Best Buick LaCrosse Car Insurance Quotes (2024)
Average Buick LaCrosse insurance rates cost $113 per month ($1,360 per year), which is about $159 less per year than the average car. You can find cheap Buick LaCrosse insurance rates if you are a good driver—Mature drivers with good driving records may find rates as low as $799 a year.
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Kalyn Johnson
Insurance Claims Support & Sr. Adjuster
Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...
Insurance Claims Support & Sr. Adjuster
UPDATED: Nov 27, 2023
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Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,360 a year or $113 each month
- A liability-only policy costs around $545 a year or $45 each month
- Highest rates are for teenage drivers at around $4,971 a year or $414 each month
- Good drivers can save as much as $561 a year by earning policy discounts
- Buick LaCrosse insurance costs around $159 less per year than the average vehicle
Buick LaCrosse insurance rates are about $159 less yearly than the average vehicle with full coverage averaging $1,360 a year or $113 a month. Drivers of an older Buick LaCrosse may opt for liability coverage only which is around $545 a year or $45 a month.
Good drivers can save up to $561 a year in policy discounts for being a safe driver. Let’s look at Buick LaCrosse insurance rates, crash test ratings, and more.
You can start comparing quotes for Buick LaCrosse car insurance rates from some of the best car insurance companies by using our free online tool now.
Buick LaCrosse Insurance Cost
The average car insurance costs for a Buick LaCrosse are $1,360 a year or $113 a month.
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Are Buick LaCrosses Expensive to Insure?
The chart below details how Buick LaCrosse insurance rates compare to other hybrid/electrics like the Chevrolet Volt, Hyundai Sonata Hybrid, and Lexus GS 450h.
Read more: Best Lexus Car Insurance Quotes
| Vehicle | Comprehensive | Collision | Liability | Total |
| Buick LaCrosse | $320 | $566 | $338 | $1,360 |
| Chevrolet Volt | $370 | $774 | $398 | $1,700 |
| Hyundai Sonata Hybrid | $322 | $626 | $420 | $1,548 |
| Lexus GS 450h | $394 | $774 | $398 | $1,724 |
| Toyota Prius | $306 | $512 | $332 | $1,286 |
| Chrysler Pacifica Hybrid | $370 | $656 | $338 | $1,500 |
| Ford C-Max Hybrid | $282 | $566 | $398 | $1,404 |
However, there are a few things you can do to find the cheapest Buick insurance rates online.
What Impacts the Cost of Buick LaCrosse Insurance?
The Buick LaCrosse trim and model you choose can impact the total price you will pay for Buick LaCrosse insurance coverage.
Age of the Vehicle
The average Buick LaCrosse auto insurance rates are higher for newer models. For example, auto insurance rates for a 2018 Buick LaCrosse cost $1,360, while 2010 Buick LaCrosse rates are $1,100, a difference of $260.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 Buick LaCrosse | $320 | $566 | $338 | $1,360 |
| 2017 Buick LaCrosse | $308 | $552 | $354 | $1,350 |
| 2016 Buick LaCrosse | $298 | $530 | $364 | $1,328 |
| 2015 Buick LaCrosse | $282 | $512 | $376 | $1,306 |
| 2014 Buick LaCrosse | $270 | $474 | $384 | $1,264 |
| 2013 Buick LaCrosse | $260 | $446 | $388 | $1,230 |
| 2012 Buick LaCrosse | $248 | $400 | $390 | $1,174 |
| 2011 Buick LaCrosse | $232 | $368 | $390 | $1,126 |
| 2010 Buick LaCrosse | $224 | $346 | $394 | $1,100 |
Driver Age
Driver age can have a significant effect on Buick LaCrosse car insurance rates. For example, 30-year-old drivers pay $60 more for Buick LaCrosse car insurance than 40-year-old drivers.
