What is American Family’s policy on rental car coverage during the claims process?

If you’re part of a single-car household, being without your car in the aftermath of an accident is a real pain in the neck. Most likely, you already know how to file a car insurance claim, but you may be wondering, “What is American’s Family policy on rental car coverage during the claims process?”

Thankfully, you aren’t without options when waiting for your vehicle to be repaired. Read on to learn what you need to know.

American Family’s Policy on Rental Car Coverage During the Claims Process

American Family has a few options for rental car coverage when you aren’t able to drive your primary vehicle. Quite a few different types of car insurance coverage policies are on offer from American Family.

American Family does offer rental car reimbursement coverage, which is an additional add-on to your current policy.

This increased cost might seem unnecessary at first, but note that you could easily exceed the annual additional cost just by renting a vehicle for a week. As such, it makes good financial sense to get the added coverage.

Read more: What documentation do I need to file a car insurance claim with American Family?

Important Things to Keep in Mind About American Family Rental Car Coverage

While some insurance companies require customers to obtain special rental car insurance, your current policy through American Family should cover any potential situation that will arise when renting a vehicle.

This perk enables you to opt out of costly rental insurance, as it extends to full coverage, liability, and comprehensive, for example.

Determining Whether You Need Rental Car Coverage With American Family

While most rental companies might have offerings for insurance coverage, if you have a policy with American Family, you’re good to go. It might be tempting to get that additional coverage, but in this case, you’d just be incurring an additional and unnecessary expense.

In many American Family insurance reviews, the company rates less than favorably concerning its annual premium costs. However, in most cases, customers report that its claims handling and customer feedback are stellar.

That Last Word on American Family’s Policy on Rental Car Coverage

American Family has a fairly flexible policy when it comes to rental car coverage. Additionally, you can seek out reimbursement for the cost of a rental through American Family’s partnership with Enterprise.

You might find yourself without a vehicle in the aftermath of an accident, but you won’t be without coverage if you do go with a rental.