altima | $322 | $594 | $372 | $1,446 |
| 2019 Nissan Altima | $306 | $570 | $390 | $1,424 |
| 2018 Nissan Altima | $294 | $566 | $398 | $1,416 |
| 2017 Nissan Altima | $284 | $552 | $416 | $1,410 |
| 2016 Nissan Altima | $274 | $530 | $430 | $1,392 |
| 2015 Nissan Altima | $260 | $512 | $442 | $1,372 |
| 2014 Nissan Altima | $250 | $474 | $452 | $1,334 |
| 2013 Nissan Altima | $240 | $446 | $456 | $1,300 |
| 2012 Nissan Altima | $230 | $400 | $460 | $1,248 |
| 2011 Nissan Altima | $214 | $368 | $460 | $1,200 |
| 2010 Nissan Altima | $206 | $346 | $464 | $1,174 |
Driver Age
Driver age can have a significant impact on the cost of Nissan Altima auto insurance. For example, 20-year-old drivers pay as much as $1,832 more each year for their Nissan Altima auto insurance than 40-year-old drivers.
Driver Location
Where you live can have a large impact on Nissan Altima insurance rates. For example, drivers in Los Angeles may pay $796 a year more than drivers in Phoenix.
Your Driving Record
Your driving record can have an impact on your Nissan Altima car insurance rates. Teens and drivers in their 20’s see the highest jump in their Nissan Altima car insurance with violations on their driving record.
Nissan Altima Safety Ratings
Your Nissan Altima auto insurance rates are influenced by the Nissan Altima’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Nissan Altima Crash Test Ratings
If the Nissan Altima crash test ratings are good, you could have lower Nissan Altima car insurance rates. See Nissan Altima crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Nissan Altima 4 DR FWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2020 Nissan Altima 4 DR AWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2019 Nissan Altima 4 DR FWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2019 Nissan Altima 4 DR AWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2018 Nissan Altima 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Nissan Altima 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Nissan Altima 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Nissan Altima Safety Features
The Nissan Altima safety features can help lower insurance costs. According to US News, the 2020 Nissan Altima has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- Rear Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Child Safety Locks
- Traction Control
- Blind Spot Monitor
- Lane Departure Warning
Nissan Altima Insurance Loss Probability
The lower percentage means lower Nissan Altima car insurance costs; higher percentages mean higher Nissan Altima car insurance costs. Compare the following Nissan Altima auto insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury.
| Insurance Coverage Category | Loss Rate |
| Collision | 10% |
|---|---|
| Property Damage | -3% |
| Comprehensive | 19% |
| Personal Injury | 44% |
| Medical Payment | 47% |
| Bodily Injury | 14% |
| Source: Insurance Institute for Highway Safety | |
Nissan Altima Finance and Insurance Cost
If you are financing a Nissan Altima, most lenders will require your carry higher Nissan Altima coverage options including comprehensive coverage, so be sure to shop around and compare Nissan Altima car insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Nissan Altima Insurance
You have more options at your disposal to save money on your Nissan Altima auto insurance costs. For example, try taking advantage of the following five strategies to reduce your Nissan Altima car insurance rates
- Check for Organization-Based Discounts, like Alumni or Employer Discounts
- Buy Your Nissan Altima with Cash, or Get a Shorter-Term Loan
- Don’t Assume your Nissan Altima is Cheaper to Insure than another vehicle. Compare. Compare. Compare.
- Save Money on Young Driver Nissan Altima Insurance By Mentioning Grades or GPA
- Avoid the Temptation to File a Claim for Minor Incidents
Top Nissan Altima Insurance Companies
Who is the best auto insurance company for Nissan Altima insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Nissan Altima auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Nissan Altima offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Nissan Altima Insurance Quotes Online
You can start comparing quotes for Nissan Altima car insurance rates from some of the best car insurance companies by using our free online tool now.
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Frequently Asked Questions
What is the average cost of Nissan Altima car insurance?
The average cost of Nissan Altima car insurance is $1,446 per year or $121 per month.
Can I get a liability-only policy for my Nissan Altima?
Yes, you can get a liability-only policy for your Nissan Altima. It costs around $580 per year or $48 per month.
How much can good drivers save on their Nissan Altima insurance?
Good drivers can save up to $596 per year on their Nissan Altima insurance by earning discounts on their policy.
Are Nissan Altimas expensive to insure compared to other sedans?
Nissan Altimas are generally not expensive to insure compared to other sedans. In fact, their insurance rates are about $73 less per year than the average vehicle.
What factors impact the cost of Nissan Altima insurance?
Several factors can impact the cost of Nissan Altima insurance, including:
- age of the vehicle
- driver age
- driver location
- driving record
Which are the top Nissan Altima insurance companies?
Some of the top insurance companies offering Nissan Altima coverage include:
- State Farm
- Geico
- Progressive
- Liberty Mutual
- Allstate
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
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Diego Anderson
Licensed Real Estate Agent
Diego Anderson is a Real Estate Agent based in the Bay Area of California. Having received his Real Estate License at the age of 18, he wasted no time learning the ins and outs of the industry. With a focus on residential dual agency, he has a passion for supporting and educating families on their home buying and selling decisions. He is no stranger to new builds and new developments. He also r...
Licensed Real Estate Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.