Driver Location
Where you live can have a large impact on Buick LaCrosse insurance rates. For example, drivers in New York may pay $354 a year more than drivers in Chicago.
Your Driving Record
Your driving record can have an impact on your Buick LaCrosse car insurance rates. Teens and drivers in their 20’s see the highest jump in their Buick LaCrosse car insurance with violations on their driving record.
Buick LaCrosse Safety Ratings
Your Buick LaCrosse car insurance rates are tied to the safety ratings of the Buick LaCrosse. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Buick LaCrosse Crash Test Ratings
If the Buick LaCrosse crash test ratings are good, you could have lower Buick LaCrosse car insurance rates. See Buick LaCrosse crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2019 Buick LaCrosse Hybrid 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2019 Buick LaCrosse 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2019 Buick LaCrosse 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2018 Buick LaCrosse Hybrid 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2018 Buick LaCrosse 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2018 Buick LaCrosse 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2017 Buick LaCrosse 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2017 Buick LaCrosse 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Buick LaCrosse Safety Features
The more safety features you have on your Buick LaCrosse, the more likely it is that you can earn a discount. The Buick LaCrosse’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- Rear Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Electronic Stability Control
- Daytime Running Lights
- Integrated Turn Signal Mirrors
- Traction Control
Buick LaCrosse Insurance Loss Probability
The lower percentage means lower Buick LaCrosse car insurance costs; higher percentages mean higher Buick LaCrosse car insurance costs. Compare the following Buick LaCrosse auto insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury.
| Insurance Coverage Category | Loss Rate |
| Collision | -4% |
|---|---|
| Property Damage | -15% |
| Comprehensive | -7% |
| Personal Injury | 0% |
| Medical Payment | 9% |
| Bodily Injury | -8% |
| Source: Insurance Institute for Highway Safety | |
Buick LaCrosse Finance and Insurance Cost
If you are financing a Buick LaCrosse, you will pay more if you purchase Buick LaCrosse auto insurance at the dealership, so be sure to shop around and compare Buick LaCrosse auto insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Buick LaCrosse Insurance
If you want to reduce the cost of your Buick LaCrosse insurance rates, follow these tips below:
- Wait Six Years for Accidents to Disappear from Your Record
- Consider Buick LaCrosse Insurance Costs Before Buying a Buick LaCrosse
- Take Advantage of Referral Fees
- Get a Plan with Only Liability Coverage If You’re Driving an Older Buick LaCrosse
- Ask About Usage-Based Insurance for Your Buick LaCrosse
Top Buick LaCrosse Insurance Companies
Who is the top car insurance company for Buick LaCrosse insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Buick LaCrosse auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Buick LaCrosse offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Buick LaCrosse Insurance Quotes Online
To start comparing Buick LaCrosse car insurance quotes for free, use our online car insurance comparison tool.
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Frequently Asked Questions
What are some factors that can affect the cost of Buick LaCrosse car insurance?
The five factors include:
- age of the vehicle
- driver age
- driver location
- driving record
- coverage amount chosen
How can I find the cheapest Buick LaCrosse car insurance rates?
To find the cheapest Buick LaCrosse car insurance rates, you should compare quotes from multiple insurance companies and consider discounts for safe driving, bundling policies, and more.
What are some of the best car insurance companies for Buick LaCrosse owners?
Three of the best car insurance companies for Buick LaCrosse owners include:
- State Farm
- Geico
- Progressive
Does the Buick LaCrosse have good safety ratings?
Yes, the Buick LaCrosse has good safety ratings from the National Highway Traffic Safety Administration (NHTSA) and the Insurance Institute for Highway Safety (IIHS).
What is the average cost of liability-only coverage for a Buick LaCrosse?
The average cost of liability-only coverage for a Buick LaCrosse is around $545 a year or $45 a month.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Kalyn Johnson
Insurance Claims Support & Sr. Adjuster
Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...
Insurance Claims Support & Sr. Adjuster
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.