Best Nissan Maxima Car Insurance Quotes (2024)
If you want to buy inexpensive Nissan Maxima insurance coverage then you should know that a policy will cost $131 per month ($1,576 per year) on average. Finding Nissan Maxima teenager insurance rates can cost on average $5,760 a year, so shop around to find cheap coverage.
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Laura D. Adams
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Insurance & Finance Analyst
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,576 a year or $131 each month
- A liability-only policy costs around $632 a year or $53 each month
- Highest rates are for teenage drivers at around $5,760 a year or $480 each month
- Good drivers can save as much as $650 a year by earning policy discounts
- Nissan Maxima insurance costs around $57 more per year than the average vehicle
Nissan Maxima insurance rates are about $57 more per year than the average vehicle with full coverage costing around $1,576 a year or $131 a month. Good drivers can save up to $650 a year in policy discounts by practicing safe driving habits. Let’s take a closer look at Nissan Maxima insurance rates, safety ratings, and more.
You can start comparing quotes for Nissan Maxima car insurance rates from some of the best car insurance companies by using our free online tool now.
Nissan Maxima Insurance Cost
The average Nissan Maxima car insurance rates are $1,576 a year or $131 a month.
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Are Nissan Maximas Expensive to Insure?
The chart below details how Nissan Maxima insurance rates compare to other sedans like the Audi S4, Audi A3, and Nissan Sentra.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Nissan Maxima | $390 | $656 | $372 | $1,576 |
| Audi S4 | $370 | $744 | $338 | $1,588 |
| Audi A3 | $282 | $566 | $398 | $1,404 |
| Nissan Sentra | $254 | $570 | $390 | $1,372 |
| Kia Forte | $322 | $500 | $372 | $1,352 |
| Hyundai Elantra | $280 | $562 | $372 | $1,372 |
| Honda Accord | $280 | $500 | $372 | $1,310 |
However, there are a few things you can do to find the cheapest Nissan insurance rates online.
What Impacts the Cost of Nissan Maxima Insurance?
Even though the average annual rate for the Nissan Maxima is $1,576, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Nissan Maxima.
Age of the Vehicle
The average Nissan Maxima car insurance rates are higher for newer models. For example, car insurance for a 2020 Nissan Maxima costs $1,576, while 2010 Nissan Maxima insurance costs are $1,254, a difference of $322.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Nissan Maxima | $390 | $656 | $372 | $1,576 |
| 2019 Nissan Maxima | $372 | $630 | $390 | $1,550 |
| 2018 Nissan Maxima | $356 | $626 | $398 | $1,538 |
| 2017 Nissan Maxima | $344 | $610 | $416 | $1,528 |
| 2016 Nissan Maxima | $332 | $586 | $430 | $1,506 |
| 2014 Nissan Maxima | $302 | $524 | $452 | $1,436 |
| 2013 Nissan Maxima | $290 | $494 | $456 | $1,398 |
| 2012 Nissan Maxima | $278 | $442 | $460 | $1,338 |
| 2011 Nissan Maxima | $260 | $408 | $460 | $1,286 |
| 2010 Nissan Maxima | $250 | $382 | $464 | $1,254 |
Driver Age
Driver age can have a significant effect on the cost of Nissan Maxima car insurance. For example, a 20-year-old driver could pay around $161 more each month for their Nissan Maxima car insurance than a 30-year-old driver.
Driver Location
Where you live can have a large impact on Nissan Maxima insurance rates. For example, drivers in New York may pay $410 a year more than drivers in Chicago.
Your Driving Record
Your driving record can have an impact on the cost of Nissan Maxima auto insurance. Teens and drivers in their 20’s see the highest jump in their Nissan Maxima car insurance with violations on their driving record.
Nissan Maxima Safety Ratings
Your Nissan Maxima auto insurance rates are influenced by the Nissan Maxima’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Nissan Maxima Crash Test Ratings
Not only do good Nissan Maxima crash test ratings mean you are better protected in a crash, but good Nissan Maxima crash ratings also mean cheaper insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Nissan Maxima 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2019 Nissan Maxima 4 DR FWD | N/R | N/R | N/R | 5 stars |
| 2018 Nissan Maxima 4 DR FWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2017 Nissan Maxima 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2016 Nissan Maxima 4 DR FWD Later Release | 5 stars | 5 stars | 5 stars | 5 stars |
| 2016 Nissan Maxima 4 DR FWD Early Release | 5 stars | 5 stars | 5 stars | 5 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Nissan Maxima Safety Features
The more safety features you have on your Nissan Maxima, the more likely it is that you can earn a discount. The Nissan Maxima’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- Rear Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
- Blind Spot Monitor
- Lane Departure Warning
Nissan Maxima Finance and Insurance Cost
If you are financing a Nissan Maxima, you will pay more if you purchase Nissan Maxima car insurance at the dealership, so be sure to shop around and compare Nissan Maxima car insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Nissan Maxima Insurance
There are several ways you can save even more on your Nissan Maxima car insurance rates. Take a look at the following five tips:
- Avoid the Temptation to File a Claim for Minor Incidents
- Compare Insurance Companies After Moving
- Ask About Seasonal Insurance for Your Nissan Maxima
- Don’t Assume your Nissan Maxima is Cheaper to Insure than another vehicle. Compare. Compare. Compare.
- Ask for a Nissan Maxima Discount If You Have College Degree or Higher
Top Nissan Maxima Insurance Companies
Who is the top auto insurance company for Nissan Maxima insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Nissan Maxima auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Nissan Maxima offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Nissan Maxima Insurance Quotes Online
You can start comparing quotes for Nissan Maxima car insurance rates from some of the best car insurance companies by using our free online tool now.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
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Frequently Asked Questions
What is the best insurance company for a Nissan Maxima?
The best insurance company for a Nissan Maxima will depend on a variety of factors such as your driving record, location, and the coverage options you need. It’s best to compare quotes from multiple insurance companies to find the best option for you.
How much does it cost to insure a Nissan Maxima?
The cost to insure a Nissan Maxima will depend on a variety of factors including the driver’s age, location, driving history, and the coverage options selected. On average, the cost of insuring a Nissan Maxima is around $1,500 per year.
Is it necessary to have collision coverage for my Nissan Maxima?
Collision coverage is not legally required, but it can be helpful to have in case of an accident that damages your car. If you have a loan or lease on your Nissan Maxima, your lender may require you to have collision coverage.
What is comprehensive coverage for a Nissan Maxima?
Comprehensive coverage for a Nissan Maxima covers non-collision incidents such as theft, vandalism, and weather damage.
Can I get insurance for my Nissan Maxima if I have a poor driving record?
It may be more difficult to find insurance with a poor driving record, but there are still options available. Expect to pay higher premiums and consider taking defensive driving courses or other steps to improve your driving record.
Will modifications to my Nissan Maxima affect my insurance rates?
Modifications to your Nissan Maxima can affect your insurance rates, as they may increase the risk of accidents or theft. Be sure to inform your insurance company of any modifications made to your car.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Laura D. Adams
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Insurance & Finance Analyst
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.