Best Nissan Versa Car Insurance Quotes (2024)
If you want to buy inexpensive Nissan Versa insurance coverage then you should know that a policy will cost $114 per month ($1,372 per year) on average. Good drivers can save as much as $2,116 a year over higher risk drivers.
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Ty Stewart
Licensed Insurance Agent
Ty Stewart is the founder and CEO of SimpleLifeInsure.com. He started researching and studying about life insurance when he got his first policy for his own family. He has been featured as a life insurance expert speaker at agent conventions and in top publications. As an independent licensed life insurance agent, he has helped clients nationwide to secure affordable coverage while making the...
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UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,372 a year or $114 each month
- A liability-only policy costs around $550 a year or $46 each month
- Highest rates are for teenage drivers at around $5,015 a year or $418 each month
- Good drivers can save as much as $566 a year by earning policy discounts
- Nissan Versa insurance costs around $147 less per year than the average vehicle
Nissan Versa insurance rates are about $147 cheaper than the average vehicle. Full coverage averages $1,372 a year or $114 a month. You can pay as low as $46 per month for liability-only coverage. Let’s keep reading for Nissan Versa insurance rates, safety ratings, and more.
You can start comparing quotes for Nissan Versa car insurance rates from some of the best car insurance companies by using our free online tool now.
Nissan Versa Insurance Cost
The average Nissan Versa car insurance rates are $1,372 a year or $114 a month.
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Are Nissan Versas Expensive to Insure?
The chart below details how Nissan Versa insurance rates compare to other sedans like the Subaru Impreza, Honda Accord, and Kia Forte.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Nissan Versa | $280 | $562 | $372 | $1,372 |
| Subaru Impreza | $320 | $542 | $390 | $1,410 |
| Honda Accord | $280 | $500 | $372 | $1,310 |
| Kia Forte | $322 | $500 | $372 | $1,352 |
| Toyota Avalon | $320 | $536 | $338 | $1,330 |
| Audi A3 | $282 | $566 | $398 | $1,404 |
| Cadillac CTS | $320 | $626 | $398 | $1,502 |
However, there are a few things you can do to find the cheapest Nissan insurance rates online.
Read more: Best Subaru Car Insurance Quotes
What Impacts the Cost of Nissan Versa Insurance?
The Nissan Versa trim and model you choose will affect the total price you will pay for Nissan Versa insurance coverage.
Age of the Vehicle
Older Nissan Versa models generally cost less to insure. For example, car insurance rates for a 2020 Nissan Versa are $1,372, while 2010 Nissan Versa rates are $1,130, a difference of $242.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Nissan Versa | $280 | $562 | $372 | $1,372 |
| 2019 Nissan Versa | $268 | $542 | $390 | $1,358 |
| 2018 Nissan Versa | $256 | $536 | $398 | $1,348 |
| 2017 Nissan Versa | $248 | $524 | $416 | $1,346 |
| 2016 Nissan Versa | $240 | $502 | $430 | $1,330 |
| 2015 Nissan Versa | $226 | $484 | $442 | $1,310 |
| 2014 Nissan Versa | $218 | $450 | $452 | $1,278 |
| 2013 Nissan Versa | $208 | $424 | $456 | $1,246 |
| 2012 Nissan Versa | $200 | $380 | $460 | $1,198 |
| 2011 Nissan Versa | $188 | $350 | $460 | $1,156 |
| 2010 Nissan Versa | $180 | $328 | $464 | $1,130 |
Driver Age
Driver age can have a significant effect on Nissan Versa car insurance rates. For example, 30-year-old drivers pay $60 more for Nissan Versa car insurance than 40-year-old drivers.
Driver Location
Where you live can have a large impact on Nissan Versa insurance rates. For example, drivers in New York may pay $357 a year more than drivers in Chicago.
Your Driving Record
Your driving record can have an impact on the cost of Nissan Versa car insurance. Teens and drivers in their 20’s see the highest jump in their Nissan Versa car insurance with violations on their driving record.
Nissan Versa Safety Ratings
Your Nissan Versa auto insurance rates are tied to the Nissan Versa’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Not Tested |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Not Tested |
| Head restraints and seats | Not Tested |
| Source: Insurance Institute for Highway Safety | |
Nissan Versa Crash Test Ratings
Not only do good Nissan Versa crash test ratings mean you are better protected in a crash, but good Nissan Versa crash ratings also mean cheaper insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Nissan Versa 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Nissan Versa Note SR 5 HB FWD | N/R | N/R | N/R | N/R |
| 2019 Nissan Versa Note 5 HB FWD | N/R | N/R | N/R | 4 stars |
| 2019 Nissan Versa 4 DR FWD | 4 stars | 4 stars | 4 stars | 4 stars |
| 2018 Nissan Versa Note 5 HB FWD | N/R | 3 stars | N/R | 4 stars |
| 2018 Nissan Versa 4 DR FWD | 4 stars | 4 stars | 4 stars | 4 stars |
| 2017 Nissan Versa Note 5 HB FWD | N/R | 3 stars | N/R | 4 stars |
| 2017 Nissan Versa 4 DR FWD | N/R | 4 stars | N/R | 4 stars |
| 2016 Nissan Versa Note 5 HB FWD | 4 stars | 3 stars | 5 stars | 4 stars |
| 2016 Nissan Versa 4 DR FWD | 4 stars | 4 stars | 4 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Nissan Versa Safety Features
The more safety features you have on your Nissan Versa, the more likely it is that you can earn a discount. The Nissan Versa’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- Rear Side Air Bag
- 4-Wheel ABS
- Front Disc/Rear Drum Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
- Lane Departure Warning
Nissan Versa Insurance Loss Probability
The lower percentage means lower Nissan Versa car insurance rates; higher percentages mean higher Nissan Versa auto insurance rates. Insurance loss probability on the Nissan Versa fluctuates between each type of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | 16% |
|---|---|
| Property Damage | 10% |
| Comprehensive | -8% |
| Personal Injury | 90% |
| Medical Payment | 103% |
| Bodily Injury | 38% |
| Source: Insurance Institute for Highway Safety | |
Nissan Versa Finance and Insurance Cost
If you are financing a Nissan Versa, you will pay more if you purchase Nissan Versa car insurance at the dealership, so be sure to shop around and compare Nissan Versa car insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Nissan Versa Insurance
You have more options at your disposal to save money on your Nissan Versa car insurance costs. For example, try these five tips:
- Be Picky About Who Drives Your Nissan Versa
- Make Sure You Use an Accredited Driver Safety Program
- Consider Ride Sharing Services to Lower Your Nissan Versa Mileage
- Never Drink and Drive Your Nissan Versa
- Use Paperless Billing for Your Nissan Versa Insurance Policy
Top Nissan Versa Insurance Companies
Who is the top auto insurance company for Nissan Versa insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Nissan Versa auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Nissan Versa offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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Frequently Asked Questions
How much does Nissan Versa car insurance cost?
The cost of Nissan Versa car insurance varies depending on several factors, such as the model, age, location, driving history, and coverage level. Generally, the annual premium for Nissan Versa car insurance ranges from $700 to $1,800.
How can I get the best Nissan Versa car insurance quotes?
You can get the best Nissan Versa car insurance quotes by shopping around and comparing multiple insurance providers. Also, make sure to provide accurate and complete information about yourself and your Nissan Versa to get an accurate quote.
What are the types of car insurance coverage available for Nissan Versa cars?
The most common types of car insurance coverage for Nissan Versa cars are liability coverage, collision coverage, comprehensive coverage, and personal injury protection (PIP) coverage.
Are there any discounts available for Nissan Versa car insurance?
Yes, many insurance providers offer discounts for Nissan Versa car insurance, such as safe driver discounts, multi-vehicle discounts, and bundling discounts.
What factors affect my Nissan Versa car insurance rates?
Several factors can affect your Nissan Versa car insurance rates, including your driving record, age, location, credit score, coverage level, and deductible.
Can I customize my Nissan Versa car insurance policy?
Yes, you can customize your Nissan Versa car insurance policy to fit your specific needs and budget. You can choose the coverage level, deductible, and optional add-ons, such as roadside assistance and rental car coverage.
What should I do if I can’t afford Nissan Versa car insurance?
If you can’t afford Nissan Versa car insurance, you can consider reducing your coverage level or increasing your deductible to lower your premium. You can also look for insurance providers that offer low-income programs or government-assisted programs. However, driving without car insurance is illegal and can lead to severe penalties and fines.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
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Ty Stewart
Licensed Insurance Agent
Ty Stewart is the founder and CEO of SimpleLifeInsure.com. He started researching and studying about life insurance when he got his first policy for his own family. He has been featured as a life insurance expert speaker at agent conventions and in top publications. As an independent licensed life insurance agent, he has helped clients nationwide to secure affordable coverage while making the...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.